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Insights & Ideas

Keeping you at the forefront of modern investing
Content with Rob Williams
Vice President of Financial Planning, Schwab Center for Financial Research

Rob Williams is Vice President of Financial Planning for the Schwab Center for Financial Research (SCFR). In this role, he leads a team to develop research, insights, methodology, and training for Schwab clients, representatives, and advisors focusing on financial planning and wealth management across an investor’s life cycle, including saving for, preserving, and distributing assets in retirement.

Write Your Own Retirement Check
by
Rob Williams
March 25, 2019
Here's a smart system for generating retirement income by properly using your retirement income sources and ensuring your retirement portfolio is balanced.
Funding Your Retirement
by
Rob Williams
March 25, 2019
A guide to approaching distribution.
Beyond the 4% Rule: How Much Can You Safely Spend in Retirement?
by
Cooper J Howard
Rob Williams
March 12, 2019
How much can you spend in retirement without running out of money? The “4% rule” is a popular rule of thumb, but we think you can do better. Here are our guidelines for finding your personalized spending rate.
by
Rob Williams
February 22, 2019
You may be eligible to collect Social Security as early as 62, but waiting until age 70 yields greater benefits for most people. Here’s how to decide.
rock climbing
by
Rob Williams
January 25, 2019
You've probably heard about risk tolerance, but when it comes to retirement income planning, a more important thing to understand is your risk capacity.
by
Rob Williams
December 11, 2018
Five resolutions to reshape your finances in the year ahead.
by
Rob Williams
December 03, 2018
Important distinctions exist between traditional and Roth IRAs, including eligibility and contribution limits. Here's a guide to help you decide what's best for you.
by
Rob Williams
November 20, 2018
Take advantage of Medicare’s benefits and potential by using the Open Enrollment Period each year to educate yourself, review options and make changes if needed. Here are steps to help.
by
Rob Williams
October 25, 2018
Investors near or in retirement may be concerned—understandably—about a bear market. However, there are steps you can take to help manage potential risks.
by
Rob Williams
June 06, 2018
What does it mean to be wealthy? What does it mean to plan for, and potentially achieve, financial independence and comfort? The answers may surprise you.

At Charles Schwab, we encourage everyone to take ownership of their financial life by asking questions and demanding transparency.

Our Insights & Ideas bring you information that fosters that ownership, because we believe that the best outcomes in life come from being fully engaged.

Want to know more? Talk with your Schwab Financial Consultant or call 800-355-2162.

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