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Individual Retirement Accounts (IRA)

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Open a Schwab Individual Retirement Account (IRA) for a tax-smart approach to saving for retirement.

Other IRA Options

 
 

There are no fees to open or maintain your account. Other account fees, fund expenses, and
brokerage commissions may apply. (Pricing Details.)

Photo of woman on individual retirement account page

Understanding IRAs

Get answers to your questions about investing for retirement, plus tools and calculators—all to help you build the retirement you want.






Individual Retirement Account is rated 4.1 out of 5 by 472.
Rated 1 out of 5 by from Not what expected They say they offer personal financial guidance, but alias, no such thing. Made what on the website said was a personal appointment only to receive a phone call the day before saying they would make a phone consultation next week and that they don’t have one on one consultation.
Date published: 2018-08-21
Rated 5 out of 5 by from
Date published: 2018-08-21
Rated 1 out of 5 by from Poor support I sent a message, I called for advisor support and called the main number looking for advice on portfolio restructuring. After 3 attempts and 3 weeks, no reply from anyone.
Date published: 2018-08-20
Rated 5 out of 5 by from Switching to Schwab I have been with other firms and been lied to by them I would like to see schwab lower the expenses more on retirement date funds and create a index version of Market track allocation funds and lower the expense and gross ratios by 75 percent
Date published: 2018-08-20
Rated 1 out of 5 by from OPEN NEW ACCOUNT rep had no time for me- SPOKE TO 2 REPS - BOTH TRANSFERED ME TO SIT ON HOLD FOR 10 MINUTES
Date published: 2018-08-07
Rated 4 out of 5 by from
Date published: 2018-08-06
Rated 5 out of 5 by from good people great place to save and make money. thanks cashmere
Date published: 2018-08-02
Rated 5 out of 5 by from Professionals paired with really good technology - Great! Such a quick assessment of my question and resultant needs matched with technology that responds almost instantly. The phone call barely took a minute. All Done!
Date published: 2018-08-02
Rated 1 out of 5 by from IRS form 2439 Still have not received IRS refund. What is status of Form 990T filing by Schwab. Always received this refund by May or early June in past.
Date published: 2018-07-26
Rated 4 out of 5 by from
Date published: 2018-07-25
Rated 5 out of 5 by from It's all great! Easy, intuitive, great customer service and website user-friendliness
Date published: 2018-07-17
Rated 1 out of 5 by from Inherited IRAs I inherited an IRA that was set up at Schwab, and another brokerage account that had to go through probate. Schwab website is horrendous, you have to call anyone to get anything done and they don't do it correctly. The Estate Account is still sitting here with a balance even though it was supposed to be closed. I'm getting letters to take an RMD for the IRA but I can't find anywhere to set it up, and it was supposed to already be set up. Don't bother with this place.
Date published: 2018-07-08
Rated 4 out of 5 by from
Date published: 2018-07-04
Rated 5 out of 5 by from Great customer service! Knowledgeable Rep assisted with all options on my transaction.
Date published: 2018-07-03
Rated 5 out of 5 by from Amazing Research Tools Use the research tools to make informed decisions. It's so easy and educational and actually addictive. I was researching all day!!
Date published: 2018-07-03
Rated 5 out of 5 by from ease of transfers love the ability to do bank to investment transfers online easily. Safe and secure. thanks.
Date published: 2018-06-29
Rated 5 out of 5 by from
Date published: 2018-06-28
Rated 5 out of 5 by from
Date published: 2018-06-27
Rated 5 out of 5 by from
Date published: 2018-06-25
Rated 5 out of 5 by from
Date published: 2018-06-25
Rated 5 out of 5 by from Low fees, great selection Left one brokerage and immediately began saving $3000 yearly in fees! Had a question and extremely helpful rep provided accurate information and even followed up with a phone call the next business day. Excellent online tools and selection of funds-wish we made the switch sooner!
Date published: 2018-06-23
Rated 5 out of 5 by from Excellent Customer Service I just spoke with Caitlin who helped me set up a moneylink wire transfer. She was very kind, and patient with me. I greatly appreciated her assistance with this matter.
Date published: 2018-06-21
Rated 5 out of 5 by from
Date published: 2018-06-16
Rated 5 out of 5 by from
Date published: 2018-06-14
Rated 5 out of 5 by from Easy online servicing Just switched over to Charles Schwab on all my IRAs and investment portfolios! Great online and phone service, staff is friendly and helpful!!
Date published: 2018-06-13
Rated 5 out of 5 by from
Date published: 2018-06-12
Rated 5 out of 5 by from EXCLELLENT FORMAT OF ACCOUNTS
Date published: 2018-06-11
Rated 5 out of 5 by from My IRA experience I have a Roth and a regular IRA. Schwab has helped me trade sensibly. I appreciate the access to multiple financial products. My regular IRA has more than doubled since inception and I owe it all to you. I love that you have dividend reinvestment available which was not available elsewhere.
Date published: 2018-06-09
Rated 1 out of 5 by from no help I cannot get into my accounts to make changes...have had NO help from associates. only associates with whom I have met are only interested in my moving funds into accounts where they can make money
Date published: 2018-06-08
Rated 5 out of 5 by from
Date published: 2018-06-08
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