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Schwab One® Brokerage Account

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Open a Schwab brokerage account in just
10 minutes and invest the way you want.

  • Online equity trades
    + Satisfaction Guarantee1
  • No fees to open or maintain your brokerage account. Other charges may apply2
  • Easy access to financial professionals and investment tools

What do I get with this account?

In addition to the ability to easily trade stocks, bonds, mutual funds, and other financial products,3 when you open a brokerage account with Charles Schwab, you'll get:

  • Online brokerage education courses and seminars covering investing strategies.
  • Easy account management from the convenience of the Schwab mobile app.4
  • 24/7 service from our call center and support from one of our 300 local branches.

A full-service experience without the full-service price.

With a Schwab brokerage account, you’ll have low brokerage fees and minimums:

  • No fee to open and maintain your account. Other charges may apply.1
  • Low minimum deposit of $1,000 (waived with automatic $100 monthly deposits).5
  • $4.95 online equity trades, regardless of account balance, how often you trade, or how many shares you trade. Restrictions apply.6

Quick answers to related questions

Have questions about this account? Here are responses to some of the most common questions we hear. If you have a specific question, please call us at 800-540-6718.

Ready to get started?

Here’s what you’ll need:

  • Social Security number(s)
  • Driver’s license information
  • Employer’s name and address (if applicable)
  • Statement information for assets or cash you may want to transfer

Need help? Call 866-232-9890.

1. Restrictions apply: The standard online $4.95 commission does not apply to foreign stock transactions, large block trading transactions requiring special handling, or restricted stock transactions. All broker-assisted and automated phone trades are subject to service charges. See the Charles Schwab Pricing Guide for details. Employee equity compensation transactions are subject to separate commission schedules.

Satisfaction Guarantee: If you are not completely satisfied for any reason, at your request Charles Schwab & Co., Inc. (“Schwab”) or Charles Schwab Bank ("Schwab Bank") will refund any eligible fee related to your concern within the timeframes described below. Two kinds of “Fees” are eligible for this guarantee: (1) asset-based “Program Fees” for the Schwab Private Client (“SPC”), Schwab Managed Portfolios (“SMP”), Schwab Intelligent Advisory (“SIA”), and Managed Account Connection (“Connection”) investment advisory services sponsored by Schwab (together, the “Participating Services”); and (2) commissions and fees listed in the Charles Schwab Pricing Guide for Individual Investors (“Account Fees”) or the Charles Schwab Bank Pricing Guide. Program Fee refund requests must be received no later than the next calendar quarter after the Fee was charged. Account Fee refund requests must be received within one year of the date that the Fee was charged.

Program Fees are calculated as a percentage of eligible assets in Participating Service accounts. For more information about Program Fees, please see the disclosure brochure for the Participating Service, made available at enrollment or any time at your request. The Connection service includes only accounts managed by investment advisors affiliated with Schwab: Windhaven Investment Management, Inc., ThomasPartners, Inc., and Charles Schwab Investment Management, Inc. The guarantee does not cover Program Fees for accounts managed by investment advisors who are not affiliated with Schwab or managed by Schwab-affiliated advisors outside of the SPC, SMP, SIA and Connection services.

The guarantee is only available to current clients. Refunds will only be applied to the account charged and will be credited within approximately four weeks of a valid request. No other charges or expenses, and no market losses will be refunded. Other restrictions may apply. Schwab reserves the right to change or terminate the guarantee at any time."

2. See the Charles Schwab Pricing Guide for Individual Investors (“the Guide") and any amendments to the Guide for comprehensive details on fees.

3. Account must be approved and funded before trading can occur.

4. Requires a wireless signal or mobile connection.

5. The $1,000 minimum required to open an account is waived if you set up an automatic monthly transfer of $100 through direct deposit or Schwab MoneyLink® or open a Schwab Bank High Yield Investor Checking® account linked to your brokerage account.

6. Restrictions apply: The standard online $4.95 commission does not apply to foreign stock transactions, large block trading transactions requiring special handling, or restricted stock transactions. All broker-assisted and automated phone trades are subject to service charges. See the Charles Schwab Pricing Guide for details. Employee equity compensation transactions are subject to separate commission schedules.

Investors should consider carefully information contained in the prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing.

System availability and response times are subject to market conditions and mobile connection limitations.

Brokerage Products: Not FDIC Insured • No Bank Guarantee • May Lose Value

The Charles Schwab Corporation provides a full range of brokerage, banking, and financial advisory services through its operating subsidiaries. Its broker-dealer subsidiary, Charles Schwab & Co., Inc. (member SIPC), offers investment services and products, including Schwab brokerage accounts. Its banking subsidiary, Charles Schwab Bank (member FDIC and an Equal Housing Lender), provides deposit and lending services and products. Access to Electronic Services may be limited or unavailable during periods of peak demand, market volatility, systems upgrade or maintenance, or for other reasons.

This site is designed for U.S. residents. Non-U.S. residents are subject to country-specific restrictions. Learn more about our services for non-U.S. residents.

Charles Schwab & Co., Inc, All rights reserved. Unauthorized access is prohibited. Usage will be monitored.

