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Think of Schwab Financial Concierge™ as your first stop for your financial needs beyond your company's retirement or stock plan. We're here to answer questions, help you plan, and support your next steps.

Schwab Financial Concierge

Schwab Financial Concierge

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Light music plays throughout.

A colorful cityscape appears, with cars driving slowly past on a road lined with streetlights. 

Narrator [off-screen]: We all have dreams—big and small. For today and for the future. The Schwab Financial ConciergeTM team can help you bring those dreams closer to reality.

Four people are standing next to each other in a high-rise office building—a woman in a blue shirt, a man in a red shirt, a woman in a yellow shirt, and a man in a white shirt. Thought bubbles containing question marks emerge from each of their heads.

Narrator: No matter where you are in your financial journey, you can call to get answers to the important financial questions you have. 

The questions marks in the thought bubbles transform into different objects for each person: a calendar, a piggy bank, a bar graph under a magnifying glass, and a sign that reads, "This way."

Narrator: Whether it's planning, saving, or investing, we'll learn about your financial needs and help you create plans for your financial future. And you're welcome to keep calling, anytime you need us.

You might be wondering where to start with managing life's expenses while still saving and investing for the future. 

The woman in the blue shirt finds herself in a blossoming garden. A watering can and a shovel lie behind her. Three flowers sprout next to her, growing almost as tall as she is. A speech bubble appears next to her.

Onscreen text: 
How can I reach my financial goals?

Narrator: Or maybe you're thinking about buying a house but aren't sure how to pay for it. 

The woman in the yellow shirt, with a dog on a leash, appears in front of a house that's for sale. A "sold" sign floats down and slaps itself on the "for sale" sign. A speech bubble appears next to the woman.

Onscreen text:
How can I afford a new house?

Narrator: Or you might be curious about how much you need to save to send the kids to college. 

The man in the red shirt is walking with his partner, who is pushing a stroller in a park. A speech bubble appears next to them.

Onscreen text:
How should we plan for education expenses?

Narrator: Or perhaps you'd like to start investing on your own—or could use a second opinion on your existing portfolio.

The man in the white shirt stands in a living room with a couch. An open laptop is on a desk in the background. The man rubs his chin thoughtfully as two multicolored circles containing dollar signs appear in the air next to him. A speech bubble then also appears next to him.

Onscreen text:
I'd like help with investing. 

Narrator: Whatever your financial questions, our experienced professionals have answers for you. We've teamed up with your employer to provide this human touch, with no hidden cost and no catches.

The man in the white shirt takes out his phone and makes a call. It's answered by a man in a blue sweater with a hands-free headset. This man nods and smiles as the man in the white shirt speaks. Other people appear in their own environments—in an armchair, at a desk, at a table drinking a hot beverage—each on their phone communicating with someone on the other end. 

Narrator: So, let's talk and get started on building your best life. 

Scene transitions to solid blue frame and gives way to text.

Onscreen text: 
So, let's talk and get started on building your best life. 

Narrator: To speak with a member of the Schwab Financial ConciergeTM team, give us a call.
To speak with a member of the Schwab Financial ConciergeTM team, use our online scheduling tool to make an appointment at a time that's convenient for you, or give us a call.

Onscreen text:
Call 877-566-2027.
(Mon.–Fri., 8:30 a.m. to 8:00 p.m. ET)

Schwab brand music plays. The Charles Schwab logo appears.

Onscreen text:
Own your tomorrow®


While consultations with a Financial Consultant (Participant Investor Concierge) are complimentary, the implementation of any recommendations made in the course of these services may result in trade commissions or other fees, charges, or expenses. Please note that there are certain eligibility requirements for working with a dedicated Financial Consultant. Financial Consultants are compensated based on the quality of service they provide and on their marketing and sales of products and services to Schwab account holders. Go to for Financial Consultants' compensation information.

Please be aware that brokerage products and services provided by Charles Schwab & Co., Inc. are separate and distinct from the services offered through the retirement plan serviced by Schwab Retirement Plan Services, Inc. Any fees incurred for non-plan-related products or services provided by Schwab will be incurred by the individual investor and not be paid by the retirement plan or Plan Sponsor.

