Guaranteed Fixed Deferred Annuity Rates Available Through Schwab

Rates as of 04/15/2021

Midland National LiveWell® Guarantee Annuity¹

(Not available in New York)

(Guarantee periods in California, Delaware, and Florida are three or five years.)

  • Guarantee Period (Years) 
  • $25,000-$99,999 
  • $100,000-$249,999 
  • $250,000+ 
  • Guarantee Period (Years) 
    3
  • $25,000-$99,999 
    N/A
  • $100,000-$249,999 
    1.85%
  • $250,000+ 
    1.90%
  • Guarantee Period (Years) 
    5
  • $25,000-$99,999 
    N/A
  • $100,000-$249,999 
    1.80%
  • $250,000+ 
    1.90%
  • Guarantee Period (Years) 
    7
  • $25,000-$99,999 
    N/A
  • $100,000-$249,999 
    2.20%
  • $250,000+ 
    2.25%
  • Guarantee Period (Years) 
    10
  • $25,000-$99,999 
    N/A
  • $100,000-$249,999 
    2.00%
  • $250,000+ 
    2.05%

New York Life Secure Term Choice Fixed Annuity II²

  • Guarantee Period (Years) 
  • $5,000-$24,999 
  • $25,000-$49,999 
  • $50,000-$99,999 
  • $100,000-$1,499,999 
  • Guarantee Period (Years) 
    3
  • $5,000-$24,999 
    N/A
  • $25,000-$49,999 
    N/A
  • $50,000-$99,999 
    N/A
  • $100,000-$1,499,999 
    1.65%
  • Guarantee Period (Years) 
    4
  • $5,000-$24,999 
    N/A
  • $25,000-$49,999 
    N/A
  • $50,000-$99,999 
    N/A
  • $100,000-$1,499,999 
    1.65%
  • Guarantee Period (Years) 
    5
  • $5,000-$24,999 
    N/A
  • $25,000-$49,999 
    N/A
  • $50,000-$99,999 
    N/A
  • $100,000-$1,499,999 
    1.65%
  • Guarantee Period (Years) 
    6
  • $5,000-$24,999 
    N/A
  • $25,000-$49,999 
    N/A
  • $50,000-$99,999 
    N/A
  • $100,000-$1,499,999 
    1.65%
  • Guarantee Period (Years) 
    7
  • $5,000-$24,999 
    N/A
  • $25,000-$49,999 
    N/A
  • $50,000-$99,999 
    N/A
  • $100,000-$1,499,999 
    1.65%

New York Life Secure Term Choice Fixed Annuity II² Interest Opportunity Rider³ Option 1³

  • Guarantee Period (Years) 
  • $5,000-$24,999
  • $25,000-$49,999 
  • $50,000-$99,999 
  • $100,000-$1,499,999 
  • Guarantee Period (Years) 
    3
  • $5,000-$24,999
    N/A
  • $25,000-$49,999 
    N/A
  • $50,000-$99,999 
    N/A
  • $100,000-$1,499,999 
    1.50%
  • Guarantee Period (Years) 
    4
  • $5,000-$24,999
    N/A
  • $25,000-$49,999 
    N/A
  • $50,000-$99,999 
    N/A
  • $100,000-$1,499,999 
    1.50%
  • Guarantee Period (Years) 
    5
  • $5,000-$24,999
    N/A
  • $25,000-$49,999 
    N/A
  • $50,000-$99,999 
    N/A
  • $100,000-$1,499,999 
    1.50%
  • Guarantee Period (Years) 
    6
  • $5,000-$24,999
    N/A
  • $25,000-$49,999 
    N/A
  • $50,000-$99,999 
    N/A
  • $100,000-$1,499,999 
    1.50%
  • Guarantee Period (Years) 
    7
  • $5,000-$24,999
    N/A
  • $25,000-$49,999 
    N/A
  • $50,000-$99,999 
    N/A
  • $100,000-$1,499,999 
    1.50%

New York Life Secure Term Choice Fixed Annuity II² Interest Opportunity Rider³ Option 2³

  • Guarantee Period (Years) 
  • $5,000-$24,999 
  • $25,000-$49,999 
  • $50,000-$99,999 
  • $100,000-$1,499,999 
  • Guarantee Period (Years) 
    3
  • $5,000-$24,999 
    N/A
  • $25,000-$49,999 
    N/A
  • $50,000-$99,999 
    N/A
  • $100,000-$1,499,999 
    1.40%
  • Guarantee Period (Years) 
    4
  • $5,000-$24,999 
    N/A
  • $25,000-$49,999 
    N/A
  • $50,000-$99,999 
    N/A
  • $100,000-$1,499,999 
    1.40%
  • Guarantee Period (Years) 
    5
  • $5,000-$24,999 
    N/A
  • $25,000-$49,999 
    N/A
  • $50,000-$99,999 
    N/A
  • $100,000-$1,499,999 
    1.40%
  • Guarantee Period (Years) 
    6
  • $5,000-$24,999 
    N/A
  • $25,000-$49,999 
    N/A
  • $50,000-$99,999 
    N/A
  • $100,000-$1,499,999 
    1.40%
  • Guarantee Period (Years) 
    7
  • $5,000-$24,999 
    N/A
  • $25,000-$49,999 
    N/A
  • $50,000-$99,999 
    N/A
  • $100,000-$1,499,999 
    1.40%

MassMutual Stable Voyage℠⁴

  • Guarantee Period (Years) 
  • $10,000-$99,999 
  • $100,000+ 
  • Guarantee Period (Years) 
    3
  • $10,000-$99,999 
    N/A
  • $100,000+ 
    1.75%
  • Guarantee Period (Years) 
    4
  • $10,000-$99,999 
    N/A
  • $100,000+ 
    1.80%
  • Guarantee Period (Years) 
    5
  • $10,000-$99,999 
    N/A
  • $100,000+ 
    1.90%

USAA Protected Deferred Annuity⁵

(Not available in New York)

  • Guarantee Period (Years) 
  • $50,000-$99,999 
  • $100,000+ 
  • Guarantee Period (Years) 
    3
  • $50,000-$99,999 
    N/A
  • $100,000+ 
    1.55%
  • Guarantee Period (Years) 
    4
  • $50,000-$99,999 
    N/A
  • $100,000+ 
    1.75%
  • Guarantee Period (Years) 
    5
  • $50,000-$99,999 
    N/A
  • $100,000+ 
    1.90%
  • Guarantee Period (Years) 
    10
  • $50,000-$99,999 
    N/A
  • $100,000+ 
    2.15%

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