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Insights & Ideas

Keeping you at the forefront of modern investing
Content with Rob Williams
Vice President of Financial Planning, Schwab Center for Financial Research

Rob Williams is Vice President of Financial Planning for the Schwab Center for Financial Research (SCFR). In this role, he leads a team to develop research, insights, methodology, and training for Schwab clients, representatives, and advisors focusing on financial planning and wealth management across an investor’s life cycle, including saving for, preserving, and distributing assets in retirement.
by
Rob Williams
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July 09, 2019
Here are five ways having a financial plan can help you.
by
Rob Williams
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June 28, 2019
Should you take a lump-sum pension payout, or a monthly income stream for life? How to decide.
by
Rob Williams
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June 28, 2019
We break down which retirement accounts—IRAs or 401(k)s— may be right for you.
by
Rob Williams
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June 25, 2019
Avoiding simple mistakes can extend the life of your portfolio.
by
Rob Williams
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June 14, 2019
If you’ve retired but are considering returning to work, be aware that your decision may affect your tax situation, Social Security and Medicare benefits.
Plan for Retirement
by
Rob Williams
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May 31, 2019
How to turn retirement savings into retirement income.
Write Your Own Retirement Check
by
Rob Williams
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March 25, 2019
Here's a smart system for generating retirement income by properly using your retirement income sources and ensuring your retirement portfolio is balanced.
Funding Your Retirement
by
Rob Williams
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March 25, 2019
A guide to approaching distribution.
by
Cooper J Howard
Rob Williams
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March 12, 2019
How much can you spend in retirement without running out of money? The “4% rule” is a popular rule of thumb, but we think you can do better. Here are our guidelines for finding your personalized spending rate.
by
Rob Williams
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February 22, 2019
You may be eligible to collect Social Security as early as 62, but waiting until age 70 yields greater benefits for most people. Here’s how to decide.

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