Download the Schwab app from iTunes®Get the AppClose

Open an Account Log In Find a Branch Contact Us
Log In

Insights & Ideas

Keeping you at the forefront of modern investing
Content with Rob Williams
Director of Income Planning, Schwab Center for Financial Research

Rob Williams, Director of Income Planning for the Schwab Center for Financial Research, focuses on fixed income and income-planning issues, including key topics of interest to individual investors seeking to increase income from their portfolios. Williams also provides analysis of bonds, fixed-income strategies, and other income-oriented issues.
by
Rob Williams
December 11, 2018
Five resolutions to reshape your finances in the year ahead.
by
Rob Williams
December 03, 2018
Important distinctions exist between traditional and Roth IRAs, including eligibility and contribution limits. Here's a guide to help you decide what's best for you.
by
Rob Williams
November 20, 2018
Take advantage of Medicare’s benefits and potential by using the Open Enrollment Period each year to educate yourself, review options and make changes if needed. Here are steps to help.
by
Rob Williams
October 25, 2018
Investors near or in retirement may be concerned—understandably—about a bear market. However, there are steps you can take to help manage potential risks.
by
Rob Williams
June 06, 2018
What does it mean to be wealthy? What does it mean to plan for, and potentially achieve, financial independence and comfort? The answers may surprise you.
by
Rob Williams
May 11, 2018
Converting to a Roth IRA could save you money in retirement.
by
Rob Williams
April 12, 2018
When the market drops, it's generally a good idea to stick to your long-term investment plan. But what if you don’t have time to recover?

What About Cash?

by
Rob Williams
April 09, 2018
There’s always a role for cash investments in your portfolio—to provide liquidity, flexibility and stability. Rising interest rates may mean higher returns on cash investments, as well.
by
Rob Williams
April 04, 2018
Many younger investors think bonds are only for older people. But fixed income securities can play useful roles in any portfolio, including buffering downside risk during periods of market volatility and helping to ensure you’ll have available cash for short-term goals.
by
Rob Williams
March 09, 2018
Rebalancing your portfolio can be an efficient way to generate distributions in retirement. Here’s how to do it.

At Charles Schwab, we encourage everyone to take ownership of their financial life by asking questions and demanding transparency.

Our Insights & Ideas bring you information that fosters that ownership, because we believe that the best outcomes in life come from being fully engaged.

Want to know more? Talk with your Schwab Financial Consultant or call 800-355-2162.

Find a Branch

Thumbs up / down votes are submitted voluntarily by readers and are not meant to suggest the future performance or suitability of any account type, product or service for any particular reader and may not be representative of the experience of other readers. When displayed, thumbs up / down vote counts represent whether people found the content helpful or not helpful and are not intended as a testimonial. Any written feedback or comments collected on this page will not be published. Charles Schwab & Co., Inc. may in its sole discretion re-set the vote count to zero, remove votes appearing to be generated by robots or scripts, or remove the modules used to collect feedback and votes.