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Insights & Ideas

Keeping you at the forefront of modern investing
Debt is a tool that isn’t inherently bad or good—it depends on how much you borrow and what it’s used for. Here are a few ideas to help you borrow wisely.
Weighing the pros and cons of adjustable-rate mortgages.
Whether it makes financial sense to pay off your mortgage depends on your individual situation. Here are some things to consider.
You can use IRA assets to purchase a retirement home, but make sure it makes financial sense.
As home prices have risen, so too has the demand for jumbo loans.
Home renovations are exciting—and expensive. Having equity in your home can help you foot the bill.
Fixed-rate mortgages can offer stability, while adjustable-rate mortgages tend to be more flexible. Which would work better for you?
There are rules of thumb for how much house you can afford, but there's a lot more to consider.
Overwhelmed by financial clutter? A little spring cleaning now could save you time and money later.
Learn more about the impact of a rising federal funds rate on the financial markets and many consumer rates.
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