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Brokerage and Trading Account

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Open a Schwab One® brokerage account in just
10 minutes and invest and trade the way you want.

  • Online equity trades
    + Satisfaction Guarantee1
  • No fees to open or maintain your brokerage account. Other charges may apply2
  • Easy access to financial professionals and investment tools

Take advantage of our most popular investment account

  • Buy and sell stocks, options, bonds, mutual funds, ETFs, and other financial products.3
  • Easily and conveniently manage your account and trading from Schwab.com and the Schwab mobile app.4
  • Get online research, helpful screening and planning tools, plus investing strategy education.
  • Access 24/7 service from our call center and support from one of more than 300 local branches.

Plus get low brokerage fees and account minimums

  • There's no fee to open and maintain your account. Other charges may apply.1
  • A low minimum deposit of $1,000 is waived with automatic $100 monthly deposits.5
  • Online equity trades are $4.95, regardless of your account balance, how often you trade, or how many shares you trade. Restrictions apply.1

Specialized platforms and support for trading, too

Add the Schwab Trading Services account option at no cost and also receive:

  • Powerful and customizable trading platforms available via web, software, or mobile app.
  • Trading education resources and events designed to hone your skills.
  • Support from dedicated trading specialists accessible 24/7.

Quick answers to related questions

Have questions about this account? Here are responses to some of the most common questions we hear. If you have a specific question, please call us at 800-540-6718.

Ready to get started?

Here’s what you’ll need:

  • Social Security number(s)
  • Driver’s license information
  • Employer’s name and address (if applicable)
  • Statement information for assets or cash you may want to transfer

Need help? Call 866-232-9890.

1. Restrictions apply: The standard online $4.95 commission does not apply to foreign stock transactions, large block trading transactions requiring special handling, or restricted stock transactions. All broker-assisted and automated phone trades are subject to service charges. See the Charles Schwab Pricing Guide for details. Employee equity compensation transactions are subject to separate commission schedules.

Satisfaction Guarantee: If you are not completely satisfied for any reason, at your request Charles Schwab & Co., Inc. (“Schwab”) or Charles Schwab Bank ("Schwab Bank") will refund any eligible fee related to your concern within the timeframes described below. Two kinds of “Fees” are eligible for this guarantee: (1) asset-based “Program Fees” for the Schwab Private Client (“SPC”), Schwab Managed Portfolios (“SMP”), Schwab Intelligent Advisory (“SIA”), and Managed Account Connection (“Connection”) investment advisory services sponsored by Schwab (together, the “Participating Services”); and (2) commissions and fees listed in the Charles Schwab Pricing Guide for Individual Investors (“Account Fees”) or the Charles Schwab Bank Pricing Guide. Program Fee refund requests must be received no later than the next calendar quarter after the Fee was charged. Account Fee refund requests must be received within one year of the date that the Fee was charged.

Program Fees are calculated as a percentage of eligible assets in Participating Service accounts. For more information about Program Fees, please see the disclosure brochure for the Participating Service, made available at enrollment or any time at your request. The Connection service includes only accounts managed by investment advisors affiliated with Schwab: Windhaven Investment Management, Inc., ThomasPartners, Inc., and Charles Schwab Investment Management, Inc. The guarantee does not cover Program Fees for accounts managed by investment advisors who are not affiliated with Schwab or managed by Schwab-affiliated advisors outside of the SPC, SMP, SIA and Connection services.

The guarantee is only available to current clients. Refunds will only be applied to the account charged and will be credited within approximately four weeks of a valid request. No other charges or expenses, and no market losses will be refunded. Other restrictions may apply. Schwab reserves the right to change or terminate the guarantee at any time."

2. See the Charles Schwab Pricing Guide for Individual Investors (“the Guide") and any amendments to the Guide for comprehensive details on fees.

3. Account must be approved and funded before trading can occur. Options carry a high level of risk and are not suitable for all investors. Certain requirements must be met to trade options through Schwab. Please read the Options Disclosure Document titled Characteristics and Risks of Standardized Options.

