Financial Concierge+ video

Light music plays throughout.

A colorful cityscape appears with cars driving slowly past on a road lined with streetlights.

Narrator [off-screen]: We all have dreams—big and small. For today and for the future. The Schwab Financial Concierge^TM team can help you bring those dreams closer to reality.

Four people are standing next to each other in a high-rise office building—a woman in a blue shirt, a man in a red shirt, a woman in a yellow shirt, and a man in a white shirt. Thought bubbles containing question marks emerge from each of their heads.

Narrator: No matter where you are in your financial journey, you can call to get answers to the important financial questions you have.

The questions marks in the thought bubbles transform into different objects for each person: a calendar, a piggy bank, a bar graph under a magnifying glass, and a sign that reads, "This way."

Narrator: Whether it's planning, saving, or investing, we'll learn about your financial needs and help you create plans for your financial future. And you're welcome to keep calling, anytime you need us.

You might be wondering where to start with managing life's expenses while still saving and investing for the future.

The woman in the blue shirt finds herself in a blossoming garden. A watering can and a shovel lie behind her. Three flowers sprout next to her, growing almost as tall as she is. A speech bubble appears next to her.

Onscreen text:

How can I reach my financial goals?

Narrator: Or maybe you're thinking about buying a house but aren't sure how to pay for it.

The woman in the yellow shirt, with a dog on a leash, appears in front of a house that's for sale. A "sold" sign floats down and slaps itself on the "for sale" sign. A speech bubble appears next to the woman.

Onscreen text:

How can I afford a new house?

Narrator: Or you might be curious about how much you need to save to send the kids to college.

The man in the red shirt is walking with his partner, who is pushing a stroller in a park. A speech bubble appears next to them.

Onscreen text:

How should we plan for education expenses?

Narrator: Or perhaps you'd like to start investing on your own—or could use a second opinion on your existing portfolio.

The man in the white shirt stands in a living room with a couch. An open laptop is on a desk in the background. The man rubs his chin thoughtfully as two multicolored circles containing dollar signs appear in the air next to him. A speech bubble then also appears next to him.

Onscreen text:

I'd like help with investing.

Narrator: Whatever your financial questions, our experienced professionals have answers for you. We've teamed up with your employer to provide this human touch, with no hidden cost and no catches.

The man in the white shirt takes out his phone and makes a call. It's answered by a man in a blue sweater with a hands-free headset. This man nods and smiles as the man in the white shirt speaks. Other people appear in their own environments—in an armchair, at a desk, at a table drinking a hot beverage—each on their phone communicating with someone on the other end.

Narrator: We can also help you take advantage of additional Schwab perks and discounts, like cash awards, discounts on managed investing, lending offers, and more. It's all available through Schwab Financial Concierge+^TM

Four icons appear: a piggy bank, a multicolored circle containing a dollar sign, a house with a white picket fence, and a bar graph under a magnifying glass.

Onscreen text:

Schwab Financial Concierge+^TM may help you work towards reaching your goals faster.

Narrator: So, let's talk and get started on building your best life.

The icons disappear and give way to text.

Onscreen text:

So, let's talk and get started on building your best life.

Narrator: To speak with a member of the Schwab Financial Concierge^TM team, use our online scheduling tool to make an appointment at a time that's convenient for you, or give us a call.

Onscreen text:

Visit schwab.com/financialconcierge/appointment to schedule an appointment.

Call 877-523-5646.

(Mon.–Fri., 8:30 a.m. to 8:00 p.m. ET)

schwab.com/essentials

Schwab brand music plays. The Charles Schwab logo appears.

Onscreen text:

Own your tomorrow^®

DISCLOSURES

Charles Schwab Bank, SSB and Charles Schwab & Co., Inc. are separate but affiliated companies and subsidiaries of The Charles Schwab Corporation. Brokerage products offered by Charles Schwab & Co., Inc. (Member SIPC) are not insured by the FDIC, are not deposits or obligations of Charles Schwab Bank, SSB and are subject to investment risk, including the possible loss of principal invested. Charles Schwab & Co., Inc. does not solicit, offer, endorse, negotiate or originate any mortgage loan products and is neither a licensed mortgage broker nor a licensed mortgage lender. Home lending is offered and provided by Rocket Mortgage, LLC. Rocket Mortgage LLC., is not affiliated with The Charles Schwab Corporation, Charles Schwab & Co., Inc. or Charles Schwab Bank, SSB. Deposit and other lending products are offered by Charles Schwab Bank, SSB, Member FDIC and Equal Housing Lender.

While consultations with a Financial Consultant (Participant Investor Concierge) are complimentary, the implementation of any recommendations made in the course of these services may result in trade commissions or other fees, charges, or expenses. Please note that there are certain eligibility requirements for working with a dedicated Financial Consultant. Financial Consultants are compensated based on the quality of service they provide and on their marketing and sales of products and services to Schwab account holders. Go to schwab.com/representative-compensation for Financial Consultants' compensation information.

Please be aware that brokerage products and services provided by Charles Schwab & Co., Inc. are separate and distinct from the services offered through the retirement plan serviced by Schwab Retirement Plan Services, Inc. Any fees incurred for non-plan-related products or services provided by Schwab will be incurred by the individual investor and not be paid by the retirement plan or Plan Sponsor.

Schwab Financial Concierge+^TM ("Financial Concierge+") and its associated benefits are made available by Charles Schwab & Co., Inc. ("Schwab") to employees and plan participants of participating corporate clients. Enrollment is limited to U.S. residents. The benefits may be governed by additional terms and conditions, including eligibility criteria. If an individual's plan participation ceases and their employment terminates, or employment terminates for a non-plan participant, the ability to enroll in Financial Concierge+ will no longer be available; however, certain benefits previously accrued may continue. Schwab reserves the right to cancel Financial Concierge+ or change the available benefits at any time without notice.

Offers of non-retirement plan-related products and services are made available by and through Charles Schwab, as a result of the employer's relationship with Charles Schwab and pursuant to the employer's authorization. Brokerage and financial advisory products and services provided by Charles Schwab & Co., Inc. and deposit and lending services and products provided by Charles Schwab Bank, SSB are not connected or associated with benefits provided under the terms of the retirement plan serviced by Schwab Retirement Plan Services, Inc. Any fees incurred for such non-retirement plan-related brokerage and financial advisory products and services and deposit and lending services and products will be paid by the individual investor and cannot be paid by or from the retirement plan or Plan Sponsor.

Schwab Retirement Plan Services, Inc., provides recordkeeping and related services with respect to retirement plans. Schwab Stock Plan Services is a division of Charles Schwab & Co., Inc., providing equity compensation plan services and brokerage solutions for corporate clients. Compliance Solutions is comprised of Schwab Designated Brokerage Services (DBS), a division of Charles Schwab & Co., Inc. that provides brokerage solutions for corporate clients who monitor their employees' securities activity. Schwab Retirement Plan Services, Inc., and Charles Schwab & Co., Inc. ("Schwab," Member SIPC), are separate but affiliated entities, and each is a subsidiary of The Charles Schwab Corporation ("Charles Schwab").

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