Global Diversification. Tactical Positioning.
Windhaven Investment Management, Inc. is a leading investment advisory firm with over $10.2 billion in assets under management1. A different kind of managed portfolio solution, Windhaven® offers clients a choice of three broadly diversified strategies consisting primarily of exchange-traded funds (ETFs). Using a proactive approach to global investment management, Windhaven dynamically adjusts asset allocations, striving to capture growth in rising markets while attempting to reduce exposure in declining ones.
Windhaven Approach | Proactive Risk Management
Windhaven's investing approach is informed by economic research, analysis, and expertise. The strategies attempt to mitigate downside risk and volatility through global diversification. Over full market cycles, Windhaven seeks to capture a portion of growth in rising markets while also reducing exposure to market declines.
Windhaven Strategies Offer:
- Global diversification including exposure to stocks, bonds, real estate, and commodities
- Upside growth potential through rigorous analysis of investment opportunities
- Downside risk management through strategic positioning across asset classes
Fees & Minimums
With program fees below 1%, you can invest in Windhaven for about the average cost of an actively managed mutual fund and get started with an initial investment of $100,000 or more.
At Schwab, we believe every investor deserves to work with a firm they can count on. Our commitment to your satisfaction is backed by a guarantee. If for any reason you're not happy with Windhaven Strategies, we'll refund your program fee from the previous quarter and work with you to make things right.*
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Talk to a Schwab Investment Professional to see if Windhaven is right for you.
1. As of 9/30/2016.
If you are not completely satisfied for any reason, at your request Charles Schwab & Co., Inc. ("Schwab") or Charles Schwab Bank ("Schwab Bank"), as applicable, will refund any eligible fee related to your concern within the timeframes described below. Two kinds of "Fees" are eligible for this guarantee: (1) asset-based "Program Fees" for the Schwab Private Client ("SPC"), Schwab Managed Portfolios ("SMP"), Schwab Intelligent Advisory ("SIA"), and Managed Account Connection ("Connection") investment advisory services sponsored by Schwab (together, the "Participating Services"); and (2) commissions and fees listed in the Charles Schwab Pricing Guide for Individual Investors and the Schwab Bank Deposit Account Pricing Guide (together, "Account Fees"). Program Fee refund requests must be received no later than the next calendar quarter after the Fee was charged. Account Fee refund requests must be received within one year of the date that the Fee was charged.
Program Fees are calculated as a percentage of eligible assets in Participating Service accounts. For more information about Program Fees, please see the disclosure brochure for the Participating Service, made available at enrollment or any time at your request. The Connection service includes only accounts managed by investment advisors affiliated with Schwab: Windhaven Investment Management, Inc., ThomasPartners, Inc., and Charles Schwab Investment Management, Inc. The guarantee does not cover Program Fees for accounts managed by investment advisors who are not affiliated with Schwab or managed by Schwab-affiliated advisors outside of the SPC, SMP, SIA and Connection services.
The guarantee is only available to current clients. Refunds will only be applied to the account charged and will be credited within approximately four weeks of a valid request. No other charges or expenses, and no market losses will be refunded. Other restrictions may apply. Schwab reserves the right to change or terminate the guarantee at any time.
Past performance is no guarantee of future results; the value of investments and the income derived from them can go down as well as up. Future returns and the achievement of stated goals are not guaranteed, and a loss of principal may occur.
Please refer to Windhaven's Form ADV Part 2 for additional information.
Some specialized ETFs can be subject to additional risks. Investment returns will fluctuate and are subject to market volatility such that an investor’s shares, when redeemed or sold, may be worth more or less than their original cost.
Windhaven’s risk-management process includes an effort to monitor and manage risk, but should not be confused with and does not imply low risk or the ability to control risk.
There are risks associated with any investment approach, and Windhaven strategies have their own set of risks to be aware of. First, there are the risks associated with the long-term core strategic holdings for each strategy. The more aggressive the Windhaven strategy selected, the more likely the strategy will contain larger weights in riskier asset classes, such as equities. Second, there are distinct risks associated with Windhaven Strategies' shorter-term tactical allocations, which can result in more concentration towards a certain asset class or classes. This introduces the risk that Windhaven could be on the wrong side of a tactical over-weight, thus resulting in a drag on overall performance or loss of principal.
Diversification strategies do not ensure a profit and do not protect against losses in declining markets.
International investments may involve additional risks, which could include differences in financial accounting standards, currency fluctuations, political instability, foreign taxes and regulations, and the potential for illiquid markets. Investing in emerging markets may accentuate these risks.
Windhaven Diversified strategies are available through Schwab’s Managed Account Connection® program. Please read Schwab's disclosure brochure for important information and disclosures relating to Schwab Managed Account Connection and Schwab Managed Account Services™.
Portfolio management is provided by Windhaven Investment Management, Inc. ("Windhaven"), a registered investment advisor and an affiliate of Charles Schwab & Co., Inc. ("Schwab"). Windhaven and Schwab are separate but affiliated companies and subsidiaries of The Charles Schwab Corporation.