The Charles Schwab logo and Wealth Advisory logo appear on an all-white screen. The title reads Professional Wealth Management on Your Terms.
Upbeat music plays throughout.
The logos and text fade away to show Schwab Wealth Advisor, Susan Poss, CFP®, CWS®, seated on a couch.
When clients are transitioning from those working years into retirement, it's a very exciting time because this is when they can reclaim their time and find a new purpose.
They have accumulated assets and now they have this beautiful nest egg and they often face mental hurdles with how are they going to start tapping into those retirement sources and go into the decumulation phase in retirement.
My name is Susan Poss. I'm a Senior Wealth Advisor and I've been with Schwab for almost 24 years.
One of my dear clients, right now she's 72 and she is a bundle of energy. She is terrific. She has this lust for life and over time we've had these conversations of what does retirement mean to her?
We worked on various retirement scenarios and as we engaged in the planning process, it provided her with different choices in retirement.
So as we were together, she finally got the nudge from me and she put in her notice. She loved what she did, but she was ready to pursue her passions. She had a bucket list, she wanted to buy a camping trailer, put her two dogs in there, and start camping around.
She also wanted to do kayaking, learn photography. So she had a lot of other hobbies that she wanted to pursue. She took the plunge. She retired and we continue to work together, and make sure that she is able to afford a comfortable retirement.
In essence, what I was trying to help her see that she has accumulated this massive amount of net worth. So let's transfer that net worth into her net fulfillment in retirement.
The screen fades to white and the following disclosures fade onto the screen:
Schwab Wealth Advisory™ ("SWA") is a non‐discretionary investment advisory program sponsored by Charles Schwab & Co., Inc. ("Schwab"). Schwab Wealth Advisory, Inc. ("SWAI") is a Registered Investment Adviser and provides portfolio management for the SWA program. Schwab and SWAI are affiliates and are subsidiaries of The Charles Schwab Corporation.
Portfolio Management provided by Schwab Wealth Advisory, Inc., a Registered Investment Adviser and affiliate of Charles Schwab & Co., Inc. (Schwab). Please read the Schwab Wealth Advisory and the Schwab Wealth Advisory, Inc. Disclosure Brochures for information and disclosures about this program. The Wealth Advisor, Associate Wealth Advisor, and other representatives making investment recommendations in your Schwab Wealth Advisory accounts are employees of Schwab Wealth Advisory, Inc.
This information provided here is for general informational purposes only and is not intended to be a substitute for specific individualized tax, legal, or investment planning advice. Where specific advice is necessary or appropriate, you should consult with a qualified tax advisor, CPA, Financial Planner, or Investment Manager.
Information provided herein is for general information purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.
Financial Planning consultations are conducted by employees of Schwab Wealth Advisory, Inc. ("SWAI") or Charles Schwab & Co., Inc. ("Schwab") depending on the complexity of your financial situation. SWAI and Schwab are Registered Investment Advisors and wholly owned subsidiaries of the Charles Schwab Corporation.
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