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Schwab One® Brokerage Account

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Open a Schwab brokerage account in just
10 minutes and invest the way you want.

  • Online equity trades
    + Satisfaction Guarantee1
  • No fees to open or maintain your brokerage account. Other charges may apply2
  • Easy access to financial professionals and investment tools

What do I get with this account?

In addition to the ability to easily trade stocks, bonds, mutual funds, and other financial products,3 when you open a brokerage account with Charles Schwab, you'll get:

  • Online brokerage education courses and seminars covering investing strategies.
  • Easy account management from the convenience of the Schwab mobile app.4
  • 24/7 service from our call center and support from one of our 300 local branches.

A full-service experience without the full-service price.

With a Schwab brokerage account, you’ll have low brokerage fees and minimums:

  • No fee to open and maintain your account. Other charges may apply.1
  • Low minimum deposit of $1,000 (waived with automatic $100 monthly deposits).5
  • $4.95 online equity trades, regardless of account balance, how often you trade, or how many shares you trade. Restrictions apply.6

Quick answers to related questions

Have questions about this account? Here are responses to some of the most common questions we hear. If you have a specific question, please call us at 800-540-6718.

Ready to get started?

Here’s what you’ll need:

  • Social Security number(s)
  • Driver’s license information
  • Employer’s name and address (if applicable)
  • Statement information for assets or cash you may want to transfer

Need help? Call 866-232-9890.

1. Restrictions apply: The standard online $4.95 commission does not apply to foreign stock transactions, large block trading transactions requiring special handling, or restricted stock transactions. All broker-assisted and automated phone trades are subject to service charges. See the Charles Schwab Pricing Guide for details. Employee equity compensation transactions are subject to separate commission schedules.

Satisfaction Guarantee: If you are not completely satisfied for any reason, at your request Charles Schwab & Co., Inc. (“Schwab”) or Charles Schwab Bank ("Schwab Bank") will refund any eligible fee related to your concern within the timeframes described below. Two kinds of “Fees” are eligible for this guarantee: (1) asset-based “Program Fees” for the Schwab Private Client (“SPC”), Schwab Managed Portfolios (“SMP”), Schwab Intelligent Advisory (“SIA”), and Managed Account Connection (“Connection”) investment advisory services sponsored by Schwab (together, the “Participating Services”); and (2) commissions and fees listed in the Charles Schwab Pricing Guide for Individual Investors (“Account Fees”) or the Charles Schwab Bank Pricing Guide. Program Fee refund requests must be received no later than the next calendar quarter after the Fee was charged. Account Fee refund requests must be received within one year of the date that the Fee was charged.

Program Fees are calculated as a percentage of eligible assets in Participating Service accounts. For more information about Program Fees, please see the disclosure brochure for the Participating Service, made available at enrollment or any time at your request. The Connection service includes only accounts managed by investment advisors affiliated with Schwab: Windhaven Investment Management, Inc., ThomasPartners, Inc., and Charles Schwab Investment Management, Inc. The guarantee does not cover Program Fees for accounts managed by investment advisors who are not affiliated with Schwab or managed by Schwab-affiliated advisors outside of the SPC, SMP, SIA and Connection services.

The guarantee is only available to current clients. Refunds will only be applied to the account charged and will be credited within approximately four weeks of a valid request. No other charges or expenses, and no market losses will be refunded. Other restrictions may apply. Schwab reserves the right to change or terminate the guarantee at any time."

2. See the Charles Schwab Pricing Guide for Individual Investors (“the Guide") and any amendments to the Guide for comprehensive details on fees.

3. Account must be approved and funded before trading can occur.

4. Requires a wireless signal or mobile connection.

5. The $1,000 minimum required to open an account is waived if you set up an automatic monthly transfer of $100 through direct deposit or Schwab MoneyLink® or open a Schwab Bank High Yield Investor Checking® account linked to your brokerage account.

6. Restrictions apply: The standard online $4.95 commission does not apply to foreign stock transactions, large block trading transactions requiring special handling, or restricted stock transactions. All broker-assisted and automated phone trades are subject to service charges. See the Charles Schwab Pricing Guide for details. Employee equity compensation transactions are subject to separate commission schedules.

Investors should consider carefully information contained in the prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing.

System availability and response times are subject to market conditions and mobile connection limitations.

Brokerage Products: Not FDIC Insured • No Bank Guarantee • May Lose Value

The Charles Schwab Corporation provides a full range of brokerage, banking, and financial advisory services through its operating subsidiaries. Its broker-dealer subsidiary, Charles Schwab & Co., Inc. (member SIPC), offers investment services and products, including Schwab brokerage accounts. Its banking subsidiary, Charles Schwab Bank (member FDIC and an Equal Housing Lender), provides deposit and lending services and products. Access to Electronic Services may be limited or unavailable during periods of peak demand, market volatility, systems upgrade or maintenance, or for other reasons.

This site is designed for U.S. residents. Non-U.S. residents are subject to country-specific restrictions. Learn more about our services for non-U.S. residents.

Charles Schwab & Co., Inc, All rights reserved. Unauthorized access is prohibited. Usage will be monitored.

