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Insights & Ideas

Keeping you at the forefront of modern investing
Content with Rob Williams
Vice President of Financial Planning, Schwab Center for Financial Research

Rob Williams is Vice President of Financial Planning for the Schwab Center for Financial Research (SCFR). In this role, he leads a team to develop research, insights, methodology, and training for Schwab clients, representatives, and advisors focusing on financial planning and wealth management across an investor’s life cycle, including saving for, preserving, and distributing assets in retirement.
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Rob Williams
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December 02, 2019
Five resolutions to reshape your finances in the year ahead.
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Rob Williams
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October 02, 2019
Converting to a Roth IRA could save you money in retirement.
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Rob Williams
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September 04, 2019
Generating an acceptable level of income solely from dividends and interest isn’t realistic for many investors. Consider using your whole portfolio to generate returns from a range of sources, including interest, dividends and growth.
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Rob Williams
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August 05, 2019
Annuities can help provide income and protection against market dips—but which kind should you choose? Vice president of income planning Rob Williams explains the differences between immediate fixed annuities and variable annuities.
Financial Planning with Fixed Indexed Annuities
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Rob Williams
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July 17, 2019
Fixed indexed annuities can offer investors principal protection and a chance to earn higher returns than some conservative fixed-income alternatives when the stock market rises. Is a FIA right for you?
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Rob Williams
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July 09, 2019
Here are five ways having a financial plan can help you.
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Rob Williams
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June 28, 2019
Should you take a lump-sum pension payout, or a monthly income stream for life? How to decide.
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Rob Williams
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June 28, 2019
We break down which retirement accounts—IRAs or 401(k)s— may be right for you.
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Rob Williams
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June 25, 2019
Avoiding simple mistakes can extend the life of your portfolio.
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Rob Williams
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June 14, 2019
If you’ve retired but are considering returning to work, be aware that your decision may affect your tax situation, Social Security and Medicare benefits.

At Charles Schwab, we encourage everyone to take ownership of their financial life by asking questions and demanding transparency.

Our Insights & Ideas bring you information that fosters that ownership, because we believe that the best outcomes in life come from being fully engaged.

Want to know more? Talk with your Schwab Financial Consultant or call 800-355-2162.

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