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Paying Yourself in Retirement

During my more than 50 years in this business, I’ve heard from countless retirees who worry about their portfolios lasting—and with good reason.

More and more Americans must rely on their own savings to see them comfortably through retirement. The challenge is how to turn those savings into a steady stream of income that lasts.

That’s why we created Schwab Intelligent Income™. This game-changing feature of Schwab Intelligent Portfolios® helps maximize your withdrawals by considering your income needs, required minimum distributions, taxes, and total portfolio. The result is a predictable, tax-smart monthly paycheck—so you can spend with confidence in retirement.

Learn more about Schwab Intelligent Income. I trust you’ll be as impressed with it as I am.


Charles R. Schwab

Founder & Chairman

What You Can Do Next

Important Disclosures:

Please read the Schwab Intelligent Portfolios Solutions™ disclosure brochures for important information, pricing, and disclosures related to the Schwab Intelligent Portfolios and Schwab Intelligent Portfolios Premium programs. 

Schwab Intelligent Portfolios® and Schwab Intelligent Portfolios Premium™ are made available through Charles Schwab & Co. Inc. (“Schwab”), a dually registered investment advisor and broker dealer. Portfolio management services are provided by Charles Schwab Investment Advisory, Inc. (“CSIA”). Schwab and CSIA are subsidiaries of The Charles Schwab Corporation.

Schwab Intelligent Income™ is an optional feature for clients to receive recurring automated withdrawals from their accounts. Schwab does not guarantee the amount or duration of Schwab Intelligent Income withdrawals nor does it guarantee any specific tax results such as meeting required minimum distributions.

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.

All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.

Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.


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