Saving for Retirement

Learn how much you may need to retire, how tax-advantaged retirement accounts work, and more

Plan your retirement

Retirement

4 Retirement Risks to Avoid

The five years before and after retirement are among the most important—and vulnerable—for your savings. Make the most of your later years by getting ahead of the potential risks.

April 16, 2025

Financial Planning

7 Ways Women Can Build Wealth

Women can face challenges when it comes to money and building wealth, but there are ways to combat them. Here are 7 steps to help you get started.

April 09, 2025

Retirement

Saving Plans: IRA vs. 401(k)

We break down which retirement accounts—IRAs or 401(k)s—may be right for you.

March 28, 2025

401(k)

When to Start Saving to Retire

Some pros say your early investing years are among the most critical, which can start with setting up a 401(k). Learn how to start saving for retirement.

March 13, 2025

Health Care

Potential Benefits of an HSA

Health savings accounts (HSAs) are for more than just routine medical expenses. By investing a portion of your account, you can potentially grow your funds tax-free.

March 12, 2025

Prioritize your finances

Financial Planning

How to Raise a Young Investor

How do you foster financial independence and financial literacy among young people? Two Schwab experts share their tips.

February 19, 2025

Budgeting

Wedding Guest Sticker Shock?

With the cost of clothes, gifts, and travel, being a wedding guest could blow your budget. It doesn't have to. Here's how to enjoy the party and help avoid the financial pain.

February 05, 2025

Budgeting

Take the No-Spend Challenge

The no-spend challenge has gone viral with Millennials and Gen Z, but it could work for anyone who wants to take control of their money. Consider trying it for 30 days.

January 22, 2025

Learn investing basics

ETFs

ETF vs. Mutual Fund

Support your strategy and portfolio by knowing when to invest in exchange-traded funds (ETFs), index funds, and actively managed mutual funds.

April 17, 2025

Commodities

How to Invest in Gold

Are you wondering how to buy gold or add gold investments to your portfolio? Learn about different alternatives and their pros and cons.

April 15, 2025

Investments

The Rise of Thematic Investing

From artificial intelligence to green energy to the space economy, thematic investing makes it easier to invest in ideas and trends.

April 04, 2025

Investments

How to Prepare for Inflation

With a new administration and government policies on the horizon, investors may be concerned about inflationary impacts. Learn some ways you could prepare your portfolio.

March 11, 2025

Cryptocurrency

What is Cryptocurrency?

Interest in cryptocurrencies has soared in recent years. Understandably, investors have questions—here are answers to some of the most common.

March 11, 2025

Taxes

Direct Indexing Tax Guide

Direct indexing has the potential to boost after-tax returns for investors seeking a more tax-efficient portfolio. Here's what to consider before implementing this tax strategy.

March 07, 2025

Automate your investing

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Portfolio Management

What's Dollar-Cost Averaging?

Robo Advice

Investing With a Robo-Advisor

Robo Advice

What Is a Robo-Advisor?

Robo Advice

How Do Robo-Advisors Work?

Robo Advice

Robo-Advisors and Emotions

Manage your portfolio

Investments

Capital Market Expectations

Continuing last year's trend, our 2025 outlook shows fixed income benefiting from high rates, while equities face a narrowing edge over risk-free investments.

January 03, 2025

Financial Planning

Financial Resolutions

Here are five steps we encourage all investors to consider taking to help boost their financial fitness at any time of the year.

December 12, 2024

Risk

Assessing Your Risk Tolerance

How much risk can you really handle? The answer may surprise you.

December 02, 2024

Explore more topics

IRA 401(k) Taxes Investments Trusts Wills Portfolio Management Rebalancing

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.

All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.

Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.

Investing involves risk, including loss of principal.

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