Compare single premium immediate annuities offered through Schwab
Issuer / Financial Strength—Standard & Poor's2 Issue Ages Minimum Purchase at Schwab
MassMutual RetireEase3 Massachusetts Mutual Life Insurance Company
  • AA+
  • Lifetime payment options: 18–90
  • Period Certain–Only payment options: 18–100
 $100,000
Nationwide INCOME Promise Select Annuity Nationwide Life Insurance Company
  • A+
  • Annuitant/Joint annuitant: 5–95 (30–95 if Cost-of-Living Adjustment is selected). Certain restrictions may apply to income options available.
  • Owner: No age limit
 $100,000
New York Life Guaranteed Lifetime Income Annuity II4 New York Life Insurance and Annuity Corporation
  • AA+
  • Non-qualified: 0–95
  • Qualified: 18–89 (Joint annuitants 0–89) Inherited IRA and inherited Roth IRA policies are also available.
  • Roth IRA: 59½–89 Owner/annuitant(s) with a Roth IRA in place for at least five calendar years before the year in which income payments start. Joint annuitants must be spouses. Joint annuitants must satisfy both the five-year holding period and age 59½ income start date requirements.
 $100,000
New York Life Guaranteed Period Income Annuity II4 New York Life Insurance and Annuity Corporation
  • AA+
  • Non-qualified: Available to policy owners and annuitants ages 0–95
  • Qualified: Available to policy owners (primary annuitants) ages 18–89
  • Roth IRA: Available to policy owners ages 59½–89 with a Roth IRA of any amount in place for at least five calendar years before the year in which income payments start. Some options may not be available at certain ages.
 $100,000
Pacific Life Pacific Income Provider5 Pacific Life Insurance Company and, in New York, issued by Pacific Life & Annuity Company
  • AA-
  • 0–90
 $100,000
Protective ProPayer® Income Annuity29 Protective Life Insurance and, in New York, Protective Life & Annuity Insurance Company
  • AA-
  • 0-99 (0-85 for life w/cash refund annuity income payments. 0-99 certain period, life with certain period or life with installment refund annuity income payment options)
 $100,000
USAA Protected Retirement Income Annuity28   USAA Life Insurance Company and, in New York, issued by USAA Life Insurance Company of New York
  • AA+
  • 11-95 
 $100,000 
Western & Southern IncomeSource® Single Premium Immediate Annuity31 Integrity Life Insurance Company and in New York, National Integrity Life Insurance Company 
  • AA- 
  • 18-95 for period certain payouts. All other payout options 18-85 
 $100,000