A smarter way to bank, with up to $1,000 on us.

Get the convenience of checking and brokerage accounts that work together. Open and fund a new Schwab Bank Investor Checking™ account to qualify for this cash offer.1 

Offer ends November 10, 2026. Offer not valid for clients with an existing Investor Checking account.

A limited-time cash bonus $1,000.

The more you deposit, the bigger your cash bonus.

$250

with $25,000–$49,999 in new-to-Schwab funds.

$500

with $50,000–$99,999 in new-to-Schwab funds.

$1,000

with $100,000 or more in new-to-Schwab funds.

Here's how to qualify for the bonus:*

Open your account

Open a new Schwab Bank Investor Checking account by November 10, 2026. 

Fund it

Deposit the required minimum new-to-Schwab funds by November 10, 2026.

Maintain your balance

Keep the required minimum balance in the account through December 25, 2026.

Move money quickly.

Transfer cash between your brokerage and checking accounts in seconds2 and access it instantly for trading and investing.

Ditch the fees.

With no monthly service fees or overdraft fees,3 you'll have more money to invest.

Travel with confidence.

No foreign transaction fees, unlimited ATM fee rebates for cash withdrawals worldwide,4 and the Schwab Security Guarantee.

8 customer satisfaction trophies.

#1 in Customer Satisfaction for Direct Bank Checking Accounts 8 Years in a Row.

Charles Schwab Bank received the highest score in the checking segment of the JD Power 2019–2026 U.S. Direct Banking Satisfaction Studies, which measures overall satisfaction with direct branchless banks. Visit jdpower.com/awards for more details. The JD Power 2026 U.S. Direct Banking Satisfaction Study is independently conducted, and the participating firms do not pay to participate. Use of study results in promotional materials is subject to a license fee.

See everything Schwab Bank Investor Checking has to offer.