Schwab Retirement Plan Services, Inc., provides recordkeeping and related services with respect to retirement plans. Schwab Stock Plan Services is a division of Charles Schwab & Co., Inc., providing equity compensation plan services and brokerage solutions for corporate clients. Compliance Solutions is comprised of Schwab Designated Brokerage Services (DBS), a division of Charles Schwab & Co., Inc. and Schwab Compliance Technologies, Inc. (SchwabCT). DBS provides brokerage solutions for corporate clients who monitor their employees' securities activity. SchwabCT provides technology solutions for corporate clients to help facilitate their compliance technology program implementation. Schwab Retirement Plan Services, Inc., Schwab Compliance Technologies, Inc., and Charles Schwab & Co., Inc. ("Schwab," Member SIPC), are separate but affiliated entities, and each is a subsidiary of The Charles Schwab Corporation ("Charles Schwab").

Offers of non-retirement plan-related products and services are made available by and through Charles Schwab as a result of the employer's relationship with Charles Schwab and pursuant to the employer's authorization. Brokerage and financial advisory products and services provided by Charles Schwab & Co., Inc. are not connected or associated with benefits provided under the terms of the retirement plan serviced by Schwab Retirement Plan Services, Inc. Any fees incurred for such non-retirement plan-related brokerage and financial advisory products and services will be paid by the individual investor and cannot be paid by or from the retirement plan or Plan Sponsor.

©2023 Charles Schwab & Co., Inc. ("Schwab"). All rights reserved. Member SIPC
CC7411444 (0423-3UW6) (04/23)


Personalized guidance from the Schwab Financial Concierge team.

Discover the difference that financial guidance can make.

It all starts with getting to know you.

Every conversation you have with Schwab Financial Concierge starts with us gaining a clear understanding of your needs.

Through our discussion, we'll help you get answers to your questions and identify your next steps. That might include taking advantage of Schwab's online tools and resources, making an appointment for a one-on-one financial planning session, creating your own digital financial retirement plan (for existing Schwab clients), or connecting with other specialists at Schwab for more complex needs.

Illustration of a man wearing glasses and a collared shirt with various bubbled icons floating around him.

Meet Tim

The new dad looking to save.

Tim wants to save for his kid's college education but isn't sure where to start. So he calls the Financial Concierge team and figures out how much he can start saving. Then he opens a 529 account to get started. Now the Financial Concierge team is helping him create a financial plan to work toward his other goals.

Meet Maya

The pre-retiree in need of a plan.

Maya is looking to retire in a few years and wants to get her finances organized. She decides to consolidate her accounts for a better view of her financial picture with retirement in mind.

Illustration of a woman wearing a yellow dress with various bubbled icons floating around her.
Illustration of a woman wearing a pink cardigan with various bubbled icons floating around her.

Meet Cheryl

The investor eager for assistance.

Cheryl isn't an expert on saving or investing and wants someone to review her approach. So she calls the Schwab Financial Concierge team to get a second opinion on her investment strategy and make sure it's aligned with her goals.

Backed by experience.

An illustrated icon depicting a trophy cup with a star in the center.

Backed by experience.

Schwab has championed individual investors for more than 40 years. Now, Schwab Financial Concierge can help you explore this wealth of expertise.

Common questions

Schwab Financial Concierge is complimentary. There may be a charge for some of the services discussed.

The representative is salaried and not paid a commission. Their guidance has your best interests in mind. For more information about representative compensation, please visit the investment professionals' compensation page.

Everyone is eligible. Your conversations will be specific to your needs regardless of income or complexity of needs.

You don't need to enroll. Simply schedule an appointment or call any time to talk about your questions.

As long as you need! Calls are usually quick, while planning sessions may take more time. But we're always happy to accommodate your needs.

No question is too simple or too complex for our financial pros. We're here to help you feel more confident about your financial life—whatever that means to you.

Of course. You can call back as many times as you need, as your situation changes or new questions come up.

Get started today.

Schedule your appointment

Rather talk now? Call 877-566-2027.