Charles Schwab Bank Bank of America Chase Citibank
Checking Account High Yield Investor Checking Bank of America Advantage Relationship Banking™  Sapphire Checking  Citigold Interest Checking 
Annual Percentage Yield4 0.03% 0.01-0.02% 

Below $50K: 0.01%

$50K+: 0.02% 
0.01%

$0 - $24,999.99: 0.01%

$25K - $49,999: 0.01%

$50K+: 0.01%
0.03%

Below $25K: 0.03%

$25K - $49,999: 0.03%

$50K+: 0.03% 
Monthly Fee $0 $25 $25 $0
Minimum Balance Required to Waive Monthly Fee $0 

Linked to a Schwab One® brokerage account  
$10K Minimum Daily Balance
Waived if Tooltip  
$75K Minimum Daily Balance
Waived if Tooltip
$200K Minimum Daily Balance
Waived if Tooltip
ATM Rebates Unlimited2 Limited Unlimited Unlimited
Foreign Transaction Fees $0 3% of transaction amount $0 $0

Annual percentage yields on competitor accounts as of 10/29/2019. More information about the above accounts may be found on the respective competitor websites. We believe the above competitor information to be reliable, but neither Schwab Bank nor its affiliates guarantee its accuracy, timeliness, or completeness.