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Our most popular accounts

Individual Brokerage

Invest in stocks, ETFs, options, bonds, and more with a personal account.

Joint Brokerage

Invest in stocks, ETFs, options, bonds, and more with another individual.

Roth IRA

Plan for your future with a Roth IRA.

Traditional IRA

Plan for your future with a Traditional IRA.

Rollover IRA

Roll over your prior retirement plan from a former employer.

Automated & Managed Portfolios

Schwab Intelligent Portfolios®

Invest with automated advice.

Schwab Intelligent Portfolios Premium®

Invest with automated and expert advice.

Personal Trust Services

Single Trustee

Prepare to manage and protect your assets with a single trustee.

Co-Trustee

Prepare to manage and protect your assets with more than one trustee.

Charitable Giving

Schwab Charitable

Give back to the community with a tax-efficient solution.

Charles Schwab & Co., Inc. is not an FDIC-insured bank and deposit insurance covers the failure of an insured bank.  Charles Schwab & Co., Inc. is a brokerage firm and a member of SIPC, which provides protection for brokerage account assets. Non-deposit products are not insured by the FDIC; are not deposits; and may lose value.

Banking

Individual Checking

Easily fund your investments and manage day-to-day cash with a personal account.

Joint Checking

Easily fund your investments and manage day-to-day cash with another individual.

If approved your Schwab Bank Investor Checking will be opened with Charles Schwab Bank, SSB Member FDIC.  Your linked brokerage account will be opened with Charles Schwab & Co., Inc. (Member SIPC).  Schwab One brokerage accounts are not insured by the FDIC; are not deposits; and may lose value.

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Please read the Schwab Intelligent Portfolios Solutions disclosure brochures for important information, pricing, and disclosures related to the Schwab Intelligent Portfolios® and Schwab Intelligent Portfolios Premium® programs.

Schwab Intelligent Portfolios® and Schwab Intelligent Portfolios Premium® are made available through Charles Schwab & Co. Inc. ("Schwab"), a dually registered investment advisor and broker dealer. Portfolio management services are provided by Charles Schwab Investment Management, Inc. ("CSIM"). Schwab and CSIM are subsidiaries of The Charles Schwab Corporation.

The cash allocation in Schwab Intelligent Portfolios Solutions will be accomplished through enrollment in the Schwab Intelligent Portfolios® Sweep Program (Sweep Program), a program sponsored by Charles Schwab & Co., Inc. By enrolling in Schwab Intelligent Portfolios Solutions, clients consent to having the free credit balances in their Schwab Intelligent Portfolios Solutions brokerage accounts swept to deposit accounts at Charles Schwab Bank through the Sweep Program. Charles Schwab Bank is an FDIC‐insured depository institution affiliated with Charles Schwab & Co., Inc. and Charles Schwab Investment Management, Inc. Schwab Intelligent Portfolios® and Schwab Intelligent Portfolios Premium® are designed to monitor portfolios on a daily basis and will also automatically rebalance as needed to keep the portfolio consistent with the client’s selected risk profile. Trading may not take place daily.

Tax‐loss harvesting is available for clients with invested assets of $50,000 or more in their account. You should read the tax-loss harvesting disclosures on the Schwab Intelligent Portfolios Solutions website and mobile application (collectively, the “Website”) as well as in the Schwab Intelligent Portfolios Solutions disclosure brochures (the “Brochures”) before choosing the tax-loss harvesting feature as part of your enrollment in Schwab Intelligent Portfolios.

Diversification, automatic investing, and rebalancing strategies do not ensure a profit and do not protect against losses.

The Schwab Bank Investor Checking account is available only as a linked account with a Schwab One® brokerage account. The Schwab One brokerage account has no minimum balance requirements, no minimum balance charges, no minimum trade requirements, and there is no requirement to fund this account when opened with a linked Investor Checking account. To learn more about other Schwab Bank checking accounts, please contact Schwab Bank at 888-403-9000.

Funds deposited at Charles Schwab Bank, SSB, are insured, in aggregate, up to $250,000, based on account ownership type, by the Federal Deposit Insurance Corporation (FDIC).

Charitable Planning Consultants are employees of Schwab Charitable. Schwab Charitable is the name used for the combined programs and services of Schwab Charitable Fund™, an independent nonprofit organization. Schwab Charitable Fund has entered into service agreements with certain affiliates of The Charles Schwab Corporation.

Charles Schwab & Co., Inc. ("Schwab") is affiliated with Charles Schwab Trust Company (CSTC), the corporate trustee for Schwab Personal Trust Services (SPTS) and Schwab Wealth Trust Services (SWTS). Schwab may introduce clients to CSTC but does not evaluate whether SPTS or SWTS is appropriate for each client or recommend SPTS or SWTS for any particular client. It is the client's responsibility to ensure that CSTC meets his or her trust needs and to conduct any due diligence that may be required before engaging CSTC.

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Investment and Insurance Products Are: Not FDIC Insured • Not Insured by Any Federal Government Agency • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or any of its Affiliates • Subject to Investment Risks, Including Possible Loss of Principal Amount Invested

The Charles Schwab Corporation provides a full range of brokerage, banking and financial advisory services through its operating subsidiaries. Its broker-dealer subsidiary, Charles Schwab & Co. Inc. (Member SIPC), and its affiliates offer investment services and products. Its banking subsidiary, Charles Schwab Bank, SSB (member FDIC and an Equal Housing Lender), provides deposit and lending services and products.

This site is designed for U.S. residents. Non-U.S. residents are subject to country-specific restrictions. Learn more about our services for non-U.S. residents, Charles Schwab Hong Kong clients, Charles Schwab U.K. clients.

© 2024 Charles Schwab & Co., Inc. All rights reserved. Member SIPC. Unauthorized access is prohibited. Usage will be monitored.

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