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Important Disclosures

This chart represents a hypothetical investment and is for illustrative purposes only. Dividends and interest are assumed to have been reinvested, and the example does not reflect the effects of taxes, expenses or fees. The actual annual rate of return will fluctuate with market conditions.

The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.

Past performance is no guarantee of future results.

(0117-PLKF)

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