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Individual Retirement Accounts (IRA)

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Opening an IRA with Schwab is a smart way to save for retirement.

Other IRA Options

 
 

There are no fees to open or maintain your account. Other account fees, fund expenses, and
brokerage commissions may apply. (Pricing Details.)



How to Open an IRA with Schwab

Opening a new Schwab IRA only takes about 10 minutes.

  1. Select the type of IRA that meets your needs. 
  2. Decide how much you want to invest. ($0 Minimum.)
  3. Open your new IRA by completing our easy online application.
Photo of woman on individual retirement account page

Understanding IRAs

Get answers to your questions about investing for retirement, plus tools and calculators—all to help you build the retirement you want.






Individual Retirement Account is rated 4.1 out of 5 by 517.
Rated 5 out of 5 by from Very supportive! As someone fairly new to trading and working with IRA's, I am very appreciative of the patient help.
Date published: 2019-02-13
Rated 5 out of 5 by from
Date published: 2019-02-12
Rated 5 out of 5 by from Schwab met reqtyrements for bank and brokerage
Date published: 2019-02-12
Rated 5 out of 5 by from Needs are met ! Good service and support are always there,
Date published: 2019-02-09
Rated 5 out of 5 by from Great features I love Schwab!
Date published: 2019-01-19
Rated 5 out of 5 by from Been with them for years Always helpful for my needs
Date published: 2019-01-15
Rated 1 out of 5 by from Mismanaged Account I met a "team" 3 times, expressing Not to loose principle. That no gains, or a little gain is fine. Now, I'm retired and in "Recovery Mode" financially.
Date published: 2018-12-29
Rated 3 out of 5 by from COULD NOT COMPLETE
Date published: 2018-12-20
Rated 4 out of 5 by from
Date published: 2018-12-18
Rated 5 out of 5 by from Perfect for Long Term Growth Investing I have never had any problems with Schwab while investing, very easy to operate the website and I look forward to staying with Schwab for years to come. Thanks for taking care of your investors it truly shows.
Date published: 2018-12-16
Rated 5 out of 5 by from
Date published: 2018-12-16
Rated 5 out of 5 by from So far I am very satisfied. As turbulent as the market has been, the losses for me have not been catastrophic. I continue to check my account.
Date published: 2018-12-15
Rated 5 out of 5 by from Easy to use, set up perfectly. Very Very satisfied. I like the feature of all 3 of my accounts being accessed all on one page. Ease in trading and comparing my equities in all accounts. Fantastic!!!
Date published: 2018-12-12
Rated 5 out of 5 by from Schwab = the best Charles Schwab is a great place to have an account. Very easy to maneuver the web page.
Date published: 2018-12-12
Rated 5 out of 5 by from Overall Schwab experience
Date published: 2018-12-12
Rated 5 out of 5 by from
Date published: 2018-12-12
Rated 4 out of 5 by from Easy to use I can easily buy or sell at a set price or at market. They send me an e mail to confirm when an order goes through. Their pricing is good and I have been satisfied with the research I have done on their site.
Date published: 2018-12-11
Rated 5 out of 5 by from RMD Easy and simple.
Date published: 2018-11-29
Rated 1 out of 5 by from Incompetent Everything worked great until I had a filing problem. I was misinformed twice. Schwab didn't respond to submissions twice. No one to hold accountable.
Date published: 2018-11-21
Rated 5 out of 5 by from Great low cost investing Super easy interface, great options, and low fees. Makes me feel more in control of my money.
Date published: 2018-11-19
Rated 1 out of 5 by from poor features could not find link to corporate actions/instructions for tender offers. Very poor and highly frustrating.
Date published: 2018-11-15
Rated 5 out of 5 by from Great help when I need it Schwab is full service and meets my requirements for traditional IRA, Roth IRA, bank checking, and bank saving accounts.
Date published: 2018-11-14
Rated 5 out of 5 by from Professional people
Date published: 2018-11-14
Rated 4 out of 5 by from Customer friendly, low charges,great web service New feature of check writing on 401k is very helpful and efficient for me and schwab.
Date published: 2018-11-14
Rated 5 out of 5 by from
Date published: 2018-11-13
Rated 5 out of 5 by from
Date published: 2018-11-13
Rated 5 out of 5 by from I’m a beginner This firm helps me!
Date published: 2018-11-13
Rated 5 out of 5 by from Great Features Schwab has created a wonderful way for anyone to get involved with saving and investing for retirement. They have great products, great investment avenues and their customer service is second to none.
Date published: 2018-11-06
Rated 5 out of 5 by from
Date published: 2018-10-23
Rated 5 out of 5 by from great company
Date published: 2018-10-20
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