4. Requires a wireless signal or mobile connection.

5. The $1,000 minimum required to open an account is waived if you set up an automatic monthly transfer of $100 through direct deposit or Schwab MoneyLink® or open a Schwab Bank High Yield Investor Checking® account linked to your brokerage account.

System availability and response times are subject to market conditions and mobile connection limitations.

Brokerage Products: Not FDIC Insured • No Bank Guarantee • May Lose Value

The Charles Schwab Corporation provides a full range of brokerage, banking, and financial advisory services through its operating subsidiaries. Its broker-dealer subsidiary, Charles Schwab & Co., Inc. (member SIPC), offers investment services and products, including Schwab brokerage accounts. Its banking subsidiary, Charles Schwab Bank (member FDIC and an Equal Housing Lender), provides deposit and lending services and products. Access to Electronic Services may be limited or unavailable during periods of peak demand, market volatility, systems upgrade or maintenance, or for other reasons.

This site is designed for U.S. residents. Non-U.S. residents are subject to country-specific restrictions. Learn more about our services for non-U.S. residents.

Charles Schwab & Co., Inc, All rights reserved. Unauthorized access is prohibited. Usage will be monitored.

Compliance Number (0718-8ELA)


Schwab One Brokerage Account is rated 4.0 out of 5 by 618.
Rated 5 out of 5 by from My Schwab Review I have researched other investment brokers and banks before deciding to go with Schwab. Schwab had the best customer service, the best prices, and the best features on their site. The security features available on their website are also better than most banks.
Date published: 2018-09-01
Rated 5 out of 5 by from
Date published: 2018-08-31
Rated 1 out of 5 by from Poor Customer Service and Misleading I would rate charles schwab a zero if I could. They informed me that there needed to be a credit check, but failed to tell me that if the credit check came back unfavorable then they would not open any accounts. They also allowed me to put money into my brokerage account upon which now, I cannot get my money back for probably another week. I was told by an agent in their Austin, Tx center that I could wire it back or overnight it, but failed to tell me that it would be a fee for doing so. I had to talk to my local branch to find that out. Also, the Austin, Tx representative was very condescending and quite rude. I honestly wish I had gotten his name because he definitely would be named in this review. It is evil to play with people's money and allow me to place my money in the account, knowing that there was a possibility that the accounts would not be open based on the credit report. Had they informed me of this and I was not able to open an account, I would have been fine with that. I understand that some businesses operate differently from others and I respect that. But, this was a very dishonest act by charles schwab. And I would NEVER RECOMMEND this company to anyone. Note: Dishonesty will never prevail, especially in business, it always comes back to haunt you. No one likes being lied to or mislead, especially when it comes to sensitive matters like money.
Date published: 2018-08-30
Rated 2 out of 5 by from
Date published: 2018-08-23
Rated 5 out of 5 by from Very new user friendly As a newer investor, Schwab has been here helping me learn without hidden fees. I can walk into my local branch and get free advice on my portfolio.
Date published: 2018-08-21
Rated 1 out of 5 by from never can find my watch list stinks
Date published: 2018-08-21
Rated 5 out of 5 by from Always reliable No trade was missed or misexecuted.
Date published: 2018-08-16
Rated 1 out of 5 by from SUCKS Continual web site issues. Unreliable service. Sad.
Date published: 2018-08-16
Rated 5 out of 5 by from For the beginner I love my Schwab account! Love the customer service and the apps that are available to help you make good judgements on your trades. My only complaint as a beginner is cost of trades as I am still learning and only buying in smaller dollar amounts, so the 4.95 takes up a lot to recover when just buying 1-3 stocks at a time. Also having under 5k invested so far I do not get some of the other benefits that Schwab has to offer. I can not wait till I hit that mark though. So I try and overlook the cost of the fees as I know I will soon get more benefits and help. I also do not mind paying for having the great customer service. I am contemplating transferring my checking and savings accounts to Schwab too!
