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I was born in 1937, and since then have seen my fair share of times when our country struggled with seemingly insurmountable challenges. Financial crashes, pandemics, wars—big problems without obvious solutions. They were defining moments of my lifetime, and of the generations that endured them.

The COVID-19 outbreak feels unprecedented, and in many ways it is—but so too were polio, the Great Depression, and the 9/11 terrorist attacks. In every case, we endured. We may have gotten knocked down, but together we got back up and moved forward.

That kind of perseverance is the heartbeat of this country—and of investing. The greater the challenge, the greater our resolve to come back stronger than before.

I know times are tough, but look to the future. Things will get better. And in the meantime, remember we’re here for you—at, through our Schwab Mobile app, or by calling our experienced representatives at 800-435-4000.


Charles R. Schwab

Founder & Chairman

Important Disclosures

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.

All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed.

Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.


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