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Schwab One® Brokerage Account

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Open a Schwab brokerage account in just
10 minutes and invest the way you want.

  • Online equity trades
    + Satisfaction Guarantee1
  • No fees to open or maintain your brokerage account. Other charges may apply2
  • Easy access to financial professionals and investment tools

What do I get with this account?

In addition to the ability to easily trade stocks, bonds, mutual funds, and other financial products,3 when you open a brokerage account with Charles Schwab, you'll get:

  • Online brokerage education courses and seminars covering investing strategies.
  • Easy account management from the convenience of the Schwab mobile app.4
  • 24/7 service from our call center and support from one of our 300 local branches.

A full-service experience without the full-service price.

With a Schwab brokerage account, you’ll have low brokerage fees and minimums:

  • No fee to open and maintain your account. Other charges may apply.1
  • Low minimum deposit of $1,000 (waived with automatic $100 monthly deposits).5
  • $4.95 online equity trades, regardless of account balance, how often you trade, or how many shares you trade. Restrictions apply.6

Quick answers to related questions

Have questions about this account? Here are responses to some of the most common questions we hear. If you have a specific question, please call us at 800-540-6718.

Ready to get started?

Here’s what you’ll need:

  • Social Security number(s)
  • Driver’s license information
  • Employer’s name and address (if applicable)
  • Statement information for assets or cash you may want to transfer

Need help? Call 866-232-9890.

1. Restrictions apply: The $4.95 commission does not apply to foreign stock transactions, large block trading transactions requiring special handling, or restricted stock transactions. All broker-assisted and automated phone trades are subject to service charges. See the Charles Schwab Pricing Guide for details. Employee equity compensation transactions are subject to separate commission schedules.

Satisfaction Guarantee: If you are not completely satisfied for any reason, at your request Charles Schwab & Co., Inc. (“Schwab”) or Charles Schwab Bank ("Schwab Bank") will refund any eligible fee related to your concern within the timeframes described below. Two kinds of “Fees” are eligible for this guarantee: (1) asset-based “Program Fees” for the Schwab Private Client (“SPC”), Schwab Managed Portfolios (“SMP”), Schwab Intelligent Advisory (“SIA”), and Managed Account Connection (“Connection”) investment advisory services sponsored by Schwab (together, the “Participating Services”); and (2) commissions and fees listed in the Charles Schwab Pricing Guide for Individual Investors (“Account Fees”) or the Charles Schwab Bank Pricing Guide. Program Fee refund requests must be received no later than the next calendar quarter after the Fee was charged. Account Fee refund requests must be received within one year of the date that the Fee was charged.

Program Fees are calculated as a percentage of eligible assets in Participating Service accounts. For more information about Program Fees, please see the disclosure brochure for the Participating Service, made available at enrollment or any time at your request. The Connection service includes only accounts managed by investment advisors affiliated with Schwab: Windhaven Investment Management, Inc., ThomasPartners, Inc., and Charles Schwab Investment Management, Inc. The guarantee does not cover Program Fees for accounts managed by investment advisors who are not affiliated with Schwab or managed by Schwab-affiliated advisors outside of the SPC, SMP, SIA and Connection services.

The guarantee is only available to current clients. Refunds will only be applied to the account charged and will be credited within approximately four weeks of a valid request. No other charges or expenses, and no market losses will be refunded. Other restrictions may apply. Schwab reserves the right to change or terminate the guarantee at any time."

2. See the Charles Schwab Pricing Guide for Individual Investors (“the Guide") and any amendments to the Guide for comprehensive details on fees.

3. Account must be approved and funded before trading can occur.

4. Requires a wireless signal or mobile connection.

5. The $1,000 minimum required to open an account is waived if you set up an automatic monthly transfer of $100 through direct deposit or Schwab MoneyLink® or open a Schwab Bank High Yield Investor Checking® account linked to your brokerage account.

6. Restrictions apply: The $4.95 commission does not apply to foreign stock transactions, large block trading transactions requiring special handling, or restricted stock transactions. All broker-assisted and automated phone trades are subject to service charges. See the Charles Schwab Pricing Guide for details. Employee equity compensation transactions are subject to separate commission schedules.

Investors should consider carefully information contained in the prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing.

System availability and response times are subject to market conditions and mobile connection limitations.

Brokerage Products: Not FDIC Insured • No Bank Guarantee • May Lose Value

The Charles Schwab Corporation provides a full range of brokerage, banking, and financial advisory services through its operating subsidiaries. Its broker-dealer subsidiary, Charles Schwab & Co., Inc. (member SIPC), offers investment services and products, including Schwab brokerage accounts. Its banking subsidiary, Charles Schwab Bank (member FDIC and an Equal Housing Lender), provides deposit and lending services and products. Access to Electronic Services may be limited or unavailable during periods of peak demand, market volatility, systems upgrade or maintenance, or for other reasons.

