Charles Schwab American Express Platinum card

The American Express Platinum Card® for Schwab.

Premium Rewards, Services, and Experiences.

The American Express Platinum Card® for Schwab is only available to clients who maintain an eligible Schwab account.

Shop Small, Eat Well and Earn Big with 10X Points

Earn 100,000 Membership Rewards® Points + 10x Points at restaurants worldwide and when you Shop Small in the U.S.

Here's how: earn 100,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership.

Plus, earn 10x points on eligible purchases on your new Card at restaurants worldwide and when you Shop Small in the U.S., on up to $25,000 in combined purchases, during your first 6 months of Card Membership. That's an additional 9 points on top of the 1 point you earn for these purchases.

Annual Fee: $695†¤

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Watch your rewards add up

Benefits for Schwab clients

  • gift icon

    Earn Membership Rewards points‡

    Watch points add up. When you use your American Express Platinum Card® for Schwab, you can earn one Membership Rewards® point for every dollar you spend on eligible purchases.

    Use points to treat yourself to rewards from over 500 leading brands in travel, shopping, dining and entertainment.

  • Invest icon

    Invest with rewards‡

    The American Express Platinum Card® for Schwab gives you the added ability to redeem points for deposits by Schwab into your eligible account. Card Members also have the ability to access their American Express Platinum Card® account information via a link on

  • $200 icon

    Up to $200 annual statement credit‡

    Receive a $100 Card statement credit if your qualifying Schwab Holdings are equal to or greater than $250,000 or receive a $200 Card statement credit if your qualifying Schwab Holdings are equal to or greater than $1,000,000, when measured following Card account approval and annually thereafter. Terms and Limitations Apply.

Additional Platinum Card® benefits

Additional Platinum Card® benefits

  • 5x icon

    Earn 5X Points

    • 5X Membership Rewards® points on up to $500,000 per calendar year on flights booked directly with airlines or with American Express Travel via or by calling 800-525-3355.
    • 5X Membership Rewards® points on prepaid hotels booked with American Express Travel, including The Hotel Collection.ǂ
  • luggage icon

    $200 Hotel Credit, $200 Airline Fee Credit

    Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®.ǂ And if you fly, you can receive up to $200 in statement credits per calendar year after you select one qualifying airline and incidental fees* are charged by the airline to your Platinum Card®

    *American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See Airline Fee Credit terms & conditions for more details.ǂ

  • Digital Entertainment icon

    $240 Digital Entertainment Credit

    Get up to $20 in statement credits each month when you pay for eligible purchases  with the Platinum Card® at participating partners. This can be an annual savings of up to $240. To view participating partners, visit Enrollment required.ǂ

more benefits

  • Uber icon

    Uber Rides with Platinum™

    With your Platinum Card from American Express Exclusively for Charles Schwab, you'll receive $15 in Uber Cash for rides or eats orders in the US every month plus a bonus $20 in December*, delivered through an exclusive Uber app experience. That's up to $200 for Uber rides or eats orders annually. You'll also become an Uber VIP, where available, without meeting minimum ride requirements and be matched with top-rated drivers, so that even a 5-minute trip can be a 5-star experience.

    *Uber Cash and Uber VIP status is available to Basic Card Member only.ǂ

  • Control icon

    More Ways to Pay

    You're in control with more ways to pay. You can choose to:

    • Pay your bill in full
    • Use the Pay Over Time feature to carry a balance with interest
    • Use Plan Itǂ to select large purchases and split them into monthly payments with a fixed fee¤

    There is a limit on the total amount that you can carry as a balance or move into a Plan. Any purchases beyond your limit need to be paid in full when your bill is due.ǂ

  • $300 icon

    $300 Equinox Credit

    Choose the best membership for you at Equinox - whether it's digital or in-club - and get up to $300 in statement credits back per year. Use your Platinum Card® from American Express for Charles Schwab to pay for monthly Equinox All Access, Destination, or E by Equinox membership fees, or for Equinox+, their on-demand fitness app, and receive a $25 statement credit per month. Visit to enroll.ǂ

shop and travel


Is American Express or Charles Schwab the issuer of the Card?
Who is eligible to apply?
I already have an American Express Card. Can this Card be converted into the American Express Platinum Card® for Schwab?
Will I be able to access my Card account information through my Account Summary page?
If I need help with my Card accounts, what number should I call?
How does the Membership Rewards® program work?
How does the Invest with Rewards benefit work?
How does the Schwab Appreciation Bonus benefit work?