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Schwab One® Brokerage Account

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Open a Schwab brokerage account in just
10 minutes and invest the way you want.

  • Online equity trades
    + Satisfaction Guarantee1
  • No fees to open or maintain your brokerage account. Other charges may apply2
  • Easy access to financial professionals and investment tools

What do I get with this account?

In addition to the ability to easily trade stocks, bonds, mutual funds, and other financial products,3 when you open a brokerage account with Charles Schwab, you'll get:

  • Online brokerage education courses and seminars covering investing strategies.
  • Easy account management from the convenience of the Schwab mobile app.4
  • 24/7 service from our call center and support from one of our 300 local branches.

A full-service experience without the full-service price.

With a Schwab brokerage account, you’ll have low brokerage fees and minimums:

  • No fee to open and maintain your account. Other charges may apply.1
  • Low minimum deposit of $1,000 (waived with automatic $100 monthly deposits).5
  • $4.95 online equity trades, regardless of account balance, how often you trade, or how many shares you trade. Restrictions apply.6

Quick answers to related questions

Have questions about this account? Here are responses to some of the most common questions we hear. If you have a specific question, please call us at 800-540-6718.

Ready to get started?

Here’s what you’ll need:

  • Social Security number(s)
  • Driver’s license information
  • Employer’s name and address (if applicable)
  • Statement information for assets or cash you may want to transfer

Need help? Call 866-232-9890.

1. Restrictions apply: The $4.95 commission does not apply to foreign stock transactions, large block trading transactions requiring special handling, or restricted stock transactions. All broker-assisted and automated phone trades are subject to service charges. See the Charles Schwab Pricing Guide for details. Employee equity compensation transactions are subject to separate commission schedules.

Satisfaction Guarantee: If you are not completely satisfied for any reason, at your request Charles Schwab & Co., Inc. (“Schwab”) or Charles Schwab Bank ("Schwab Bank") will refund any eligible fee related to your concern within the timeframes described below. Two kinds of “Fees” are eligible for this guarantee: (1) asset-based “Program Fees” for the Schwab Private Client (“SPC”), Schwab Managed Portfolios (“SMP”), Schwab Intelligent Advisory (“SIA”), and Managed Account Connection (“Connection”) investment advisory services sponsored by Schwab (together, the “Participating Services”); and (2) commissions and fees listed in the Charles Schwab Pricing Guide for Individual Investors (“Account Fees”) or the Charles Schwab Bank Pricing Guide. Program Fee refund requests must be received no later than the next calendar quarter after the Fee was charged. Account Fee refund requests must be received within one year of the date that the Fee was charged.

Program Fees are calculated as a percentage of eligible assets in Participating Service accounts. For more information about Program Fees, please see the disclosure brochure for the Participating Service, made available at enrollment or any time at your request. The Connection service includes only accounts managed by investment advisors affiliated with Schwab: Windhaven Investment Management, Inc., ThomasPartners, Inc., and Charles Schwab Investment Management, Inc. The guarantee does not cover Program Fees for accounts managed by investment advisors who are not affiliated with Schwab or managed by Schwab-affiliated advisors outside of the SPC, SMP, SIA and Connection services.

The guarantee is only available to current clients. Refunds will only be applied to the account charged and will be credited within approximately four weeks of a valid request. No other charges or expenses, and no market losses will be refunded. Other restrictions may apply. Schwab reserves the right to change or terminate the guarantee at any time."

2. See the Charles Schwab Pricing Guide for Individual Investors (“the Guide") and any amendments to the Guide for comprehensive details on fees.

3. Account must be approved and funded before trading can occur.

4. Requires a wireless signal or mobile connection.

5. The $1,000 minimum required to open an account is waived if you set up an automatic monthly transfer of $100 through direct deposit or Schwab MoneyLink® or open a Schwab Bank High Yield Investor Checking® account linked to your brokerage account.

6. Restrictions apply: The $4.95 commission does not apply to foreign stock transactions, large block trading transactions requiring special handling, or restricted stock transactions. All broker-assisted and automated phone trades are subject to service charges. See the Charles Schwab Pricing Guide for details. Employee equity compensation transactions are subject to separate commission schedules.

Investors should consider carefully information contained in the prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing.

System availability and response times are subject to market conditions and mobile connection limitations.

Brokerage Products: Not FDIC Insured • No Bank Guarantee • May Lose Value

The Charles Schwab Corporation provides a full range of brokerage, banking, and financial advisory services through its operating subsidiaries. Its broker-dealer subsidiary, Charles Schwab & Co., Inc. (member SIPC), offers investment services and products, including Schwab brokerage accounts. Its banking subsidiary, Charles Schwab Bank (member FDIC and an Equal Housing Lender), provides deposit and lending services and products. Access to Electronic Services may be limited or unavailable during periods of peak demand, market volatility, systems upgrade or maintenance, or for other reasons.

This site is designed for U.S. residents. Non-U.S. residents are subject to country-specific restrictions. Learn more about our services for non-U.S. residents.

Charles Schwab & Co., Inc, All rights reserved. Unauthorized access is prohibited. Usage will be monitored.

