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Home Loans
 

Today's Mortgage Rates

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Today's mortgage rates Home loans—provided
by Quicken Loans®

Investor Advantage Pricing

Exclusive mortgage rate discounts for Schwab clients on eligible home loans.1

And now, with Mortgage First offered by Schwab Bank's home loan provider Quicken Loans®, you may get preapproved on your home loan before you start shopping for your new home.*

Get Started
As a Schwab investor, you have unique financial goals. With Investor Advantage Pricing, you may get even greater savings on your monthly payments, which gives you more freedom to invest. See which discount you are eligible for and apply it to the current mortgage rates shown below.


Investor Advantage Pricing options
Qualifying loans: All Adjustable Rate Mortgages and the 15-Year Fixed-Rate Jumbo Loan
Eligible Schwab account balances Rate discount for home purchase Rate discount for refinance
$0–$249,999 0.250% N/A
$250,000–$999,999 0.125%
$1,000,000+ 0.250%
Retirement accounts eligible for program include: Traditional, Roth, Rollover, and Inherited IRAs.
Schwab clients are only eligible for one of the rate discounts above. Discounts cannot be combined. For adjustable-rate mortgages, the discount only applies during the initial fixed-rate period. IRA account balance eligibility and the IRA benefit package is not available for clients of independent advisors.

Loan types

Get Started

Jumbo loans

Rates below do not include Investor Advantage Pricing discounts and are based on a $750,000 loan and 60% LTV1.

Rates as of ,


IAP-eligible loan Loan type Rate (%) APR (%) Points (%) Rate and payment details
5/1 ARM 3.25 3.835 0.0 Details
7/1 ARM 3.3 3.759 0.0 Details
10/1 ARM 3.55 3.792 0.0 Details
5/1 ARM
Interest-only payment option
3.5 3.943 0.0 Details
7/1 ARM
Interest-only payment option
3.55 3.895 0.0 Details
  15-Yr. Fixed

3.75

3.787

0.0

 Details

Conforming loans

Rates below do not include Investor Advantage Pricing discounts and are based on a $250,000 loan and 60% LTV1.

Rates as of ,


IAP-eligible loan Loan type Rate (%) APR (%) Points (%) Rate and payment details
5/1 ARM 3.5 3.964 0.0 Details
7/1 ARM 3.55 3.916 0.0 Details
10/1 ARM 3.75 3.955 0.0 Details
5/1 ARM
Interest-only payment option
3.75 4.058 0.0 Details
7/1 ARM
Interest-only payment option
3.8 4.038 0.0 Details
  10-Yr. Fixed

3.75

3.937

0.125

 Details
  15-Yr. Fixed

3.75

3.861

0.0

 Details
  20-Yr. Fixed

3.875

4.005

0.375

 Details
  25-Yr. Fixed

4.125

4.246

0.5

 Details
  30-Yr. Fixed

4.18

4.264

  0.25

 Details






Calculate your personalized rate >

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