Small Business Solutions
Schwab has the small business products and services to help you reach your goals. From retirement plans to short-term loans, the business solutions you need are here in one convenient place.
Small Business Retirement Plans
Organization Account
CDs & Money Market Funds
Explore Schwab products and services
Margin loans
Get access to cash by borrowing against the securities in your portfolio. The money can be used to purchase securities or for a variety of personal financial needs.
Service and support
Experience Schwab's award-winning service. As a client, you can reach our investment professionals 24 hours a day. Contact us by phone or online, or visit a branch near you.
Investment help
Each Schwab client can schedule a no-cost consultation2 with a Schwab investment professional. Interested in ongoing guidance or a professionally managed portfolio? We can help.
Money market funds are neither insured nor guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in the fund.
Investors should carefully consider information contained in the prospectus, including investment objectives, risks, charges and expenses. You can request a prospectus by calling Schwab at 800-435-4000. Please read the prospectus carefully before investing.
Certificates of Deposit available through Schwab CD OneSource typically offer a fixed rate of return, although some offer variable rates. They are FDIC insured and offered through Charles Schwab & Co., Inc
1. There is no fee to open and maintain your account. Other charges may apply. See the pricing guide for details.
2. The financial consultation is complimentary, though the implementation of any recommendations made during the consultation may result in trade commissions or other fees, charges, or expenses.
Review Schwab’s disclosure statement about margin borrowing.