| Charles Schwab Bank | Bank of America | Chase | Citibank | |
|---|---|---|---|---|
| Checking Account | High Yield Investor Checking | Bank of America Advantage Relationship Banking™ | Sapphire Checking | Citigold Interest Checking |
| Annual Percentage Yield | 0.20% |
0.01-0.02% Below $50K 0.01%$50K+ 0.02%
|
0.01% $0 - $24,999.99 0.01%$25K - $49,999 0.01%$50K+ 0.01%
|
0.03% Below $25K 0.03%$25K - $49,999.99 0.03%$50K+ 0.03%
|
| Monthly Fee | $0 | $25 | $25 | $0 |
| Minimum Balance Required to Waive Monthly Fee |
$0 Linked to a Schwab One® brokerage account
|
$10K Minimum Daily Balance | $75K Minimum Daily Balance | $200K Minimum Daily Balance |
| ATM Rebates |
Unlimited1 |
Limited | Unlimited | Unlimited |
| Foreign Transaction Fees | $0 | 3% of transaction amount | $0 | $0 |
Annual percentage yields on competitor accounts as of 10/29/2019. More information about the above accounts may be found on the respective competitor websites. We believe the above competitor information to be reliable, but neither Schwab Bank nor its affiliates guarantee its accuracy, timeliness, or completeness.
