New to investing

Taking your first steps toward investing?

We've got the right products, accounts, and resources to get you on your way.

Brokerage account

Setting aside money for the future or saving for a big purchase? Open a standard investment account to buy and sell investments like stocks, mutual funds, and ETFs.

Explore brokerage accounts

Retirement account

Saving for retirement? Gain potential tax benefits by selecting an individual retirement account (IRA) that might best meet your retirement needs and goals.

Explore individual retirement accounts

Checking account

Want checking and investing all in one place? Get checking that's linked to your brokerage account to move cash easily, avoid service fees, and travel with confidence.

Explore Schwab Bank Investor Checking™

Charles Schwab & Co., Inc. is not an FDIC-insured bank and deposit insurance covers the failure of an insured bank. Charles Schwab & Co., Inc. is a brokerage firm and a member of SIPC, which provides protection for brokerage account assets. Non-deposit products are not insured by the FDIC; are not deposits; and may lose value. Investor Checking accounts are offered by Charles Schwab Bank, SSB. Schwab Bank Investor Checking accounts are FDIC-insured.

Index funds

Want an easy, low-cost way to invest in multiple companies at once? Index investing might be right for you.

Explore index investing

Target date funds

Got a date in mind when you'll need your money? Target date funds initially seek growth, then slowly become more conservative as the target date nears.

Explore target date funds

Automated investing

Let our robo-advisor do the work. It can build, monitor, and automatically rebalance a diversified portfolio based on your goals.

Explore Schwab Intelligent Portfolios®

Money market funds

Looking for potentially higher yields than cash? These funds seek to provide high liquidity with lower risk and stability of capital.

Explore Schwab Money Funds

Or build a portfolio on your own.

Personalized Portfolio Builder

Get help building a diversified portfolio with this free tool. Create a personalized portfolio of ETFs or mutual funds in just five steps.

Explore Personalized Portfolio Builder

Investment research

Access screeners, Select Lists, comparison tools, market research, and more to help you choose the right investments for you.

Explore research tools

Buy fractional shares of a stock

You can own fractional shares of any of America's leading companies in the S&P 500^® for as little as $5.

Explore Schwab Stock Slices®

Invest in ideas you believe in

Choose from 40+ themes of up to 25 stocks each—all easy to customize.

Explore Schwab Investing Themes®

Get access to timely market insights and world-class educational resources.

Insights & Education

Keeping you at the forefront of modern investing

7 Investing Principles: Video

The basic building blocks of investing

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