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Individual Retirement Accounts (IRA)

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Open a Schwab Individual Retirement Account (IRA) for a tax-smart approach to saving for retirement.

Other IRA Options

 
 

There are no fees to open or maintain your account. Other account fees, fund expenses, and
brokerage commissions may apply. (Pricing Details.)

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Understanding IRAs

Get answers to your questions about investing for retirement, plus tools and calculators—all to help you build the retirement you want.






Individual Retirement Account is rated 4.2 out of 5 by 889.
Rated 1 out of 5 by from never make money its been ok but still moving my money
Date published: 2018-01-24
Rated 5 out of 5 by from review very good service overall
Date published: 2018-01-22
Rated 4 out of 5 by from Easy to understand. Features are clear and easily understood.
Date published: 2018-01-21
Rated 4 out of 5 by from Super easy........... BECAUSE even this moron learned how to use it.
Date published: 2018-01-20
Rated 1 out of 5 by from Stop Grading my stock picks! If you want big brother telling what your doing wrong, these are the guys. They grade every stock you buy. I like dividend, I have a spec. stock, I mix it up a bit and my portfolio is graded by Schwab as barely passing. Let me guess, I should put all my money in big banking. Some of the worst companies get a grade of A. Really, butt out of my business. Idea, maybe I should move this account.
Date published: 2018-01-18
Rated 1 out of 5 by from Complicated online Investment Good customer service. But the online system is way to complicated to choose investments as a novice.
Date published: 2018-01-17
Rated 5 out of 5 by from Great features Schwab has exceeded my expectations
Date published: 2018-01-17
Rated 5 out of 5 by from ease of use
Date published: 2018-01-17
Rated 2 out of 5 by from fees
Date published: 2018-01-13
Rated 1 out of 5 by from Required Minimum Distrribution If you wanted to know the RMD for this year, really nice if the RMD screen at least pointed you to that place. Or maybe if the RMD calculator showed my calculation. I was on hold this morning for 15 minutes then gave up to ask this question.
Date published: 2018-01-13
Rated 5 out of 5 by from Consistency You guys have excel every time I call you for assistance. There has never been a time when I have called and have not been satisfied with your help. If my initial contact person is not able to assist there is no hesitation in calling in additional support.
Date published: 2018-01-12
Rated 1 out of 5 by from Bad The site is not functioning properly and I cannot complete a rollover IRA application online.
Date published: 2018-01-11
Rated 5 out of 5 by from Overall great experience The team at Schwab is always helpful and very responsive. Some of the website features (like trying to track yearly or quarterly performance) are kind of confusing but you can always chat or call to get help.
Date published: 2018-01-11
Rated 5 out of 5 by from
Date published: 2018-01-10
Rated 5 out of 5 by from
Date published: 2018-01-09
Rated 5 out of 5 by from Customer Service Schwab has to be one of the best companies in the world when it comes to caring about its customers!
Date published: 2018-01-09
Rated 5 out of 5 by from Easy banking and no ATM fees! Love our online Schwab banking... it’s easy to use and being able to easily transfer funds between our banking account and brokerages accounts is a plus. No ATM fees... and no service fees! We are loving it. Thanks schwab!
Date published: 2018-01-09
Rated 1 out of 5 by from Your more interested in getting feedback and showing off than you are in letting me get on with my business.
Date published: 2018-01-09
Rated 5 out of 5 by from Easy to navigate. Puts the consumer first.
Date published: 2018-01-04
Rated 1 out of 5 by from Poor back office attention to detail We make deposits to two 401k accounts monthly. One check per month per account is from the company, the other check per month to the account is the employee deferral. Schwab constantly mixes up these contributions and I live in monthly fear of an audit, taxes and penalties. Not sure how long I can live with this before I need to switch to another bank.
Date published: 2018-01-04
Rated 1 out of 5 by from Poor featusres. I would think that for small investors like me more help would be available in easier to understand format. This site is in-workable.
Date published: 2018-01-04
Rated 5 out of 5 by from Great format Charles Schwab format is easy to navigate through. Buying or selling stocks, bill pay through Schwab Bank. They make it simple and easy.
Date published: 2018-01-03
Rated 1 out of 5 by from Rolled over my 401K from my previous job into an IRA. Thus far I have seen zero activity on the account and received no assistance.
Date published: 2018-01-03
Rated 5 out of 5 by from Easy to understand Schwab's customer service exceeds my expectations. The representatives are professional and kind - they make it easy to understand.
Date published: 2018-01-03
Rated 5 out of 5 by from pres. excl
Date published: 2018-01-01
Rated 5 out of 5 by from Top notch service from top notch people!!
Date published: 2017-12-29
Rated 1 out of 5 by from Bad customer service Was trying to open a Roth IRA and do a partial conversion from my traditional IRA. Was on the phone for two hours yesterday because the system wouldn't let me fill the app online. At 5 PST was told to call the Retirement group... but then was told they just closed for the day (I had started my call around 3). Called Retirement this morning...was told "some people can do it online and some can't...you'll just have to fill out a paper form" (which takes a few days to process but I need to get it done before year-end). He didn't know why this was the case and didn't bother to help resolve. I asked to escalate but was told he was the lead! I've been a Schwab customer for over 20 years and used to tell others that I loved Schwab because of their customer service...not true now. They just don't care anymore!
Date published: 2017-12-29
Rated 1 out of 5 by from no way to make money in 5 star Mutal funds The fees take all the money you make away at the end of the year ............sad
Date published: 2017-12-28
Rated 5 out of 5 by from Great Company They have everything your looking. Customer Service is excellent!
Date published: 2017-12-26
Rated 5 out of 5 by from Schwab has it all IRA checking, spread trading in IRAs, as well as an entirely comprehensive list of investment choices, all for no annual costs. I love it.
Date published: 2017-12-23
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