Loading navigation

How Intraday Margin Can Boost Your Buying Power

Intraday margin rules supplement the borrowing requirements of Regulation T, potentially meaning more buying power. We'll explain the risks and possible benefits.
July 6, 2026AdvancedBeginner

How Intraday Margin Can Boost Your Buying Power

How do margin loans work at Schwab?

Explore more topics

This material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The securities, investment products and investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.

Investing involves risk, including loss of principal and for some products and strategies, loss of more than your initial investment.

For illustrative purposes only and are no guarantee of future performance or success. Not intended to be reflective of results you can expect to achieve and are not intended to be, nor should they be construed as, a recommendation to buy, sell, or continue to hold any investment. Illustration should not be used as a basis for any investment decision.

All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.

When considering a margin loan, you should determine how the use of margin fits your own investment philosophy. Because of the risks involved, it is important that you fully understand the rules and requirements involved in trading securities on margin.

Margin trading increases your level of market risk.
Your downside is not limited to the collateral value in your margin account.

Schwab may initiate the sale of any securities in your account, without contacting you, to meet a margin call.

Schwab may increase its "house" maintenance margin requirements at any time and is not required to provide you with advance written notice.

You are not entitled to an extension of time on a margin call.

0526-EWPL