Guaranteed Fixed Deferred Annuity Rates Offered Through Schwab
Rates as of 11/13/2024
Midland National LiveWell® Guarantee Max¹
(Not available in New York)
(The 7-year guarantee period is not available in CA and FL.)
- Guarantee Period (Years)
- $25,000-$99,999
- $100,000-$249,999
- $250,000+
-
Guarantee Period (Years)3>$25,000-$99,999N/A>$100,000-$249,9994.75%>$250,000+4.85%>
-
Guarantee Period (Years)5>$25,000-$99,999N/A>$100,000-$249,9994.90%>$250,000+5.00%>
-
Guarantee Period (Years)7>$25,000-$99,999N/A>$100,000-$249,9994.95%>$250,000+5.05%>
New York Life Secure Term Choice Fixed Annuity II²
- Guarantee Period (Years)
- $5,000-$24,999
- $25,000-$49,999
- $50,000-$99,999
- $100,000-$1,499,999
-
Guarantee Period (Years)3>$5,000-$24,999N/A>$25,000-$49,999N/A>$50,000-$99,999N/A>$100,000-$1,499,9994.25%>
-
Guarantee Period (Years)4>$5,000-$24,999N/A>$25,000-$49,999N/A>$50,000-$99,999N/A>$100,000-$1,499,9994.25%>
-
Guarantee Period (Years)5>$5,000-$24,999N/A>$25,000-$49,999N/A>$50,000-$99,999N/A>$100,000-$1,499,9994.25%>
-
Guarantee Period (Years)6>$5,000-$24,999N/A>$25,000-$49,999N/A>$50,000-$99,999N/A>$100,000-$1,499,9994.25%>
-
Guarantee Period (Years)7>$5,000-$24,999N/A>$25,000-$49,999N/A>$50,000-$99,999N/A>$100,000-$1,499,9994.25%>
New York Life Secure Term Choice Fixed Annuity II² Interest Opportunity Rider³ Option 1³
- Guarantee Period (Years)
- $5,000-$24,999
- $25,000-$49,999
- $50,000-$99,999
- $100,000-$1,499,999
-
Guarantee Period (Years)3>$5,000-$24,999N/A>$25,000-$49,999N/A>$50,000-$99,999N/A>$100,000-$1,499,9994.10%>
-
Guarantee Period (Years)4>$5,000-$24,999N/A>$25,000-$49,999N/A>$50,000-$99,999N/A>$100,000-$1,499,9994.10%>
-
Guarantee Period (Years)5>$5,000-$24,999N/A>$25,000-$49,999N/A>$50,000-$99,999N/A>$100,000-$1,499,9994.10%>
-
Guarantee Period (Years)6>$5,000-$24,999N/A>$25,000-$49,999N/A>$50,000-$99,999N/A>$100,000-$1,499,9994.10%>
-
Guarantee Period (Years)7>$5,000-$24,999N/A>$25,000-$49,999N/A>$50,000-$99,999N/A>$100,000-$1,499,9994.10%>
New York Life Secure Term Choice Fixed Annuity II² Interest Opportunity Rider³ Option 2³
- Guarantee Period (Years)
- $5,000-$24,999
- $25,000-$49,999
- $50,000-$99,999
- $100,000-$1,499,999
-
Guarantee Period (Years)3>$5,000-$24,999N/A>$25,000-$49,999N/A>$50,000-$99,999N/A>$100,000-$1,499,9994.00%>
-
Guarantee Period (Years)4>$5,000-$24,999N/A>$25,000-$49,999N/A>$50,000-$99,999N/A>$100,000-$1,499,9994.00%>
-
Guarantee Period (Years)5>$5,000-$24,999N/A>$25,000-$49,999N/A>$50,000-$99,999N/A>$100,000-$1,499,9994.00%>
-
Guarantee Period (Years)6>$5,000-$24,999N/A>$25,000-$49,999N/A>$50,000-$99,999N/A>$100,000-$1,499,9994.00%>
-
Guarantee Period (Years)7>$5,000-$24,999N/A>$25,000-$49,999N/A>$50,000-$99,999N/A>$100,000-$1,499,9994.00%>
MassMutual Stable Voyage℠⁴
- Guarantee Period (Years)
- $10,000-$99,999
- $100,000+
-
Guarantee Period (Years)3>$10,000-$99,999N/A>$100,000+4.55%>
-
Guarantee Period (Years)4>$10,000-$99,999N/A>$100,000+4.00%>
-
Guarantee Period (Years)5>$10,000-$99,999N/A>$100,000+4.55%>
USAA Protected Deferred Annuity⁵
(Not available in New York)
- Guarantee Period (Years)
- $50,000-$99,999
- $100,000+
-
Guarantee Period (Years)3>$50,000-$99,999N/A>$100,000+3.70%>
-
Guarantee Period (Years)4>$50,000-$99,999N/A>$100,000+3.75%>
-
Guarantee Period (Years)5>$50,000-$99,999N/A>$100,000+4.55%>
-
Guarantee Period (Years)10>$50,000-$99,999N/A>$100,000+3.90%>
Western & Southern SmartSelect Single Premium Deferred Annuity
(Not available in New York)- Guarantee Period (Years)6
- $20,000-$99,999
- $100,000+
-
Guarantee Period (Years)63>