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Important Disclosures

Investors should carefully consider information contained in the prospectus, including investment objectives, risks, fees, charges and expenses. To request a prospectus, visit schwab.com or call 800-435-4000. Please read the prospectus carefully before investing.

Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks, including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications and other factors.

Investment value will fluctuate, and shares, when redeemed, may be worth more or less than their original cost.

Past performance is no guarantee of future results.

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