Performance Disclosures

Not all footnotes & disclosures apply to all clients or all accounts.

Past performance is no guarantee of future results.

The chart helps you visualize your account's net investment history and how the value of those investments has changed over time. Your Personal Rate of Return calculation reflects all of the activity in your account including any expenses you may have paid. However, it does not include any accrued interest that has not yet been paid to your account. Your Personal Rate of Return is impacted by several factors including your personal asset allocation, the timing and amount of any transactions in the account and, of course, the performance of any funds that you invested in during the period. Additional details are available here.

PCRA balances displayed on workplace.schwab.com are for informational purposes only and may not reflect recent activity. Due to variations in the timing of pricing and system updates, the actual balances of your PCRA on schwab.com may be different from the PCRA balances displayed on workplace.schwab.com. For the most up-to-date balances and complete information about your PCRA, please visit schwab.com.

Schwab Personal Choice Retirement Account® (PCRA) is offered through Charles Schwab & Co., Inc. (Member SIPC, www.sipc.org), a registered broker-dealer, as part of the Plan, with Plan recordkeeping services provided by Schwab Retirement Plan Services, Inc.

The Charles Schwab Corporation provides services to retirement and other benefit plans and participants through its separate but affiliated companies and subsidiaries: Charles Schwab Trust Bank; Charles Schwab Bank, SSB; Charles Schwab & Co., Inc.; and Schwab Retirement Plan Services, Inc. Trust, custody, and deposit products and services are available through Charles Schwab Trust Bank and Charles Schwab Bank, SSB, Members of FDIC. Brokerage products and services are offered by Charles Schwab & Co., Inc. (Member SIPC). Schwab Retirement Plan Services, Inc. is not a fiduciary to retirement plans or participants and only provides recordkeeping and related services.