Compliance Number (0617-73VT)


Schwab One Brokerage Account is rated 4.2 out of 5 by 1304.
Rated 1 out of 5 by from Terrible Customer Service Terrible Customer Service -
Date published: 2018-03-03
Rated 5 out of 5 by from Great customer service.
Date published: 2018-03-03
Rated 2 out of 5 by from ancient sw interface problems While I used to use Street Smart every day, when you stuck with the incompatible interface, I just quit. Other vendors work with everything. I did like SSS, but until you fix your interfaces, I can't conveniently use it.
Date published: 2018-03-02
Rated 5 out of 5 by from Experience With Schwab My experience so far with my Charles Schwab accounts have been phenomenal. When I first started I was just an 18 year old who knew pretty much nothing about investing, but now, almost a year later, have a good amount of knowledge on investing thanks to my CS brokerage account. Reading charts and analyst's opinions is extremely clear and straight forward which has helped me a ton. I speak very highly of my account to my friends and encourage them to join me on Schwab as well!
Date published: 2018-03-01
Rated 5 out of 5 by from
Date published: 2018-03-01
Rated 5 out of 5 by from user friendly, great customer service
Date published: 2018-02-28
Rated 5 out of 5 by from Great Service, Great People! I used several brokerage firms but when I started with Schwab I never considered changing. Our relatiomship started in the eightes.
Date published: 2018-02-27
Rated 4 out of 5 by from Wish the equity award center vested $ and unvested $ would show the total value of both to know the total value?
Date published: 2018-02-26
Rated 4 out of 5 by from The Best ... but not perfect You won't find it done any better anywhere else... only one gripe: I HATE the new "improved" summary page.
Date published: 2018-02-26
Rated 5 out of 5 by from
Date published: 2018-02-25
Rated 5 out of 5 by from New to Schwab So far you have exceeded my expectations...plus your user friendly!!!
Date published: 2018-02-24
Rated 5 out of 5 by from
Date published: 2018-02-24
Rated 4 out of 5 by from
Date published: 2018-02-24
Rated 5 out of 5 by from
Date published: 2018-02-23
Rated 1 out of 5 by from password changes make me nuts I have had a Schwab account for about a year and every other day I am being required to set a new password different from the previous 5. I am running out of idea. this is a real bummer. Moreover the 1099s supposedly mailed Feb. 9 still haven't hit my mailbox in NYC--even from San Francisco that is tooooo sllllooooowww
Date published: 2018-02-22
Rated 3 out of 5 by from
Date published: 2018-02-22
Rated 3 out of 5 by from Leaves Much To Be Desired First of all, your website is glitchy. Second, my "consultant" is impossible to get to either answer the phone or email.
Date published: 2018-02-21
Rated 5 out of 5 by from I recommend Schwab to everyone Everything is perfect except it would be nice to be able to edit "check details."
Date published: 2018-02-21
Rated 4 out of 5 by from Generally pleased so far... Some disappointment that Chrome is not supported more fully. You can't blame them for not supporting plugins that can be hacked! Also, CNBC is like offering old chewing gum to me. Not going to cut it. Bloomberg or FoxBusiness is clearly head and shoulders better. I just have to float it in a window, but you should be more hip to what is happening. It seems strange that you don't communicate well with email either. Good news is that you have a decent chat platform, so that is the good alternative for now. This is a long-term investment account so I don't need much, but unlikely to put more in until you get a bit more sophisticated. Overall, I am pretty satisfied now, but it seems like you need to polish up the basics.
Date published: 2018-02-21
Rated 5 out of 5 by from
Date published: 2018-02-21
Rated 5 out of 5 by from Trusted and professional at all times. Always knowledgeable and respectful, no matter what your experience is.
Date published: 2018-02-20
Rated 5 out of 5 by from Easily workable My Schwab account is so easy to navigate and a joy to use.
Date published: 2018-02-20
Rated 5 out of 5 by from
Date published: 2018-02-20
Rated 5 out of 5 by from great website Great people, helpful, easy
Date published: 2018-02-19
Rated 1 out of 5 by from Waiting to Close When my account was rudelay and suddenly frozen because of a security glitch, that was the END of Schwab for me after almost 40 years. Am presently awaiting a Long Overdue 1099 so I can close the now small account. I am no longer smart enough for Schwab Phones nor Security.
Date published: 2018-02-19
Rated 1 out of 5 by from too difficult platform schwab makes the site too difficult to navigate, trade, site is slow
Date published: 2018-02-19
Rated 4 out of 5 by from Really wish I could pin my watchlist on the top toolbar
Date published: 2018-02-18
Rated 5 out of 5 by from
Date published: 2018-02-18
Rated 1 out of 5 by from Extremely hard to navigate The interfaces is very confusing, it's hard to find the necessary information, hard to navigate around. Moreover, there is so much content on every page, that it's impossible to net get distracted.
Date published: 2018-02-17
Rated 1 out of 5 by from Horrendous service - overly sensitive representatives do not know how to handle customer inquiries
Date published: 2018-02-17
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