We want you to have the highest level of confidence when you do business with Schwab.
We offer you this simple guarantee:
Schwab will cover 100% of any losses in any of your Schwab accounts due to unauthorized activity.
The highest levels of security are only possible when we work together. To ensure your protection under this guarantee, it is your responsibility to:
- Safeguard your account access information.1
If you share this information with anyone, we’ll consider their activities to have been authorized by you.
- Report any unauthorized transactions to us as quickly as possible.2
If you suspect you are a victim of fraud, please contact us immediately at 888-3-SCHWAB.
There may be other individuals to whom you grant authority in your account. Their activities in your account will also be considered authorized.3
Visit the Security Knowledge Center for how-to guides, tips, and more to help you stay safe online.
Here is more information on The Schwab Security Guarantee:
- Do I have to do anything to get this protection?
- How does this guarantee work?
- Does the guarantee apply to Schwab Bank?
- Does the guarantee apply to my Schwab retirement plan accounts?
- Does the guarantee apply to accounts managed by independent investment advisors doing business with Schwab Advisor Services?
- Does the guarantee apply to Charles Schwab Trust Company or Charles Schwab Trust Company of Delaware?
- Does the guarantee apply to my annuities or 529 college savings plan accounts at Schwab?
- Does the guarantee apply to my account if I use a financial application ("app") or program that retrieves my account data from Schwab for things like financial planning or to help me manage my finances?