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Accounts & Products
 

Money Market Funds

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Schwab offers a wide selection of options to manage your cash and cash investments, including a range of money market funds, and other convenient solutions.

Purchased Money Funds

A range of taxable and tax-exempt1 purchased money funds that offer a convenient way to access higher yields on cash. Minimums as low as $1*.
Learn more about Purchased Money Funds.

Sweep Money Funds

Limited to international accounts, Schwab Managed Accounts, Schwab Charitable accounts, and certain existing ERISA plans.

Explore solutions to Sweep Money Funds

See rates on other cash products available through Schwab.


Brokerage Products: Not FDIC Insured • No Bank Guarantee • May Lose Value

Performance data quoted represents past performance and does not indicate future results.

Investors should consider carefully information contained in the prospectus, or, if available, the summary prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by clicking Investor Information or calling 800-435-4000. Please read the prospectus carefully before investing.

You could lose money by investing in a money market fund. All Schwab Money Funds with the exception of Schwab Variable Share Price Money Fund seek to preserve the value of your investment at $1.00 per share, but cannot guarantee they will do so. All Schwab Money Funds with the exception of Schwab Government Money Fund, Schwab Treasury Money Fund, Schwab Treasury Obligations Money Fund, Schwab Retirement Government Money Fund, and Schwab Government Money Market Portfolio may impose a fee upon the sale of your shares or may temporarily suspend your ability to sell shares if the fund’s liquidity falls below required minimums because of market conditions or other factors. An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The money market fund's sponsor has no legal obligation to provide financial support to the fund, and you should not expect that the sponsor will provide financial support to the fund at any time.

Schwab Variable Share Price Money Fund™: You could lose money by investing in a money market fund. Because the share price of the fund will fluctuate, when you sell your shares they may be worth more or less than what you originally paid for them. The fund may impose a fee upon the sale of your shares or may temporarily suspend your ability to sell shares if the fund’s liquidity falls below required minimums because of market conditions or other factors. An investment in the fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The fund’s sponsor has no legal obligation to provide financial support to the fund, and you should not expect that the sponsor will provide financial support to the fund at any time.