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Portfolio Planning

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Roth IRA Conversion: Does it Make Sense?
by Rande Spiegelman
February 15, 2017

On the fence about a Roth IRA conversion? Consider these factors before making a decision. 

Schwab Market Perspective: Not So Fast!
by Liz Ann Sonders, Brad Sorensen and Jeffrey Kleintop
February 10, 2017

Uncertainty among investors appears to be rising as the Trump administration attempts to race ahead with its policy priorities—what does it mean for stocks?

Why Market Returns May Be Lower in the Future
by Veerapan Perianan
June 24, 2016

 

The Importance of Tax-Efficient Investing
by Rande Spiegelman
March 29, 2016

Manage your taxable return with these tax-efficient investing strategies.

Market Volatility: What If You Don’t Have Time to Recover?
by Rob Williams
March 09, 2016

When the market drops, it's generally a good idea to stick to your long-term investment plan. But what if you don’t have time to recover?

Low Rates, Volatile Markets: Income Investing Outlook 2016
by Rob Williams
February 10, 2016

Boosting your investment income is possible, but it will take patience and a carefully balanced portfolio.

Are You Really Diversified?
by Charles Schwab & Co Inc
August 28, 2014

The story behind correlations and why investors should care.

The Case for Global Real Estate
by Anthony Davidow
August 21, 2014

Do you think of real estate as the investment in your home? It may make sense to diversify your portfolio with some global real estate investments too.

Can I lower my income tax bill now that I’m retired?
by Carrie Schwab-Pomerantz
July 08, 2014

Completing your tax return every year can be a monumental task. And figuring out how to manage your tax bill takes even more work. It takes long-term planning, short-term decisions, and a solid understanding of tax concepts.

When Is the Best Time to File for Social Security Benefits?
by Carrie Schwab-Pomerantz
April 28, 2014

Don't lose out on valuable benefits by collecting Social Security too early. Carefully weigh your options to get the best return on your money.

3 Ways to Build an All-Index ETF Portfolio
by Michael Iachini
April 21, 2014

An index ETF-only portfolio can be a straightforward yet flexible investment solution.

Measure Progress Toward Your Long-Term Goals
by Rande Spiegelman
April 14, 2014

Are you on track to meet your financial goals? Learn how to create custom performance benchmarks and a personal net worth statement.

Newly Retired? Fresh Ideas for Managing Your Retirement Income
by Carrie Schwab-Pomerantz
March 19, 2014

When tapping into your retirement accounts, learn which accounts and investments to draw from first.

9 Tips to Help Maximize Your Retirement Nest Egg
by Carrie Schwab-Pomerantz
March 18, 2014

Now that you've built your retirement nest egg, learn the best ways to help maximize it.

Getting Started With Commodity ETFs
by Michael Iachini
December 30, 2013

ETFs can be a low-cost way to invest in commodities—and help hedge against inflation.

Commodity ETFs: Spot and Futures Prices
by Michael Iachini
December 23, 2013

Knowing whether an ETF tracks spot prices or futures prices will help you better understand its performance.

Does Market Timing Work?
by Mark W Riepe
December 16, 2013

We ran the numbers on market timing. Our findings? There's a high cost to waiting for the best entry point. Get in the game.

How to Stay on Track When Markets Are Volatile
by Randy Frederick
October 04, 2013

When markets are volatile, it's a good time to check your asset allocation and investment strategies. Find out six steps to consider.

A Blueprint for Success
by Mark W Riepe
June 26, 2013

You would not build a house without a blueprint. Building an investment portfolio should be no different. 

Municipal Revenue Bonds in a Fixed Income Portfolio
by Rob Williams
November 28, 2012

Given continued strains on state and local governments, investors might consider using municipal revenue bonds to help diversify existing portfolios of general obligation bonds.

What About Cash?
by Rob Williams
November 21, 2012

Even with today's near-zero interest rates, there's a role for cash investments in your portfolio—to provide liquidity, flexibility and stability.


Investors should consider carefully information contained in the prospectus, including investing objectives, risks, charges and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing.

Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income and small capitalization securities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.