David Bernstein, MBA

VP - Financial Consultant

405-775-1016

Financial credentials

  • Master in Business Administration
  • Series 7, 66 Securities Licenses
  • Life & Variable Annuity Insurance License

Experience

21 years of professional experience

  • VP - Financial Consultant, Charles Schwab, 2009-present
  • Financial Advisor, UBS Paine Webber, 2005-2009
  • Project Manager, Excel Telecommunications, 1996-2004

Education

  • MBA, University of Texas at Dallas - Carrollton, TX
  • BA, American Studies, Georgetown University - Washington DC
  • Bellarmine College Preparatory - San Jose, CA
  • United States Congressional Page School - Washington DC

Personal interests and affiliations

  • President: Georgetown University Alumni Club of Oklahoma (2005 - Present)
  • Associate Board Member: Oklahoma City Philharmonic (2005-2010)
  • Board Member: Red Bud Classic (2008-2011)
  • Board Member: Edmond Running Club (2005-2010)
Mailing address

Standard mailing address:

Charles Schwab & Co, Inc
El paso Operation Center
P.O. Box 982600
El Paso, TX 79998

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Find more about my securities licenses, disclosures and work history on FINRA's BrokerCheck.

Common Questions

Visit your local branch to meet with an advisor in person or call 877-336-5388. 

Find a branch 

Your Financial Consultant can provide professional guidance to help you stay on track with your financial goals. They can help with things like being a sounding board for investment decisions, helping to position your portfolio to weather volatile markets, and providing an informative point of view.

Your Financial Consultant makes recommendations based on you—your goals, your financial situation, your tolerance for risk, and any other factors that should be considered so that the guidance you receive fits what you want to accomplish. Their compensation is structured to help limit conflict of interest, focusing on your priorities. 

Schwab believes in transparent pricing for all our products and services. There are no fees to work with your Financial Consultant, but the implementation of recommendations by your Financial Consultant may result in trade commissions or other fees, charges, or expenses. Your Financial Consultant will review any applicable fees and commissions you'll be paying, so those costs will be transparent, and you'll understand exactly what you're paying.

Your Financial Consultant is paid in several ways. To learn more, visit our Financial Consultant compensation page.

Dedicated Financial Consultants are generally made available to clients with $500,000 or more in assets at Schwab and more complex investing needs. That said, you and every Schwab client can count on tools, research, and 24/7 support from investment professionals to help you reach your goals.

All of our Financial Consultants provide highly personalized advice based on your goals, asset size, and investing needs. They can also connect you to specialists when you have more complex planning and financial needs, such as a trust, an estate, and a fixed income.

Schwab employees and associates include various types of investment professionals that are compensated differently, from Financial Consultants to Wealth Consultants. We provide the full list of investment professionals and how they're compensated on our website. Please note that there are certain eligibility requirements for working with a dedicated Financial Consultant.

The implementation of recommendations by your Financial Consultant may result in trade commissions or other fees, charges, or expenses.

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