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Insights & Ideas

Keeping you at the forefront of modern investing
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Life Event
Content with Rob Williams
CFP®, CRPC®, Managing Director, Financial Planning, Retirement Income and Wealth Management, Schwab Center for Financial Research

As Managing Director of Financial Planning, Retirement Income, and Wealth Management for the Schwab Center for Financial Research, Rob leads a team that develops research, insights, methodology and training for Schwab clients, representatives, and advisors. These focus on financial planning and wealth management across an investor's life cycle, including saving for, preserving, and distributing assets in retirement.
by
Rob Williams
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October 15, 2021
Avoiding simple mistakes can extend the life of your portfolio.
by
Rob Williams
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September 27, 2021
Here are five ways having a financial plan can help you.
by
Rob Williams
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September 24, 2021
Dividends and interest aren’t likely to be enough to cover most investors’ income needs. Planning for some asset sales may be more realistic.
by
Rob Williams
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September 15, 2021
You may be eligible to collect Social Security as early as 62, but waiting until age 70 yields greater benefits for most people. Here's how to decide.
by
Rob Williams
Chris Kawashima
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August 23, 2021
How much can you spend in retirement without running out of money? The “4% rule” is a popular rule of thumb, but we think you can do better. Here are our guidelines for finding your personalized spending rate.
by
Rob Williams
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August 13, 2021
Retired but thinking of going back to work? Be sure you understand how it could affect your savings plans and RMDs.
by
Rob Williams
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August 13, 2021
If you’ve retired but are considering returning to work, be aware that your decision may affect your Social Security and Medicare benefits.
by
Rob Williams
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August 05, 2021
Traditional and Roth IRAs have distinct requirements, including eligibility and contribution limits. Here’s a guide to help you decide what’s best for you.
by
Rob Williams
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July 30, 2021
We break down which retirement accounts—IRAs or 401(k)s— may be right for you.
by
Rob Williams
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July 28, 2021
A guide to approaching distribution.

At Charles Schwab, we encourage everyone to take ownership of their financial life by asking questions and demanding transparency.

Our Insights & Ideas bring you information that fosters that ownership, because we believe that the best outcomes in life come from being fully engaged.

Want to know more? Talk with your Schwab Financial Consultant or call 800-355-2162.

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