Get unlimited 2% cash back on purchases, right into your Schwab One® brokerage account.
Now there’s an easier way to put investing first: The Schwab Bank Invest First™ Visa Signature® credit card. It gives you unlimited 2% cash back on purchases, automatically deposited into a Schwab One brokerage account each month.
No cash back limits. No minimums. No annual fee.
There’s no limit on the cash back you can earn.
No minimum monthly purchase amount.
And no annual fee or foreign exchange transaction fees.1
Get a competitive variable Annual Percentage Rate (APR) on purchases, currently 13.24%.1
Enjoy premium Visa Signature benefits if you qualify.
If you qualify for a credit line of $5,000 or more, you’ll enjoy complimentary premium benefits including:
Visa Signature Dining, with Zagat ratings and reviews.
Visa Signature Access preferred tickets.
No preset spending limit.2
Start getting your unlimited 2% cash back.
Already have a Schwab One brokerage account? Apply for the Schwab Bank Invest First card today.
Don’t have a Schwab One brokerage account? Apply for the Schwab Bank Invest First card today. Once approved, open a Schwab One brokerage account to receive your unlimited 2% cash back.
1. For information about rates, fees, other costs and benefits associated with the use of this credit card, please see Terms and Conditions.
2. The no-preset-spending-limit feature applies only to Visa Signature transactions and does not mean that all transactions will be approved. All transactions will be considered on an individual basis, including those exceeding your revolving line.
Clients with a Schwab Bank Invest First Visa credit card are automatically enrolled in the Schwab Bank Invest First cash rewards program at no additional cost. Establishment or ownership of a Charles Schwab & Co. (“CS&Co.”) or Charles Schwab Bank (“Schwab Bank”) account (or other relationship with Schwab Bank or CS&Co.) is not required to obtain a card or to be eligible to accumulate Points; however, a Schwab One brokerage account is required to redeem Points in order to obtain the cash rewards offered under the program. For more information, visit schwab.com/creditcard. Details accompany new account materials.
This credit card program is issued and administered by FIA Card Services, N.A. Bill Pay Choice, WorldPoints, and the WorldPoints design are registered trademarks of FIA Card Services, N.A. Schwab Bank and Invest First are trademarks or registered trademarks of Charles Schwab & Co., Inc., used by Charles Schwab Bank with permission. Visa is a registered trademark of Visa International Services Association and is used by the issuer pursuant to license from Visa U.S.A. Inc.
Charles Schwab Bank and Charles Schwab & Co., Inc. are separate but affiliated companies and subsidiaries of The Charles Schwab Corporation. Brokerage products, including the Schwab One brokerage account, offered by Charles Schwab & Co., Inc., Member SIPC, are not insured by the FDIC, are not deposits or obligations of Charles Schwab Bank, and are subject to investment risk, including the possible loss of principal invested. Deposit and lending products are offered by Charles Schwab Bank, Member FDIC and an Equal Housing Lender.
Log in to manage your Schwab Bank Invest First or Schwab Bank WorldPoints account.
Check your application status.
Get an Introductory 2.99% APR
on balance transfers and direct deposits for the first six billing cycles.1 (These transactions are subject to a 4% transaction fee, no less than $10. This Introductory APR will end if payments are late or your account is over your credit limit. Payments are applied to lower rate balances first.)
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