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Banking and Lending

Checking and Savings

High Yield Investor Checking Account

Enjoy no ATM fees worldwide1, no minimums, and bank anytime, anywhere with Schwab Mobile. The Schwab Bank High Yield Investor Checking® account is linked to a Schwab One® brokerage account * so you can easily manage both accounts with a single login.

Open Checking Account Form

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Learn more about our checking account.


High Yield Investor Savings Account

Looking for a good alternative for your cash? The FDIC-insured Schwab Bank High Yield Investor Savings® account offers a variable APY with no account minimums or monthly service fees.

Ready to get started?

Download an application.

Learn more about our savings account.

Home Loans—Provided by Quicken Loans®

Purchase a Home

Get more loan options—and competitive rates—for home loans, and a quick closing through Schwab Bank's home loans program provided by Quicken Loans—the nation's largest online mortgage lender2 with over 31 years of home loan experience. 

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Refinance Your Mortgage

Refinance your home loan to shorten the length of your loan, or to lower your interest rate and reduce your monthly payments.  

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Get a Home Equity Line of Credit (HELOC)

Consolidate your higher-interest debt, finance home improvements, or make major purchases with our low-rate HELOC. It's an easy way to make the most of your home's equity. 

Learn More 

Ready to start the conversation?

Call 877-535-4021
Mon.-Fri., 8 a.m.-9 p.m. ET; 8 a.m.-4 p.m. ET
 

Securities Based Lending

Schwab Bank flexible line of credit

Looking to enhance your borrowing power for real estate, business, or college expenses? A Pledged Asset Line from Schwab Bank is a flexible, non-purpose line of credit** that lets you leverage the value of your portfolio.

Learn More

Entering into a Pledged Asset Line and pledging securities as collateral involve a high degree of risk. Before you decide to apply for a Pledged Asset Line, make sure you understand the risks.

Learn about Schwab Bank’s flexible line of credit:

Call 888-725-3630
(Monday through Friday, 8:30 a.m. to 8:00 p.m. ET)
Or, contact your Financial Consultant
J.D. Power award

Highest in Customer Satisfaction with Direct Retail Banking

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Community Development

At Charles Schwab Bank, we share your commitment to giving back to our communities. We demonstrate that commitment through a variety of community development efforts and activities that help serve the banking and credit needs of our entire community, including low- and moderate-income neighborhoods and individuals. Please see the Charles Schwab Bank CRA Strategic Plan for more details.

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