Additional Rate and Payment Information – Schwab Bank® Mortgage Advantage Program

30-year fixed-rate conforming

The payment on a $350000 30-year fixed-rate conforming loan at 7.125% and 80.00% loan-to-value (LTV) is $2358.02 with 0.00 points due at closing. The Annual Percentage Rate (APR) is 7.181%. Disclosed payment does not include taxes and insurance premiums so the actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. The advertised APR is an estimate reflecting the average borrower’s cost expressed as a percentage. This includes the interest rate plus other charges and/or fees. Your APR will vary based on your situation. By refinancing your existing loan the total finance charges may be higher over the life of the loan.