How to enroll

Light, upbeat music plays throughout.

The Charles Schwab Bank and Zelle^® logos appear side by side. The logos then give way to three columns: one gray, one blue, and one purple. In the gray column, a stopwatch icon appears above the word "Fast"; in the blue column, a padlock appears above the word "Safe"; and in the purple column, a smiley face appears above the word "Easy."

Narrator [off-screen]: When you need a fast and safe way to send money to friends or family, it's easy with Zelle in the Schwab Mobile app. 

The blue column expands and pushes the other two columns off the screen. A tablet arises and shows the Schwab logo and the words "Own your tomorrow^®." The logo then gets replaced by the login screen for the Schwab Mobile app, and Face ID pops up and verifies that this is the correct person logging in.

Narrator: You can send money to almost anyone who has a bank account in the U.S. Just remember to only send money to someone you trust.

The tablet disappears, replaced by the three columns. A baby stroller rolls into the gray column; a pizza cut into slices appears in the blue column; and a rolling suitcase covered in travel stickers rolls into the purple column. The pizza slices pull apart from each other, all surrounding a dollar sign. The purple column then expands into the whole screen, and another sticker-covered suitcase rolls into frame. An airplane takes off between the two suitcases, leaving behind another dollar sign.

Narrator: In a few clicks, you can pay a babysitter, reimburse a friend for dinner, or split the cost of a family vacation.

The columns all disappear, replaced by a background split into two colors—the left side blue, the right side gray.

Onscreen text:
How to get started
Schwab Bank High Yield Investor Checking^® account

Narrator: To use Zelle, you'll first need a Schwab Bank High Yield Investor Checking account…

A circled checkmark appears above the text. A metal Charles Schwab Bank Visa^® Platinum Debit Card emerges from the gray side into the blue side. More text appears under "Schwab Bank High Yield Investor Checking^® account."

Onscreen text:
Activated Schwab Bank Visa^® Platinum Debit Card

A circled checkmark appears above the text.

Narrator: …and an activated debit card to enroll.

The card and text disappear. Three circled checkmarks appear one after another.

Onscreen text:
3 simple steps

Narrator: Enrollment is easy with just three simple steps.

The text and checkmarks disappear. A circled "1" appears above new text.

Onscreen text:
Provide a phone number or email address.

Narrator: Step one: You'll need to provide your U.S. mobile phone number or email. 

A tablet pops up to replace the text. The screen shows a menu on the Schwab Mobile app, and the narrator's steps are carried out in the app onscreen.

Narrator: Select "Transfers & Payments," then "Send Money with Zelle," then enter your email or U.S. phone number.

A circled "2" and more text replace the tablet. 

Onscreen text:
Verify your information.

Narrator: Step two: If you aren't using your primary email, you'll need to verify your email or U.S. mobile phone.

The tablet pops up again to replace the text. It shows the "Send Money with Zelle" window on the app, and the narrator's steps continue to be carried out in the app onscreen.

Narrator: Just enter the six-digit verification you'll receive by email or phone. Then, select "Verify."

A circled "3" and more text replace the tablet. 

Onscreen text:
Confirm your enrollment.

Narrator: Step three: Confirm your information.

The tablet pops up again to replace the text. It shows the "Send Money with Zelle" verification window on the app, and the narrator's steps continue to be carried out in the app onscreen.

Narrator: If everything looks good, tap "Confirm"—and you're all set to use Zelle.

An animated icon of two hands clapping appears above the word "Enrolled." The tablet then pops up to replace the hands and continues to demonstrate how to send money with Zelle through the Schwab Mobile app.

Narrator: Zelle makes it fast, safe, and easy to send or receive money to friends, family, or others you trust.

The tablet disappears, giving way to the Schwab logo and Zelle logo. The logos disappear.

Disclosures:

Zelle^® and the Zelle-related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Charles Schwab is not affiliated with Zelle.

A U.S. checking or savings account required to use Zelle. Transactions between enrolled users typically occur in minutes.

Requires a wireless signal or mobile connection. Access to electronic services may be limited or unavailable during periods of peak demand, market volatility, systems upgrade, maintenance, or for other reasons. Functionality may vary by operating system and/or device. Mobile carrier data charges may apply.

The Schwab Bank High Yield Investor Checking^® account is available only as a linked account with a Schwab One^® brokerage account. The Schwab One brokerage account has no minimum balance requirements, minimum balance charges, minimum trade requirements, and there is no requirement to fund this account, when opened with a linked High Yield Investor Checking account.

Payment requests to persons not already enrolled with Zelle must be sent to an email address.

Charles Schwab & Co., Inc. and Charles Schwab Bank, SSB are separate but affiliated companies and subsidiaries of The Charles Schwab Corporation. Brokerage products, including the Schwab One brokerage account, are offered by Charles Schwab & Co., Inc., Member SIPC. Deposit and lending products, including the High Yield Investor Checking account, are offered by Charles Schwab Bank, SSB, Member FDIC and an Equal Housing Lender.

©2022 Charles Schwab & Co., Inc. All rights reserved. Member SIPC. (0522-2J5A)