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Living Up to Your Trust

At Schwab, we have a deep and abiding belief in seeing the world through our clients’ eyes. And we know that, this year, many of you have had reasons to be concerned about the future. Whether you’re saving for a child’s college education or working toward a comfortable retirement, these last few months have made it difficult to know if you’re still on track to meet your goals.

First, I want to reiterate our strong belief in the power of long-term investing. Even in truly challenging circumstances, we believe one of the best things you can do is to stay focused on your plan. Keep saving. Keep investing in the future. And, to the extent possible, try to tune out the noise. History shows that markets have demonstrated a remarkable ability to recover from even the most trying times. If you can stick to your goals through the ups and downs, you’ll be in the best position to create a better tomorrow for yourself and your family.

Second, I want you to know that everyone at Schwab is committed to helping you meet your goals. If you need help, you can reach out to us anytime in the manner that makes the most sense for you: online at schwab.com, via the Schwab Mobile app, or by calling us at 800-435-4000.

We’re honored that you’ve entrusted us with your business, and we will continue to do our very best to live up to that trust every day.

Sincerely,

Walt Bettinger

President & CEO

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Important Disclosures

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.

All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.

Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.

Investing involves risk, including loss of principal.

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