Date published: 2018-08-15
Rated 1 out of 5 by from Frozen account As an active duty service member deployed overseas my account was frozen due to the Patriot Act. The account services team changed the authentication requirements 3 times but only after my inquiries. They never replied to my account verification submissions. After 2 months my account remains frozen. Now I am closing my account. The security is understandable but the lack of customer response is unacceptable. No problems like this from my accounts at other institutions.
Date published: 2018-08-10
Rated 5 out of 5 by from Excellent Service I've been very happy with the executions from my Schwab account. Can't beat the price.
Date published: 2018-08-10
Rated 1 out of 5 by from it was very,very bad,and it was insulting my honesty. i will not recommend anyone to open account,or do in investment account in your company .
Date published: 2018-08-09
Rated 3 out of 5 by from Website The website changed and it is now far more complicated to find information and less informative. For example I used to easily find capital gains from sales and my margin borrowing amount. Now not quite so easy and it looks like I have to apply for a margin account. Why mess with a good thing. Previous site was far better.
Date published: 2018-08-03
Rated 5 out of 5 by from Brokerage excellence As a long term Schwab customer I have always been pleased with their service and continuous improvements over the years. I primarily manage my own account, but it is nice to check in with my Financial Consultant during major life events. Phone service is always good when needed, however I typically use the mobile platforms for trading. The news and reports features of the web site help me to make educated trades, and understand the broader market view of stocks I am interested. I have recommended Schwab to my coworkers, and you owe it to yourself to check them out.
Date published: 2018-08-03
Rated 5 out of 5 by from Great features always great customer service and online tools to help with me as an individual.
Date published: 2018-08-02
Rated 3 out of 5 by from Overall Impression Difficult to get a corporate account open.
Date published: 2018-08-01
Rated 5 out of 5 by from
Date published: 2018-07-31
Rated 5 out of 5 by from good selection of Schwab ETF's
Date published: 2018-07-30
Rated 4 out of 5 by from
Date published: 2018-07-30
Rated 5 out of 5 by from
Date published: 2018-07-26
Rated 1 out of 5 by from pitiful met none of my requirements and YOUR promises
Date published: 2018-07-26
Rated 1 out of 5 by from APP is not executing well I am very very disappointed with Schwab brokerage app. Below are the issues I have faced. 1)sometimes it hangs. 2) Sometimes I cant see trade information and gets error as technical issue. 3) sometimes I cant cancel my order and gets as some technical error in trade time. 4) sometime I cant modify my order or cancel in tradetimes. 5) Sell scheduled shares gets executed partially and am not sure how partial shares of X gets executed when I scheduled to sell for X shares.
Date published: 2018-07-25
Rated 5 out of 5 by from
Date published: 2018-07-16
Rated 5 out of 5 by from Online easy to transfer funds Help with chat is great!
Date published: 2018-07-16
Rated 5 out of 5 by from Ease of use I am able to accomplish my goals.
Date published: 2018-07-15
Rated 2 out of 5 by from Too many times service is limited. "Functionality is temporarily unavailable. Please try again "
Date published: 2018-07-15
Rated 5 out of 5 by from Charles Schwab Review Ease of finding information related to me
Date published: 2018-07-14
Rated 1 out of 5 by from Frustrating I used this account for Employee Stock Purchase Plan and when I opened the account I was forced to give up some of my rights as an American (forced to agree to arbitration) and I was forced to open an additional account I did not want. Now I am trying to transfer the little bit of money I have with Schwab and I am being for to give Schwab the user ID and password for my bank - this violates security rules and ethics.
Date published: 2018-07-13
Rated 5 out of 5 by from lot of research material Very easy search and trade online
Date published: 2018-07-11
Rated 5 out of 5 by from Reliable I am a long time Schwab customer. The agents on the phone are always helpful and know their products well so they answer questions quickly. I am familiar with Schwab Brokerage Statements so they are easy for me to see data I am interest in easily. Web site is clear, quick, and simple to use.
Date published: 2018-07-10
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