Simplifying fixed income for you
Transcript of the video:
50 years ago, Schwab helped bring the stock market from Wall Street to Main Street by putting clients first and empowering them with the innovative technology and excellent service they needed to invest in equities with confidence.
Now, Schwab is applying that same approach to the fixed income market with the Wasmer Schroeder Strategies—fixed income strategies managed by a team with over 30 years of industry-leading experience. Wasmer Schroeder had a long history of providing client-specific options in fixed income, and now Schwab brings that expertise to you.
So what exactly does this mean for you?
Well, the main benefit is that Schwab clients have access to tax-exempt and taxable separate account bond strategies for investors in any tax bracket.
These strategies are tailored to meet different types of goals, with each one specifically designed to seek to provide three overarching benefits:
- They can generate a source of steady retirement income…
- Help reduce portfolio risk associated with your equity investments…
- And help keep you on track with your financial goals, even as interest rates fluctuate.
On top of that, our team's experience and skill are enhanced by sophisticated technology that allows them to efficiently analyze bonds and create better outcomes for clients.
And you won't have to worry about navigating the fixed income market on your own. Our team of experienced professionals is always on your side, putting your interests first. They use their expertise to seek market inefficiencies and reduce transaction costs…potentially minimize your tax burden…and aim to maximize returns.
So all of this—the technology, the research, the industry experience—it's all about simplifying the world of fixed income and putting the client first, just like Schwab has always done.
Please refer to the Charles Schwab Investment Management Disclosure Brochure for additional information. The Wasmer Schroeder Strategies are managed by Charles Schwab Investment Management, Inc., dba Schwab Asset ManagementTM, a registered investment adviser and an affiliate of Charles Schwab & Co., Inc. ("Schwab"). Both Schwab Asset Management and Schwab are separate entities and subsidiaries of The Charles Schwab Corporation. Diversification strategies do not ensure a profit and do not protect against losses in declining markets. Investments in managed accounts should be considered in view of a larger, more diversified investment portfolio. There are risks associated with any investment approach, the Wasmer Schroeder Strategies have their own set of risks. The Wasmer Schroeder Strategies invests primarily in fixed income instruments and as such the strategies are subject to various risks including but not limited to interest rate risk, reinvestment risk, credit risk, default risk and event risk. Wasmer Schroeder Strategies are available through Schwab's Managed Account Connection® program ("Connection"). Please read Schwab's disclosure brochure for important information and disclosures relating to Connection and Schwab's Managed Account Services®.
Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications and other factors.
Tax exempt bonds are not necessarily a suitable investment for all persons. Information related to a security's tax-exempt status (federal and in-state) is obtained from third-parties and CSIM does not guarantee its accuracy. Tax-exempt income may be subject to the Alternative Minimum Tax (AMT). Capital appreciation from bond funds and discounted bonds may be subject to state or local taxes. Capital gains are not exempt from federal income tax.
About the Wasmer Schroeder Strategies: More than 30 years ago, the Wasmer Schroeder philosophy was founded on the principles of an unwavering commitment to service and a dedication to managing fixed income. Originally founded by Martin Wasmer and Michael Schroeder, and now managed by Schwab Asset Management, the Wasmer Schroeder Strategies have grown significantly. From the beginning, management of the Wasmer Schroeder Strategies has held steadfast in its spirit of collaboration—doing what’s right for the advisors, investors, and institutions invested in the Strategies. Schwab Asset Management does right by doing right by them—knowing their businesses, understanding their goals, and consistently finding strategies to help meet their needs. We remain dedicated to uncovering opportunities and delivering results for our clients by working together every step of the way. The Wasmer Schroder Strategies portfolio management team takes a dependable, collaborative, and insightful approach in the management of active fixed income tax-exempt and taxable strategies.
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