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Home Loans
 

Today's Mortgage Rates

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Home Loans—Provided by Quicken® Loans® 

Today's Mortgage Rates 

 

Take advantage of competitive mortgage interest rates for conforming loans and jumbo loans. Current mortgage rates are updated daily.


Loan Types

Conforming Loans

Rates as of: 10:02 AM EST, 12/17/2014

A conforming mortgage loan meets Fannie Mae and Freddie Mac maximum loan limits. Loan limits are published annually by the Federal Housing Finance Agency (FHFA) and vary by county.

YEAR END OFFER: Discount the 5/1 ARM rates an additional 0.250%. Offer not available in Florida.  

Featured Rates

Conforming     Product Offerings  Disclosures
  Points (%) Standard Expanded


5/1 ARM
Initial Rate (%)   3.125 3.25  
APR (%)2 0.0 3.014 3.057 Rate and Payment Details
Payment2  
 

5/1 ARM
 Interest Only
Initial Rate (%)     3.375  
APR (%)2 0.0 Not Available 3.072 Rate and Payment Details
Payment2    
 

7/1 ARM
Initial Rate (%)   3.125 3.25  
APR (%)2 0.0 3.042 3.1 Rate and Payment Details
Payment2  
 

7/1 ARM
 Interest Only
Initial Rate (%)     3.375  
APR (%)2 0.0 Not Available 3.127 Rate and Payment Details
Payment2    
 

10/1 ARM
Initial Rate (%)   3.625 3.75  
APR (%)2 0.0 3.387 3.465 Rate and Payment Details
Payment2  
 
Payments do not include taxes or insurance, so the actual payment obligation will be higher.

We provide both standard mortgage loans with standard income documentation, and also have expanded product documentation guidelines with enhanced pricing options. Both our standard and expanded product documentation are designed to review and document your ability to repay the loan.

Fixed Rate Mortgage
Loan Type
 
Current
Rate1 (%)
Points
(%)
APR2
(%)
Monthly Payment2
(Based on $250,000 loan amount)
 
30yr Fixed 4.125
3.99
0.125
0.875
4.192
4.12
 
25yr Fixed 4.125
3.99
0.0
0.875
4.19
4.14
 
20yr Fixed 3.875
3.625
0.0
1.25
3.952
3.846
 
15yr Fixed 3.375
3.25
0.625
1.0
3.565
3.495
 
10yr Fixed 3.375
2.99
0.0
1.25
3.517
3.398
 
Payments do not include taxes or insurance, so the actual payment obligation will be higher.


YEAR-END OFFER

Discount 5/1 ARM interest rates on this page by an additional 0.250% when you apply by December 31, 2014. Offer not available in Florida.




Equal Housing Lender/Member FDIC Charles Schwab Bank

Interest-only mortgages have an initial interest-only payment period followed by a fully amortizing variable payment period. After the interest-only period ends, your monthly payments will increase because you will be paying both principal and interest.