The Advance Rate Lookup tool can be used to determine if a specific security generally constitutes Eligible Collateral for the Pledged Asset Line, and to view advance rate information generally applicable to such Eligible Collateral, including securities subject to special maintenance requirements. Please note that the tool does not include the specific advance rate information assigned to the Eligible Collateral held in your Pledged Account at Charles Schwab & Co., Inc., and that the advance rates assigned to the Eligible Collateral held in your Pledged Account may be different from those displayed in the tool. Refer to the table included in the Loan Value of Collateral detail display for specific information regarding the advance rates applicable to the Eligible Collateral held in your Pledged Account. Charles Schwab Bank, SSB or Charles Schwab Premier Bank, SSB reserve the right, in their sole discretion, to establish and change any Eligible Collateral criteria, and to establish and change any advance rates applicable to Eligible Collateral, without prior notice.

(0423-3ZYC)