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Year-End Tax Tips for 2014
by Rande Spiegelman
November 19, 2014

Take control of your taxes and consider these year-end tax tips that could help you come April.

Charitable Donations: The Basics of Giving
by Rande Spiegelman
October 29, 2014

Helpful tax tips for your end-of-year charitable contributions, including stock donations.

Giving to Charity: 4 Smart Strategies
by Rande Spiegelman
October 29, 2014

Make the most of charitable giving. Consider these accounts to further your philanthropic goals and receive a few tax advantages as well.

Do You Have Money Smarts?
by Carrie Schwab-Pomerantz
August 28, 2014

Don’t let these common money myths derail your finances.

How to Allocate Funds in Retirement
by Rob Williams
August 28, 2014

A guide for approaching fund allocation in retirement.

Saving for College: Coverdell Education Savings Accounts
by Rande Spiegelman
August 20, 2014

An Education Savings Account is a great way to invest money to help pay for your child’s college education.

Saving for College: Custodial Accounts
by Rande Spiegelman
August 13, 2014

Custodial accounts may not offer the tax-free benefits of 529 plans, but they can be used to fund expenses that 529 plans don't cover.

When Should You Take Social Security?
by Rande Spiegelman
June 18, 2014

You're eligible for reduced Social Security retirement benefits as early as 62, but waiting until age 70 yields greater benefits for most people. Here's how to decide.

A Living Trust Can Help You and Your Heirs
by Rande Spiegelman
June 09, 2014

A living trust can benefit you during your lifetime and, upon your death, help ensure that your assets go directly to the people you've designated. 

Household Debt Levels Are on the Rise
by Charles Schwab & Co Inc
May 30, 2014

People are taking on more debt.

The Financial Side of Remarrying Later in Life
by Carrie Schwab-Pomerantz
May 30, 2014

What to consider before tying the knot.

5 Rules to Guide Your Investing Career
by Charles Schwab & Co Inc
May 30, 2014

What recent college graduates should know about personal financial planning.

Will You Have Enough for Retirement?
by Rob Williams
May 30, 2014

Turning your retirement savings into steady income. 

Schwab Helps You Navigate Changing Times
by Walt Bettinger
May 30, 2014

We can help you navigate changing times and meet your goals.

5 Ways to Help Maximize Your Investment Yield
by Charles Schwab & Co Inc
May 30, 2014

Avoid the April crunch with these 5 tax-planning tips.

Three Common Pitfalls of 529 Plans
by Rande Spiegelman
May 28, 2014

Know the benefits and the drawbacks before you open a 529 plan.  

Saving for College: 529 College Savings Plans
by Rande Spiegelman
May 28, 2014

A 529 college savings plan is perhaps one of the best ways to invest money to help pay for your child's college education.

The Alternative Minimum Tax (AMT)
by Rande Spiegelman
May 21, 2014

There's plenty of mystery around the shadow tax system known as the alternative minimum tax.  

Saving for College: Strategies for Success
by Rande Spiegelman
May 15, 2014

529 college savings plans and Education Savings Accounts provide many advantages over custodial accounts, brokerage accounts and savings accounts.

Donor-Advised Funds: Making Charitable Giving Strategic, Easy, Tax Smart
by Rande Spiegelman
May 07, 2014

If you want to give to charity and get a tax deduction, but you aren't sure how or to whom you want to give, a donor-advised fund could be a good option.

Top Financial Tips for People Over 50
by Charles Schwab & Co Inc
April 29, 2014

An exclusive preview of Carrie Schwab-Pomerantz’s new book, The Charles Schwab Guide to Finances After Fifty: Answers to Your Most Important Money Questions.

College: Investing in Your Grandchildren
by Charles Schwab & Co Inc
April 29, 2014

How grandparents can help the younger generation.

Are Your Beneficiaries Up to Date?
by Charles Schwab & Co Inc
April 29, 2014

Don't make this common estate planning mistake. Keep your beneficiaries updated.

Measure Progress Toward Your Long-Term Goals
by Rande Spiegelman
April 14, 2014

Are you on track to meet your financial goals? Learn how to create custom performance benchmarks and a personal net worth statement.

7 Tax Fundamentals Every Investor Should Know
by Rande Spiegelman
March 26, 2014

Everyone has taxes on the brain this time of year, but these basic concepts can come in handy any time.