Compliance Number (0617-73VT)


Schwab One Brokerage Account is rated 4.3 out of 5 by 1096.
Rated 1 out of 5 by from None It has been a dumb thing for CS to acquire OX platform and destroyed in this fashion.
Date published: 2017-10-27
Rated 1 out of 5 by from
Date published: 2017-10-25
Rated 5 out of 5 by from
Date published: 2017-10-24
Rated 1 out of 5 by from confusing site watch lists not imported from previous brokerage site, takes 2 to 3 clicks to set up anything new onsite
Date published: 2017-10-24
Rated 5 out of 5 by from
Date published: 2017-10-23
Rated 5 out of 5 by from
Date published: 2017-10-22
Rated 3 out of 5 by from
Date published: 2017-10-22
Rated 3 out of 5 by from changes you are not training your people as well as you did years ago..........I have experienced many mistakes in the last 5 years...and have had to report them.....they were that bad......it's apparent Indianapolis does at least a better.job.......and when you decide to change the format,,,sometimes it is worse instead of better.......too many selections are too confusing..also I used to get ''standard and poor'' books which were soooo helpful.......now nothing.....I have been with schwab from the beginning......it I not as good as it was.........
Date published: 2017-10-22
Rated 5 out of 5 by from Great Support They do EVERYTHING I need done!
Date published: 2017-10-20
Rated 5 out of 5 by from Casual Contact I'm a "long time" holder mostly on "automatic pilot". The occasional trades and money transfers go well. The same for asset transfers. Telephone service is spectacular! The associates are very helpful and patient! The internet service is VERY helpful even to a inexperience person such as ME! At the moment I can't think of anything I would change. Keep up the good work. 73
Date published: 2017-10-20
Rated 5 out of 5 by from Awesome Schwab has met all my expectation and more!! Makes a beginner feel like a pro!
Date published: 2017-10-20
Rated 5 out of 5 by from Awesome customer service. Schwab has met all of my requirements for a reliable, easy to contact, bank. I really appreciate the quick customer service and the consistency of the bank overall.
Date published: 2017-10-20
Rated 5 out of 5 by from Great ETFs
Date published: 2017-10-20
Rated 5 out of 5 by from Schwab meets all my needs Schwab is consistently improving on all aspects of there business, and every rep I have talked to in the last 12+ years is very helpful and nice
Date published: 2017-10-20
Rated 5 out of 5 by from Great Staff Service is superb and prompt!!
Date published: 2017-10-19
Rated 4 out of 5 by from
Date published: 2017-10-19
Rated 1 out of 5 by from What a disaster of an account. Schwab has made huge mistakes in transferring my accounts from OpXpress. Wrong basis, erasing necessary stock and option history and failure to implement trades correctly and timely. I will be moving my accounts asap.
Date published: 2017-10-17
Rated 5 out of 5 by from Great interface, good service, easy to use, intuitive
Date published: 2017-10-17
Rated 5 out of 5 by from Works better than other web sites I always recommend Schwab.
Date published: 2017-10-17
Rated 1 out of 5 by from Terrible I've had one problem after another since switching to Schwab
Date published: 2017-10-17
Rated 5 out of 5 by from Just getting started--assume you still provide data to Profit Source
Date published: 2017-10-17
Rated 5 out of 5 by from Different things Love all the different things I can do on all the sites.
Date published: 2017-10-16
Rated 1 out of 5 by from Useless to options traders I was transferred to this account when Schwab bought out my options broker. Trade calculators are not available. You cannot fine tune an options spread and place the order from the caluclator. My virtual account is gone (unless I go to a third party from which I cannot place orders). Chat sessions open with a huge boilerplate disclaimer that reveals Shwab views me as a legal adversary and not a valued customer. (Wait until you see the terms and conditions for submitting this review.) It's not a useful platform for options traders and I doubt I'll keep this account.
Date published: 2017-10-16
Rated 5 out of 5 by from brokerage account In my opinion fees of only $4.95 make Schwab the best choice for individual investors.
Date published: 2017-10-15
Rated 1 out of 5 by from Options Xpress was better. Where did my Virtual trading accounts go? Why can't you guys show straight up what the ask is for a vertical?
Date published: 2017-10-15
Rated 5 out of 5 by from In depth research & analysis tools available. Great customer Service. Schwab provides very useful tools such as Trade Source and the new link for non-Schwab accounts. The stock ratings summaries especially the Market Edge Second Opinion® Weekly is extremely useful in determining potential risks associated with each trade. StreetSmartEdge is an indispensable tool for trading, very intuitive and user friendly. A few minor features of StreetSmartEdge could be improved however overall, I find the platform outstanding. Commissions are very reasonable.
Date published: 2017-10-15
Rated 4 out of 5 by from Comparing Funds I wish you could compare more than just 5 funds at a time.
Date published: 2017-10-14
Rated 5 out of 5 by from Easy to use and help when I need it I do my own stock picks, but rely heavily on Schwab Research, easy to find and easy to use. When I need help, I pick up the phone and get great customer service and excellent help. Thanks
Date published: 2017-10-14
Rated 2 out of 5 by from Missing OptionsXpress Anyone from the OX team could tell you how to improve the options trading. Actually, Schwab is better than I expected, but I can't trade as fast as I could on OX.
Date published: 2017-10-13
Rated 5 out of 5 by from OptionsXpress account transfer I appreciate the long advance notice for the transfer. I experienced a minimum of surprises. At first, I did not understand the direct log-in process to the futures section, and the old OX features that I expected and like. I have not discovered the old Java Streaming Charts, which I like. The new Streaming Charts is fine, but I must learn the interface. The Futures Research section continues, which I use, especially Hightower. I rarely trade or research equities, so a futures oriented service is my first requirement. The relative unclutter of the OX interface is a great appeal, and I am pleased to see it continued. Your competitors have useful though much more complex futures interfaces than I need or want. I have a business and life outside the futures market screen.
Date published: 2017-10-13
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