Compliance Number (0617-73VT)


Schwab One Brokerage Account is rated 4.2 out of 5 by 1304.
Rated 5 out of 5 by from easy to use Schwab has met all of our requirements.
Date published: 2018-02-08
Rated 5 out of 5 by from Does the job I've had the high-yield investor checking for years but have only recently started to use the linked brokerage account. It provides a wide list of investment options and is easy to work with.
Date published: 2018-02-07
Rated 5 out of 5 by from So easy to use!
Date published: 2018-02-06
Rated 5 out of 5 by from
Date published: 2018-02-05
Rated 2 out of 5 by from Unacceptable timing for tax forms Other brokerages where I have mutual fund accounts manage to provide tax forms by the beginning of February. Feb 15 by Schwab is unacceptable. In this day and age of identity theft, it can be important to file taxes before the first date that the IRS will distribute refunds - to determine before it is too late if someone else has tried to file under your name to claim your tax payments as a refund. The first date that the IRS send out refunds this year is Feb 12. Therefore, my intention had been to file my taxes prior to Feb 11, but only because of Schwab I can't.
Date published: 2018-02-05
Rated 4 out of 5 by from 1099 forms for 2017 Why are you so slow this year in sending out 2017 1099's?
Date published: 2018-02-03
Rated 1 out of 5 by from very disappointing I was looking for somewhere to put all of my accounts in one place. My understanding was that Schwab would recommend something that paid better than the online bank accounts where I stored my savings. The rep I talked to had me open an account, then told me that the savings rate was some ridiculously low number, after I went though all of the paperwork to open it. To say I was disappointed is an understatement, what a waste of my time and his.
Date published: 2018-02-03
Rated 5 out of 5 by from
Date published: 2018-02-02
Rated 4 out of 5 by from Why does it take so long to issue 1099 Composite year End Summaries? The vast majority, if not all, records that Schwab keeps are computerized. If a value in the record changes, the change is recorded instantaneously. At any given moment in the year, the data contained in a 1099 document is available from a computer request. Why does it take weeks to release data that is available from Schwab's computers moments after 0001 01JANXX on any given year?
Date published: 2018-02-02
Rated 5 out of 5 by from
Date published: 2018-02-01
Rated 1 out of 5 by from
Date published: 2018-02-01
Rated 5 out of 5 by from
Date published: 2018-02-01
Rated 4 out of 5 by from
Date published: 2018-01-31
Rated 1 out of 5 by from Equity Account website is awful Equity account website is really bad. I can never find where the cash account is. Want to make a trade - good luck finding a page with the status of your order.
Date published: 2018-01-30
Rated 5 out of 5 by from
Date published: 2018-01-29
Rated 5 out of 5 by from EVERYTHING I NEED! I couldn't ask for more!
Date published: 2018-01-29
Rated 1 out of 5 by from stock sale w/o notification Shwab sold my position in two stocks w/o notifying me in any way. I am a former OptionsXpress customer and when they took over the account they kept repeating how there would be no change in account statue. I bought the 2 stocks, knowing that with options I had a million dollar margin credit. I dis not know, was never told that Shwab removed it.They never told me funds were due on the purchase. I want them to restore the stocks at the price I purchased them at and be clearer when they change the rules.
Date published: 2018-01-29
Rated 4 out of 5 by from delayed update account
Date published: 2018-01-29
Rated 5 out of 5 by from EXCEPTIONAL SERVICE Schwab provides exceptional client service
Date published: 2018-01-27
Rated 5 out of 5 by from All banking needs have been met with Schwab.
Date published: 2018-01-26
Rated 4 out of 5 by from Good Yes
Date published: 2018-01-25
Rated 3 out of 5 by from A big step backward in ease of use I really dislike the changes made to the Schwab website. Maybe I have too many accounts here and should move some elsewhere. It is confusing to have all the positions lumped together from various accounts on some screens. I have no idea where to go to transfer money. Looks like the programmers ran amuk without customer in mind. The previous format worked quite well.
Date published: 2018-01-24
Rated 5 out of 5 by from Excellent Trading Tools Scwab has an excellent set of trading tools to make investing easy.
Date published: 2018-01-24
Rated 5 out of 5 by from Always good and got even better Been online now with Schwab for fourteen years and incrementally every fee has gone lower and every service I use gotten better. Would not use any other: I was just entering retirement and cannot speak any higher of any service I use.
Date published: 2018-01-23
Rated 5 out of 5 by from
Date published: 2018-01-23
Rated 5 out of 5 by from THE BEST GREAT ON LINE AND CALL IN SERVICE
Date published: 2018-01-22
Rated 5 out of 5 by from New Statements and Reports page is a step backwards! Aside from adding a drop down box for selecting a time frame, the new reports page is a step backwards - apparently gone is the "Download" link that allowed direct downloading without viewing as a PDF in the browser. This is LESS SECURE for me as I download directly to an encrypted volume... I have no idea what my browser might be doing with data while displaying a PDF... Please bring back DIRECT download ability.
Date published: 2018-01-22
Rated 2 out of 5 by from
Date published: 2018-01-21
Rated 5 out of 5 by from Awesome service! Charles Schwab is an awesome company to do business with! Love the features and overall experience.
Date published: 2018-01-21
Rated 5 out of 5 by from Wonderful web site.
Date published: 2018-01-20
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