Borrow Smart: How to Use Debt Wisely
by Rande Spiegelman
March 20, 2014

Four low-rate loans with tax-deductible interest that will help you manage your household debt and minimize your payments.

The Importance of Tax-Efficient Investing
by Rande Spiegelman
March 19, 2014

Manage your taxable return with these tax-efficient investing strategies.

Calculating Your Cost Basis
by Rande Spiegelman
March 12, 2014

 Being familiar with the cost basis reporting rules may help you minimize capital gains taxes.

Investment Expenses: What's Tax Deductible?
by Rande Spiegelman
March 06, 2014

Take advantage of these deductions if you've incurred investment expenses. 

Get Ready for Tax Season: Start Your 2013 Taxes
by Rande Spiegelman
February 19, 2014

You have until April 15 to file, but there are good reasons to start working on your taxes now and claim these overlooked deductions. 

Saving for College: How Much Will It Cost?
by Rande Spiegelman
February 12, 2014

College costs go up every year—so the sooner you start saving, the more flexibility you'll have and the fewer loan payments you or your child will likely owe.

Smart Tax Strategies for Your Estate Plan
by Rande Spiegelman
February 05, 2014

Make the most of your estate plan with these tax savvy strategies.

Why You Need an Estate Plan
by Rande Spiegelman
January 29, 2014

Even if your estate is modest, taking care of a few estate-planning basics can help make things easier on your loved ones.

The Estate Tax and Lifetime Gifting
by Rande Spiegelman
January 15, 2014

If you have a large estate, consider gifting during your lifetime as a strategy to help reduce estate taxes.

Taxes: What's New for 2014?
by Rande Spiegelman
January 08, 2014

Learn more about common tax breaks and this year's inflation adjustments.

Personal Finance Calendar for 2014
by Rande Spiegelman
January 03, 2014

Follow our month-by-month guide to help get your finances in tip-top shape this year.

New Year's Financial Resolutions: Get Your Finances in Shape for 2014
by Rande Spiegelman
December 20, 2013

Five resolutions to reshape your finances in the year ahead.  

Year-End Tax Tips for 2013
by Rande Spiegelman
November 13, 2013

Consider these bite-size tax tips to make tax time more palatable.

Why Cash-Out Refinancing to Invest Doesn't Add Up
by Schwab Center for Financial Research
October 23, 2013

Gambling with borrowed money is a recipe for disaster—comparing interest rates doesn't tell the whole story.

Should You Pay Off Your Mortgage Early Before You Retire?
by Schwab Center for Financial Research
October 16, 2013

Lower mortgage interest rates make this decision more complicated. You should balance cash flow with potential return on investment, and then look at your taxes.

The Affordable Care Act: New Tax Changes that Could Affect Taxpayers
by Rande Spiegelman
September 25, 2013

The Affordable Care Act—or "Obamacare"—phases in several new taxes over the next few years. These five are most likely to affect individual investors.

Mortgage Debt: A Tool to Help Plan Your Finances
by Rande Spiegelman
September 24, 2013

A mortgage does not need to be viewed as just a liability. Think of it as a financial tool and part of your net worth.

How Not to Leave Money to Your Ex
by Rande Spiegelman
August 16, 2013

It actually does happen. People die and inadvertently leave sizable portions of their estates to ex-wives or ex-husbands-or to people they haven’t seen for 30 years. 

Stretching Your IRA: Transferring Wealth to the Next Generation
by Rande Spiegelman
July 16, 2013

An IRA can allow you to transfer wealth to future generations while reducing, deferring or even eliminating income taxes on your retirement savings. 

A Blueprint for Success
by Mark W Riepe
June 26, 2013

You would not build a house without a blueprint. Building an investment portfolio should be no different. 

Get a Tax Break by Harvesting Losses
by Rande Spiegelman
June 12, 2013

Offsetting capital gains with capital losses can lower your tax bill and better position your portfolio going forward.

Margin: How Does It Work?
by Rande Spiegelman
May 09, 2013

In the same way a bank will lend you money if you have equity in your house, your brokerage firm can lend you money against the value of investments in your portfolio.

Two Types of Annuities for Retirement Income
by Rob Williams
March 27, 2013

After working hard to save for retirement, you'll need to manage market risk and generate income that lasts—annuities are one tool that can help.


Investors should consider carefully information contained in the prospectus, including investing objectives, risks, charges and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing.

Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income and small capitalization securities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.