Charles Schwab American Express Platinum card

The American Express Platinum Card® for Schwab.

Premium Rewards, Services, and Experiences.

The American Express Platinum Card® for Schwab is only available to clients who maintain an eligible Schwab account.

Earn 60,000 Membership Rewards® points

after spending $5,000 in purchases on your American Express Platinum Card for Schwab in your first three months of card membership.

And, as a Schwab client you can use Membership Rewards® points for deposits by Schwab to your eligible account. (For example, 60,000 points = $750)

Annual Fee: $550

Apply Now

Watch your rewards add up

Benefits for Schwab clients

  • gift icon

    Earn Membership Rewards points‡

    Watch points add up. When you use your American Express Platinum Card® for Schwab, you can earn one Membership Rewards® point for every dollar you spend on eligible purchases.

    Use points to treat yourself to rewards from over 500 leading brands in travel, shopping, dining and entertainment.

  • Invest icon new

    Invest with rewards‡

    The American Express Platinum Card® for Schwab gives you the added ability to redeem points for deposits by Schwab into your eligible account. (For example, 60,000 points =$750). Card Members also have the ability to access their American Express Platinum Card® account information via a link on Schwab.com

  • $200 icon

    Up to $200 annual statement credit‡

    Receive a $100 Card statement credit if your qualifying Schwab Holdings are equal to or greater than $250,000 or receive a $200 Card statement credit if your qualifying Schwab Holdings are equal to or greater than $1,000,000, when measured following Card account approval and annually thereafter. Terms and Limitations Apply.

Additional Platinum Card® benefits

Additional Platinum Card® benefits

  • Global icon

    No foreign transaction fee‡

    No matter where you’re traveling, when you use your American Express Platinum Card® for Schwab, there are no foreign transaction fees from American Express. Rates & Fees

  • Lounge icon

    The Global Lounge Collection®‡

    We're #1 where it counts. With more than 1,300 airport lounges and counting, the American Express Global Lounge Collection® offers travelers more lounge options than any other card on the market.‡

    Based on comparison with other U.S. credit card programs, as of 08/2020.

  • Control icon

    Control How You Pay

    You'll have the flexibility to carry a balance with interest or use Plan It®‡ to split up large purchases into monthly payments with a fixed fee, up to your Pay Over Time Limit. You may be able to keep spending beyond your limit – you'll just need to pay for any new purchases in full when your bill is due.

more benefits

  • luggage icon

    Fine Hotels & Resorts®‡

    Enjoy complimentary benefits and competitive rates with each Fine Hotels & Resorts® booking at over 1,000 extraordinary properties worldwide.‡

  • 5x icon

    5x points on eligible travel‡

    • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel via amextravel.com or by calling 800-525-3355. Starting January 1, 2021, earn 5X points on up to $500,000 on these purchases through calendar year.
    • 5x points Membership Rewards® points on eligible hotels booked on amextravel.com, including The Hotel Collection
  • $200 icon

    Up to $200 savings on Uber annually‡

    As an American Express Platinum Card® for Schwab Member, you receive $15 in Uber Cash, available to you through the Uber app, for rides or eats orders in the US each month plus a bonus $20 in December*, delivered through an exclusive Uber app experience. Simply download the Uber app and add your American Express Platinum Card® for Schwab to your Uber account to get started.

    *Uber Cash and Uber VIP status available to Basic Card Member only.

shop and travel

FAQs

Is American Express or Charles Schwab the issuer of the Card?
Who is eligible to apply?
I already have an American Express Card. Can this Card be converted into the American Express Platinum Card® for Schwab?
Will I be able to access my Card account information through my Schwab.com Account Summary page?
If I need help with my Card accounts, what number should I call?
How does the Membership Rewards® program work?
How does the Invest with Rewards benefit work?
How does the Schwab Appreciation Bonus benefit work?