This site is designed for U.S. residents. Non-U.S. residents are subject to country-specific restrictions. Learn more about our services for non-U.S. residents.

Charles Schwab & Co., Inc, All rights reserved. Unauthorized access is prohibited. Usage will be monitored.

Compliance Number (0617-73VT)


Schwab One Brokerage Account is rated 4.3 out of 5 by 1096.
Rated 5 out of 5 by from
Date published: 2017-10-12
Rated 2 out of 5 by from I am not sure yet VERY DIFFICULT TRANSITION FROM INDEPENDENT OPTIONS XPRESS TO HOMEBOUND OPTIONS XPRESS.. LONG WATING TIME TO TALK TO SOMEBODY.
Date published: 2017-10-12
Rated 5 out of 5 by from
Date published: 2017-10-11
Rated 5 out of 5 by from
Date published: 2017-10-11
Rated 5 out of 5 by from Excellent Customer Service Schwab has tailored their financial services to my type of investing. That is buy and hold index funds. I appreciate the peace of mind this brings me. Good job guys!
Date published: 2017-10-11
Rated 4 out of 5 by from
Date published: 2017-10-10
Rated 5 out of 5 by from Good Brokerage Account At Reasonable Porce Good to see that many good performing mutual funds are available at reasonable price . Brokerage charged on stock trade also seems to be low .Although I have not traded stocks yet.
Date published: 2017-10-10
Rated 1 out of 5 by from Trade level Errors over 2 hrs on the phone , mostly on hold and problem still not resolved.
Date published: 2017-10-10
Rated 5 out of 5 by from Fully pleased with service and features and trading I used to have to visit many websites for research on various investments and trades. However, in recent years, I find the depth of research available on Schwab.com such that I start there and very often don't need to go any further.
Date published: 2017-10-10
Rated 5 out of 5 by from Outstanding customer service My day starts by logging on to my Schwab accounts and the information is first class and the information is not full of commercials as you get from other web sites.
Date published: 2017-10-09
Rated 5 out of 5 by from
Date published: 2017-10-09
Rated 4 out of 5 by from overall the best schwab is the best
Date published: 2017-10-09
Rated 4 out of 5 by from
Date published: 2017-10-06
Rated 4 out of 5 by from Smooth Transition Trouble free move from OptionsXpress. Thanks
Date published: 2017-10-06
Rated 5 out of 5 by from So Easy Im a 26 year old milennial, Accounting and finances isn't my high point. My brokerage account is making my life ten times easier.
Date published: 2017-10-06
Rated 1 out of 5 by from customer service Hello, anybody out there? A little short on staffing? Fix it.
Date published: 2017-10-05
Rated 4 out of 5 by from
Date published: 2017-10-05
Rated 5 out of 5 by from
Date published: 2017-10-05
Rated 5 out of 5 by from Brokerage Services Client services are always available to assist. Satisfied client.
Date published: 2017-10-04
Rated 5 out of 5 by from
Date published: 2017-10-04
Rated 5 out of 5 by from We have been with schwab since 1989, we like schwab services
Date published: 2017-10-03
Rated 2 out of 5 by from Wondering Whether to Go Back to my Former Online Brokerage I moved my brokerage to Schwab following the merger of my original online brokerage. My former brokerage did much better than Schwab in two respects: 1) Immediately crediting dividends to the brokerage account on the day the stock pays the dividend. With Schwab, I must wait until the next day before I can use that money to buy more stock in another company or transfer the money to another account; and 2) My former brokerage's ACH transfers from my credit union checking account were credited immediately. With Schwab, I must wait up to three days for the ACH transfer to be credited to my brokerage account. So, what's the deal? My only benefit to staying with Schwab is commission-free trading for as long as I had my former brokerage account.
Date published: 2017-10-02
Rated 5 out of 5 by from never had a problem thank you for being one of VERY VERY few online services that i have never experienced any problems with. this is crucial for finances. this site is examplary. thank you!
Date published: 2017-10-02
Rated 5 out of 5 by from Easy use So great to have online access and ATM use in many countries, including all of Asia!
Date published: 2017-10-01
Rated 3 out of 5 by from Schwab for ipad works great. Can not get search box on top to bring up display
Date published: 2017-09-30
Rated 5 out of 5 by from easy to use platform Easy to trade stocks. Takes a maximum of 2 day to learn trading platform.
Date published: 2017-09-30
Rated 5 out of 5 by from
Date published: 2017-09-29
Rated 5 out of 5 by from has what Iam looking for
Date published: 2017-09-28
Rated 2 out of 5 by from Could Be Better I love Schwab, but their Margin fees are exorbitant. They just raised them while everyone else is lowering theirs. Don't expect any tax consultant help either.
Date published: 2017-09-27
Rated 5 out of 5 by from
Date published: 2017-09-27
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