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Individual Retirement Accounts (IRA)

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Open a Schwab Individual Retirement Account (IRA) for a tax-smart approach to saving for retirement.

Other IRA Options

 
 

There are no fees to open or maintain your account. Other account fees, fund expenses, and
brokerage commissions may apply. (Pricing Details.)

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Understanding IRAs

Get answers to your questions about investing for retirement, plus tools and calculators—all to help you build the retirement you want.






Individual Retirement Account is rated 4.2 out of 5 by 889.
Rated 5 out of 5 by from Can't ask for more! Twenty years - or more - with Schwab have taught me the value of quality Customer Service when I need it; low trade fees; honesty and internet or app reports, trades, and safety of my information. They are a good, well run company in my experience.
Date published: 2017-12-23
Rated 4 out of 5 by from Great account for beginners - wish there were more Schwab Index Funds Schwab has been great for a beginner investor. I'm a medical student who graduated debt free from undergraduate and decided to start a roth ira before the beginning of medical school to take advantage of my age and currently low tax bracket. Schwab offers great service and a superb product that's a huge help to investing novices like myself. I plan to open a bank account with them in the future and maybe a taxable brokerage account once I start practice.
Date published: 2017-12-22
Rated 5 out of 5 by from Excellent customer service & superb online platform. Before switching to Schwab, I have used two other companies in the past and did extensive research about Investment companies. Charles Schwab is by far the best.
Date published: 2017-12-19
Rated 5 out of 5 by from
Date published: 2017-12-19
Rated 5 out of 5 by from
Date published: 2017-12-16
Rated 5 out of 5 by from
Date published: 2017-12-15
Rated 3 out of 5 by from Required Minimum Distribution (RMD) Need easier (instant) access to acquire RMD status on existing IRA account with retirement age info available, total funds withdrawn during & up to the "last days" of the year. Too labor intensive searching the info already provided in the account and doing the math during the last month. "Pending Corporate Actions" are not always correct on the monthly statements. End up calling in for verification of stock prices, quantity, interest, dividend dates and final transactions needed. I hope I made myself understood in this matter.
Date published: 2017-12-13
Rated 1 out of 5 by from Poor overall year returns At the very first year of conversion 401k to IRA in 2014 after Schwab's representative recommendations, I allowed Schwab's professionals select the mutual funds create and manage my portfolio at their expertise with very poor annual results. Through the 3+years the portfolio has not performed or exceeded any of the main markert indexes.
Date published: 2017-12-13
Rated 5 out of 5 by from Very helpful! Over the years Schwab has answered all of my questions whenever I needed help. I love working with them & they are patient & available to meet my needs.
Date published: 2017-12-13
Rated 1 out of 5 by from Schwalb stinks Talk about an inconsiderate group of people, these people stink
Date published: 2017-12-13
Rated 5 out of 5 by from
Date published: 2017-12-13
Rated 1 out of 5 by from
Date published: 2017-12-13
Rated 5 out of 5 by from Great features,multiple investments choices, all in one with a Schwab account
Date published: 2017-12-12
Rated 5 out of 5 by from
Date published: 2017-12-12
Rated 1 out of 5 by from Poor service, poor attitiude Once upon a time this was a company strong in Customer Service. Time flies. They now carry a poor attitude as if there are plenty more Customers where I came from, no need to take consideration or show respect.
Date published: 2017-12-12
Rated 5 out of 5 by from Great Service Brokers always handle my questions and account services promptly and as requested.
Date published: 2017-12-12
Rated 5 out of 5 by from Excellent app Does everything I need it to
Date published: 2017-12-12
Rated 5 out of 5 by from
Date published: 2017-12-12
Rated 5 out of 5 by from
Date published: 2017-12-12
Rated 5 out of 5 by from Love It !!! Schwab is wonderful. Have had an account since the 1980's and never had a sales person try sell me some junk from the back room !!!Every employee that I have talked with has been friendly and businesslike, and if they don't know the answer to my questions, they get it. Love the low costs ! But most of all I love dealing with honest straight forward people. Schwab is the best !
Date published: 2017-12-02
Rated 5 out of 5 by from Unbeatable Schwab is the best in every aspect of business.
Date published: 2017-11-30
Rated 1 out of 5 by from Where is the sell option hiding? No where on this site am I able to find any tab or heading to sell shares. Tons of bloated headings that probably are rarely accessed, but missing one key element - SELL SHARES. Not sure why I'm investing with Schwab if there's no way to get my funds when I need them.
Date published: 2017-11-29
Rated 5 out of 5 by from Schwabmeets all my requirements with care and professionalism
Date published: 2017-11-28
Rated 4 out of 5 by from Using my accounts, since the most recent changes, is very difficult for someone my age.
Date published: 2017-11-28
Rated 5 out of 5 by from comprehensive services The site is easy to use in many respects; transfer beween accounts, buy or sell stock and view positions. Also, it's 7 am pacific time and I got excellent help with a password issue on a Saturday morning. Swab rocks!
Date published: 2017-11-25
Rated 3 out of 5 by from New format of my investments neither user friendly nor helpful. I just logged in. The new format you have introduced is already annoying me, and I do not know how to find out the purchase dates and other germane information I need regarding my quirky and low yielding account. That, added to the impossibility to get anyone to answer the phone is making me wonder why I dont just move my account. I understand the competition out there is vicious, but if you want to help us make informed decisions out here, please try using your products before you foist them on us. Also try calling your company. If you waited 1/2 hour like I have just to ask a simple question, you will also wonder why we remain loyal to Schwab.
Date published: 2017-11-25
Rated 4 out of 5 by from Excellent Service Schwab has met all my needs for Custodial Service, trading and advice.
Date published: 2017-11-24
Rated 5 out of 5 by from Outstanding! great portfolio has exceeded RMD for 9 years since retirement. Financial adviser has been terrific with all questions and advice. No fees for trades or this help is great!
Date published: 2017-11-23
Rated 5 out of 5 by from
Date published: 2017-11-21
Rated 5 out of 5 by from
Date published: 2017-11-21
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