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Personal Finance & Planning

Financial planning for life's milestones.
CONTENT WITH Personal Finance & Planning

Financial planning for life's milestones.

Buying your first home can be exciting, but make sure you’re prepared for all of the financial ramifications.
Selecting tax-smart accounts may help your retirement savings last longer.
Custodial accounts may not offer the tax benefits of 529 plans, but they can be used to fund expenses that 529 plans don’t cover.
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If you have a large estate, consider gifting during your lifetime as a strategy to help reduce estate taxes.
If you’re interested in contributing to a Roth IRA but your income exceeds IRS limits, you can still save for retirement in a tax-smart way.
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Coverdell Education Savings Accounts can provide more flexible investing options compared to 529 college savings plans.
How the self-employed can create a sound financial plan and save for retirement.
Financial planning is about more than sticking to a budget—it’s about taking control of your financial future.
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If you own foreign investments, you’ve probably paid foreign taxes on them. You may be able to avoid being taxed a second time on those investments if you claim a credit or deduction on your U.S. tax return. But which is the best choice?
RMDs can take a toll on your tax bill. Consider these strategies to help reduce the sting.

Information on this site is for general informational purposes only and should not be considered individualized recommendations or personalized investment advice. The type of securities and investment strategies mentioned may not be suitable for everyone. Each investor needs to review a security transaction for his or her own particular situation. All expressions of opinion are subject to change without notice in reaction to shifting market, economic and geo-political conditions.

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