As your personal referral, your graduate can get $100 when they become a Schwab client. They’ll get the same award-winning service and care you’ve come to know from Schwab.

How it works—in just 3 steps:

  • Step One

    Log in to your account. Then select one of two ways to share your personal referral link.

  • Step Two

    Your graduate uses your personal referral link to enroll in the offer and open a Schwab account. It usually takes about 10 minutes.

  • Step Three

    Thirty days after they open an eligible account, we’ll put $100 in their account.

Ready to get started?

If you have questions about Schwab’s referral offer, please call 800-398-8640.

J.D. Power trophies
“Highest in Investor Satisfaction with Full Service Brokerage Firms, Three Years in a Row.”

Must be 18 years of age or older to open an eligible account.

New clients who are referred, open an eligible account, and enroll in the offer can earn $100. See for details. Schwab may change the terms or terminate the offer at any time. While we greatly appreciate all client business, we are unable to accept personal referrals from clients who hold only a PCRA or CRA with Schwab.

Charles Schwab received the highest numerical score in the J.D. Power 2016–2018 Full Service Investor Satisfaction Study. 2018 study based on 4,419 total responses from 18 firms measuring opinions of investors who used full-service investment institutions, surveyed November–December 2017. Your experiences may vary. Visit