Investment Products

Our wide selection of investment products provides you with the right choices to build a diversified portfolio and reach your goals. Plus you’ll get clear, reliable help to guide your investing decisions.

Featured Investment Products

Find the right mutual funds

Get the benefits of professionally managed funds, often with no loads or transaction fees. With thousands of funds to choose from, it’s easy to find the right one for you.

Learn more about mutual funds.

 

Diversify with ETFs

Build a well-diversified portfolio by using exchange-traded funds to give you exposure to a particular segment of the market.

Learn more about ETFs.

 

The place for fixed income

Get the expertise, product selection, and low pricing you need to pursue your fixed income investing goals, whether you’re looking to generate income or protect your assets.

Learn more about bonds and fixed income.

All Investment Products

Mutual Funds

Access thousands of no-load, no-transaction-fee mutual funds at Schwab.

Exchange-Traded Funds (ETFs)

Pay $0 online commissions¹ in your Schwab account with Schwab ETFs^TM.

Stocks

Get help evaluating stock opportunities and enjoy fast trading and execution,² all with low commissions.

Options

Take advantage of sophisticated options tools, education, and specialized support—all at a great price.

International Stocks

Trade in over 35 countries, and access more than 60 international stock exchanges.

CDs and Money Market Funds

Choose from a wide range of alternatives for all of your cash needs.

Bonds and Fixed Income Products

Get a comprehensive selection and specialized help, all at a low price.

Margin Loans

Access a convenient and flexible source of funds for trading or personal needs with a Schwab margin loan.

Annuities

Boost your retirement savings or create guaranteed income with an annuity from Schwab.

Insurance

Protect your family and preserve your assets with term life or long-term care insurance at Schwab.

Take the next step.

Start choosing the right investments for you.

Open an Account or call 866-855-5637.

1. Restrictions apply: Online trades of Schwab ETFs are commission-free at Charles Schwab & Co., Inc. (member SIPC), while trades of third-party ETFs are subject to commissions. Broker-assisted and automated phone trades are subject to service charges. A minimum deposit of $1,000 is required to open most Schwab brokerage accounts. Waivers may apply. See the Charles Schwab Pricing Guide for details. All ETFs are subject to management fees and expenses.

2. Access to electronic services may be limited or unavailable during periods of peak demand, market volatility, systems upgrade, or maintenance, or for other reasons.

Investors should consider carefully information contained in the prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing.

Investment returns will fluctuate and are subject to market volatility, so that an investor’s shares, when redeemed or sold, may be worth more or less than their original cost.

Options carry a high level of risk and are not suitable for all investors. Certain requirements must be met to trade options through Schwab. Please read the options disclosure document titled Characteristics and Risks of Standardized Options.

International investments are subject to additional risks such as currency fluctuation, political instability, economic risk and the potential for illiquid markets. Investing in emerging markets may accentuate these risks.

Review Schwab’s disclosure statement about margin borrowing.

The strength of an annuity's guaranteed income stream is dependent upon the claims-paying ability of the issuing insurance company.

Charles Schwab & Co., Inc., a licensed insurance agency, offers annuity products that are issued by leading insurance companies that are not affiliated with Schwab. Not all annuity contracts are available in every state.

Charles Schwab & Co., Inc. and Charles Schwab Bank are separate but affiliated companies and subsidiaries of The Charles Schwab Corporation. Brokerage products are offered by Charles Schwab & Co., Inc., member SIPC. Deposit and lending products and services are offered by Charles Schwab Bank, member FDIC and an Equal Housing Lender.

Schwab’s short-term redemption fee of $49.95 will be charged on redemption of funds purchased through Schwab’s Mutual Fund OneSource® service (and certain other funds with no transaction fees) and held for 90 days or less. Schwab reserves the right to exempt certain funds from this fee, including Schwab Funds®, which may charge a separate redemption fee, and funds that accommodate short-term trading. For trade orders placed through a broker, a $25 service charge applies. Funds are also subject to management fees and expenses.

Trades in no-load mutual funds available through Schwab’s Mutual Fund OneSource service (including Schwab Funds), as well as trades in certain other funds, are available without transaction fees when placed through Schwab.com or our automated phone channels. For each of these trade orders placed through a broker, a $25 service charge applies. Schwab reserves the right to change the funds we make available without transaction fees and to reinstate fees on any funds. Funds are also subject to management fees and expenses.

Charles Schwab & Co., Inc., member SIPC, receives remuneration from fund companies participating in the Mutual Fund OneSource service for recordkeeping and shareholder services and other administrative services. Schwab also may receive remuneration from transaction fee fund companies for certain administrative services.

Schwab ETFs are distributed by SEI Investments Distribution Co. (SIDCO). SIDCO is not affiliated with The Charles Schwab Corporation or any of its affiliates.