Upbeat background music plays throughout.
The Charles Schwab Bank logo appears on a clean white screen.
The logo fades out, and we see a pair of hands unfold a map. Within the map is the phrase "Pledged Asset Line." A dotted line animates from a dot to a checkmark.
Ready to access your Pledged Asset Line?
We pan up and see two birds flutter by before landing on an office scene with a man sitting at a desk with a laptop on it.
Log in to Schwab.com to view your account details, including available credit, transaction history, loan terms, and more.
As each account detail is mentioned, we see a related animation above the desk: a bar filling for available credit, a list of transactions for transaction history, and blocks of text for loan terms.
The elements of the desk scene slide off the screen, and the man stands up. He begins walking to the right side of the screen, and a mountain range appears in the background.
Your funds are ready when you are, with no minimum draw required, and you've got options for how to access them.
The phrase "Funds available" appears on the left side of the screen, and a checkmark animates on. The phrase "No minimum draw required" animates on, and a dollar sign animates on with a slash through it.
We zoom in on the man as he slides to the left side of the screen. Three birds fly into view. We pan further right and see a signpost with multiple signs on it, the first saying "Wire transfer."
You can send a free online wire transfer, the fastest way to get your funds,
We pan down to see the second sign on the post, "Transfer online."
or transfer online to another Schwab Bank account.
We pan right to see the man standing on top of a mountain. A dotted circle animates around him.
Whether you're planning a home renovation, paying taxes, or launching something new, your Pledged Asset Line is designed to support your goals without disrupting your long-term investment strategy.
Icons animate on along the dotted circle representing the various goals of home renovation, paying taxes, and launching a business.
Log in to access your Pledged Asset Line today.
The scene fades away to the Charles Schwab Bank logo on a white background with the text: "Log in to access your Pledged Asset Line or call 1-888-725-3630 for more information."
That fades, and the following disclosures appear:
Investment and Insurance Products Are: Not FDIC Insured • Not Insured by Any Federal Government Agency • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or any of its Affiliates • Subject to Investment Risks, Including Possible Loss of Principal Amount Invested
The Pledged Asset Line is an uncommitted demand line of credit provided by either Charles Schwab Bank, SSB, or Charles Schwab Premier Bank, SSB. Entering into a Pledged Asset Line and pledging securities as collateral involves a high degree of risk. As a non-purpose line of credit, proceeds may not be used to purchase securities, pay down margin loans, or be deposited into any brokerage account. See Schwab.com/PAL for more details. Before you decide to apply for a Pledged Asset Line, make sure you understand the risks. A Pledged Asset Line requires a brokerage account at Charles Schwab & Co., Inc.
Charles Schwab & Co., Inc., Charles Schwab Bank, SSB and Charles Schwab Premier Bank, SSB are separate but affiliated companies and subsidiaries of The Charles Schwab Corporation. Deposit and lending products are offered by Charles Schwab Bank, SSB, Member FDIC and an Equal Housing Lender, and Charles Schwab Premier Bank, SSB, Member FDIC.
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