Required Minimum Distribution (RMD) Calculators

Estimate your Required Minimum Distribution (RMD) based on your specific circumstances with Schwab’s RMD Calculators. 

For those who are 70½ or older

For those who are 70½ or older and have a Traditional, Rollover, SEP or SIMPLE IRA, please use our Traditional IRA RMD Calculator to estimate your annual distributions.  For those who inherited an IRA or other retirement plan account, please use our Inherited IRA RMD Calculator to estimate annual withdrawals you may need to take.

Both RMD Calculators

Traditional IRA

Traditional RMD Calculator

Beneficiary RMD

Beneficiary


Common questions


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This tax information is not intended

This tax information is not intended to be a substitute for specific individualized tax, legal, or investment planning advice. Where specific advice is necessary or appropriate, Schwab recommends that you consult with a qualified tax advisor, CPA, financial planner, or investment manager. Depending on the type of account you have, there are different rules for withdrawals, penalties, and distributions. Please understand these before opening your account.


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