Planning & Retirement

Prepare for financial milestones and events

Financial planning

How to Avoid Overconcentration

Overconcentration in a single stock—even your company's stock—is risky. Learn about overconcentration, how to avoid it, and what to consider before selling stock.

April 11, 2024

Medicare for Globetrotters

Medicare can fall short when traveling. Here's how to fill the gaps.

April 10, 2024

Can I Afford a Pet?

The joy of owning a pet may be priceless, yet the cost to your budget is real. Consider these five financial moves before becoming a pet parent.

April 10, 2024

College and education

College Custodial Accounts

Custodial accounts may not offer the tax benefits of 529 plans, but they can be used to fund expenses that 529 plans don't cover.

March 27, 2024

Costly College-Saving Mistakes

A 529 college savings plan offers many advantages, but it can come with some potential pitfalls. Here are five mistakes to avoid.

March 05, 2024

How to Save for College

What financial tools and strategies are available to those planning for college expenses?

March 04, 2024

Estate planning

Weighing Insurance Options

Insurance offers not just downside protection but also financial stability. Here's a look at the costs and considerations of several types of insurance coverage.

April 10, 2024

4 Conflicts Faced by Couples

Schwab wealth advisors discuss the common financial conflicts they see among couples—and how to navigate them successfully.

March 08, 2024

Estate Planning for Collectors

What to know about bequeathing and inheriting collectibles.

March 08, 2024

Saving for retirement

4 SECURE 2.0 Act Takeaways

The sweeping new law will continue to be implemented over the next few years. Here are four areas in which your retirement savings could benefit.

March 08, 2024

Allocating Portfolio Assets

As you progress through your retirement investing journey, consider altering your asset allocation by age as your time horizon, investment goals, and risk tolerance change.

March 05, 2024

Retirement Savings Tips

Ever wonder if you're on track to reach your retirement goal? Here's how to calculate how much you should have saved by now.

February 23, 2024

In retirement

Medicare for Globetrotters

Medicare can fall short when traveling. Here's how to fill the gaps.

April 10, 2024

What is a Charitable Gift Annuity?

Charitable gift annuities are in the philanthropy spotlight thanks to the SECURE 2.0 Act. Schwab wealth expert Susan Hirshman explains how they work.

March 08, 2024

The Case for Income Annuities

Payments from income annuities are at their highest levels in a decade. Here's what that means.

February 15, 2024

Tax planning

Watch Out for Wash Sales

What the IRS rule on wash sales might mean for you.

March 28, 2024

What Is a Tax Credit?

Tax credits can help reduce your tax burden and let you keep more of your money.

March 27, 2024

Tax Brackets & Marginal Tax Rates

What are the tax brackets and how do marginal tax brackets work? Find out about tax rates as we head into income tax season.

March 26, 2024

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.

Investing involves risk, including loss of principal.

Past performance is no guarantee of future results.

All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.

Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.

The information provided here is for general informational purposes only and is not intended to be a substitute for specific individualized tax, legal or investment planning advice. Where specific advice is necessary or appropriate, consult with a qualified tax advisor, CPA, financial planner or investment manager.