Any opinions expressed herein are subject to change without notice. Data from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.
Diversification strategies do not ensure a profit and do not protect against losses in declining markets.
Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications and other factors.
Investing in REITs may pose additional risks such as real estate industry risk, interest rate risk and liquidity risk.
International investments are subject to additional risks such as currency fluctuation, geopolitical risk and the potential for illiquid markets.
Dividend stocks may reduce or stop paying dividends, affecting their ability to generate income.
Commodity-related products, including futures, carry a high level of risk and are not suitable for all investors.
The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.