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Schwab Bank High Yield Investor Savings


Get a great interest rate and FDIC-insured savings with the Schwab Bank High Yield Investor Savings® account. You get a variable annual percentage yield, with no account minimums and no monthly service fees.

What are the fees and minimums?

  • Monthly service fees: $0
  • Account minimum: $0

What do I get with this High Yield Investor Savings account?

  • A 0.10% APY variable interest rate on any balance1 
  • An easy way to access, transfer and manage your cash2 
  • Unlimited fee rebates from any ATM worldwide3 
  • Powerful mobile apps to access your account or transfer money
  • Apply for Schwab Mobile Deposit™ to deposit checks from anywhere4
  • FDIC insurance up to $250,0005
  • Sign up for Direct deposit with your employer or government agency to deposit all or part of your paycheck or other government-issued check

Ready to get started?

Download an application.

Take the next step.

Open a Schwab Bank High Yield Investor Savings account today.

Download an application.